Scotchtown, NY — City Data, Demographics & Statistics
Orange County · New York
City DNA
A unique fingerprint for Scotchtown based on 8 key metrics — compared to averages.
Quick Stats
Population
10,544
2023 ACS
Median Income
$92,889
2023
Median Home Value
$317,400
2023
Median Rent
$1,655
2023
Median Age
36.5
Unemployment
7.2%
Cost of Living Index
152.5
100 = national avg
Scotchtown is a city in Orange County, New York, with a population of 10,544 according to the 2023 American Community Survey. Scotchtown is one of the communities in New York.
The median household income in Scotchtown is $92,889, and the median home value is $317,400. The cost of living index is 152.5 (where 100 = national average), and the median rent is $1,655 per month. The unemployment rate is 7.2%, and the median age is 36.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
10,544
Male
5,374
51.0%
Female
5,170
49.0%
Median Age
36.5
Education & Household
Bachelor's or Higher
21.9%
High School or Higher
40.0%
Foreign Born
18.9%
Veterans
5.0%
Married
38.1%
Avg Household Size
2.6
Marital Status by Age
Race & Ethnicity
Diversity Index
0.686
Simpson's Index (0-1)
Largest Group
White
36.6%
Foreign Born
18.9%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
23.6%
2,493 people
Not Hispanic/Latino
76.4%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
10,172
English Only
67.4%
#1 Non-English Language
Spanish
1,524 speakers
Limited English
7.3%
Language Distribution
English Proficiency
Speaks English Very Well
92.7%
Limited English Proficiency
7.3%
Veterans & Military
Total Veterans
524
5.0% of population
Disability Rate
10.3%
54 with disability
Veteran Median Income
$61,667
Period of Service
Veteran Age Distribution
Male Veterans
514
98.1%
Female Veterans
10
1.9%
Veteran vs Non-Veteran Income
Veteran Income
$61,667
Non-Veteran Income
$41,090
Difference
$20,577
50.1% higher
Disability Status
With Disability
54
Without Disability
470
Disability Rate
10.3%
Ancestry & Heritage
Total Reporting Ancestry
6,300
#1 Ancestry
Irish
11.5% (1,209)
#2 Ancestry
Italian
10.5% (1,105)
#3 Ancestry
West Indian
7.7% (809)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
4,089
Family Households
2,685
65.7%
Married Couples
1,696
41.5%
Non-Family Households
1,404
34.3%
Single Mother Households
744
18.2%
Single Father Households
245
6.0%
Living Alone
1,050
25.7%
Children Under 18
Total Children
1,456
In Married Couple
1,015
69.7%
With Single Mother
393
27.0%
With Single Father
48
3.3%
Family Income
Median Family Income
$106,733
Married Couple Income
$118,333
Single Mother Income
$75,128
Single Father Income
$81,875
Avg Family Size
2.6
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
245
Grandparents Responsible
93
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$92,889
+27% vs national
Per Capita Income
$42,480
+14% vs national
Poverty Rate
10.6%
-22% vs national
Gini Index
0.3901
0 = perfect equality
Unemployment
7.2%
+39% vs national
SNAP Recipients
11.6%
of households
How Scotchtown Compares
Scotchtown vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Scotchtown is highlighted.
Median Household Income
Scotchtown, NY has a median household income of $92,889, making it the 5,992nd highest median household income out of 28,123 cities in our database. This means that Scotchtown has a higher median household income than 79% of all the cities we measured.
Per Capita Income
Scotchtown, NY has a per capita income of $42,480, making it the 7,268th highest per capita income out of 28,123 cities in our database. This means that Scotchtown has a higher per capita income than 74% of all the cities we measured.
Poverty Rate
Scotchtown, NY has a poverty rate of 10.6%, making it the 15,879th highest poverty rate out of 31,262 cities in our database. This means that Scotchtown has a higher poverty rate than 49% of all the cities we measured.
Unemployment Rate
Scotchtown, NY has a unemployment rate of 7.2%, making it the 6,984th highest unemployment rate out of 31,012 cities in our database. This means that Scotchtown has a higher unemployment rate than 77% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Scotchtown. The median household income here is $92,889.
Income Distribution
Employment Snapshot
Unemployment Rate
7.2%
+45% vs NY avg
Labor Force
6,427
Employed
5,955
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
21.9%
of adults 25+
High School Diploma+
40.0%
of adults 25+
Median Age
36.5
Work from Home
7.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$98.1K
per year
Occupations Tracked
20
Cost of Living
Overall Index
152.5
100 = national avg
+52.5 vs national average
Living Wage (1 Adult)
$67,109
per year
Living Wage (Family of 4)
$158,621
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,549
per month
2 Bedroom
$1,979
per month
The median household income in Scotchtown, NY is $92,889, which is 26.9% above the national average of $73,224. Per capita income is $42,480. The poverty rate of 10.6% is higher than the NY state average of 10.6%. The Gini index of income inequality is 0.3901, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 7.2%, compared to the state average of 5.0%. The labor force is 6,427. 21.9% of adults hold a bachelor's degree or higher. About 74.7% of workers drive alone to work. The overall cost of living index is 152.5, which is 52.5% above the national average. Housing costs are above the national average at an index of 191.4. A single adult needs to earn approximately $67,109 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$450,000
Median List Price
$414,950
Price Per Sq Ft
$284
Days on Market
14
Active Inventory
9
Months of Supply
9.0
Buyer's market
Market CompetitivenessRedfin
Sold Above List
0.0%
Off Market in 2 Weeks
0.0%
Sale-to-List Ratio
100.0%
Seller's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
1
New Listings
6
Pending Sales
5
Price Per Square FootRedfin
Median Sale $/SF
$284
Median List $/SF
$241
House Price IndexFHFA
How much have housing prices increased in Scotchtown, NY? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area, home prices have risen 411.2% over the past 40 years. Over 20 years, prices grew 54.3%. The 10-year growth rate is 105.5%. Over the last 5 years, prices increased 59.5%. In the most recent 2-year period, the index rose 12.4%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Kiryas Joel-Poughkeepsie-Newburgh, NY housing market rather than Scotchtown alone.
Metro area: Kiryas Joel-Poughkeepsie-Newburgh, NY
Scotchtown vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Scotchtown is highlighted.
Median Home Value
Scotchtown, NY has a median home value of $317,400, making it the 6,588th highest median home value out of 27,993 cities in our database. This means that Scotchtown has a higher median home value than 76% of all the cities we measured.
Median Rent
Scotchtown, NY has a median rent of $1,655, making it the 3,214th highest median rent out of 22,337 cities in our database. This means that Scotchtown has a higher median rent than 86% of all the cities we measured.
Median Price Per Sq Ft
Scotchtown, NY has a price per square foot of $284, making it the 4,063rd highest price per square foot out of 20,748 cities in our database. This means that Scotchtown has a higher price per square foot than 80% of all the cities we measured.
Rent Burden
Scotchtown, NY has a rent burden of 21.4%, making it the 6,968th highest rent burden out of 21,928 cities in our database. This means that Scotchtown has a higher rent burden than 68% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$317,400
Median Rent
$1,655
Total Housing Units
4,137
Vacancy Rate
1.2%
Owner Occupied
48.1%
Renter Occupied
51.9%
Median Property Tax
$6,508
per year
Monthly Cost (w/ Mortgage)
$1,949
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$6,508
per year
Effective Tax Rate
2.05%
of home value
Median Home Value
$317,400
Estimated Mean Tax
$6,323
The effective property tax rate is calculated by dividing the median annual property tax ($6,508) by the median home value ($317,400). In Scotchtown, NY, this works out to an effective rate of 2.05%. This is above the national average of approximately 1.1%.
The current median sale price in Scotchtown, NY is $450,000 according to Redfin data. Homes spend a median of 14 days on the market. 0.0% of homes sold above asking price. The market has 9.0 months of supply. The median price per square foot is $284. The median rent is $1,655 per month (Census ACS). About 48.1% of housing units are owner-occupied. The median year homes were built is 1978. There are 4,137 total housing units. Homeowners pay a median annual property tax of $6,508. The effective tax rate is 2.05%, above the national average.
Crime data is not yet available for Scotchtown. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
90.6
Relatively Moderate
Expected Annual Loss
90.6
Score (0-100)
Social Vulnerability
26.2
Score (0-100)
Community Resilience
63.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
36
Public Assistance
$111.1M
Individual Assistance
$9.7M
Most Common Type
Severe Storm
10 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Jennings Creek Fire → | Fire | Nov 2024 | — | — |
| Severe Storms and Flooding → | Severe Storm | Jul 2023 | $16.0M | — |
| Remnants of Hurricane Ida → | Hurricane | Sep 2021 | $13.7M | $433K |
| Remnants of Hurricane Ida → | Hurricane | Sep 2021 | — | — |
| Hurricane Henri → | Hurricane | Aug 2021 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $34.3M | $2.4M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | $3.9M | $185K |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Remnants of Tropical Storm Lee → | Severe Storm | Sep 2011 | $8.2M | $449K |
| Hurricane Irene → | Hurricane | Aug 2011 | $25.5M | $6.0M |
| Hurricane Irene → | Hurricane | Aug 2011 | — | — |
| Severe Storms and Flooding → | Severe Storm | Apr 2010 | $1.4M | — |
| Severe Winter Storm → | Severe Storm | Dec 2008 | — | — |
| Severe Storms and Inland and Coastal Flo… → | Severe Storm | Apr 2007 | $2.7M | $83K |
| Severe Storms and Flooding → | Severe Storm | Jul 2006 | $27K | $2K |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms and Flooding → | Severe Storm | Apr 2005 | $2.7M | $75K |
| Severe Storms and Flooding → | Severe Storm | Oct 2004 | $436K | $9K |
| Tropical Depression Ivan → | Severe Storm | Oct 2004 | — | $3K |
Showing 20 of 38 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,028
Total Claims Paid
$26,776,050
Avg Claim Payout
$13,203
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
34
Federal Funding
$8,244,239
Properties Protected
22
Avg Benefit-Cost Ratio
1.61
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 11 | $721,224 |
| 403.1: Stormwater Management - Culverts | 7 | $1,494,849 |
| 402.1: Infrastructure Protective Measures (Roads and Bridges) | 3 | $14,267 |
| 403.2: Stormwater Management - Diversions | 3 | $72,976 |
| 405.1: Other Minor Flood Control | 2 | $701,123 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Scotchtown has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, winter weather, landslide. The area has had 36 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 2,028 flood insurance claims have been filed in the area. FEMA has obligated $111,100,724 in public assistance recovery funding. $9,711,204 has been distributed in individual assistance to disaster-affected residents. 34 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
32.8%
3.3pp below the national average
Depression Rate
16.5%
7.0pp below the national average
Diabetes Rate
11.0%
0.9pp below the national average
Uninsured Rate
8.6%
2.0pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
32.9%
Arthritis
22.3%
Cancer (excl. skin)
6.5%
Teeth Lost (65+)
13.0%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
15.5%
14+ days in past month
Depression
16.5%
Loneliness
32.3%
Lack of Support
26.1%
Disability Prevalence
Any Disability
25.0%
Mobility
11.5%
Cognitive
12.0%
Hearing
4.6%
Vision
4.8%
Self-Care
3.5%
Independent Living
7.0%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Scotchtown has an obesity rate of 32.8%, which is 3.3pp below the national average. The depression rate is 16.5%, 7.0pp below the national average. About 8.6% of adults lack health insurance. 79.9% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.3 / 5
Nearest Hospital
6.2 mi
Garnet Health Medical Center
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Garnet Health Medical Center | 6.2 mi | Acute Care Hospitals | 3/5 | Yes |
| St Anthony Community Hospital | 14.4 mi | Acute Care Hospitals | 5/5 | — |
| Bon Secours Community Hospital | 15.5 mi | Acute Care Hospitals | 2/5 | Yes |
| St Luke'S Cornwall Hospital | 16.5 mi | Acute Care Hospitals | 3/5 | Yes |
| Ellenville Regional Hospital | 18.5 mi | Critical Access Hospitals | — | Yes |
Infrastructure
Commute Overview2023 ACS
Drive Alone
74.7%
-5% vs national
Public Transit
2.3%
+158% vs national
Work From Home
7.4%
-20% vs national
Carpool
13.7%
Walk
0.8%
How Scotchtown's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
3
2023
6-Year Avg
3
fatalities/yr
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 3 | 3 | 0 | 0 | 0 |
| 2022 | 1 | 1 | 0 | 0 | 0 |
| 2021 | 3 | 5 | 0 | 0 | 0 |
| 2020 | 4 | 4 | 0 | 1 | 0 |
| 2019 | 2 | 2 | 0 | 0 | 0 |
| 2018 | 2 | 2 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Scotchtown, NY covers travel times and transportation modes. 74.7% of workers drive alone, compared to the national average of 78.7%. 7.4% work from home, which is below the NY state average of 11.1%. Public transit is used by 2.3% of commuters, compared to the national average of 0.9%. 13.7% of workers carpool. In 2023, there were 3 traffic fatalities from 3 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
92.5%
of households
Cable / Fiber / DSL
79.2%
of households
No Internet
3.1%
of households
Total Households
4,089
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
98.9%
of households
Smartphone
95.7%
of households
Desktop / Laptop
89.2%
of households
Tablet
66.2%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
24.4¢
per kWh
+28% vs 10,000 - 25,000 avg
Commercial Rate
18.8¢
per kWh
+21% vs 10,000 - 25,000 avg
Industrial Rate
9.2¢
per kWh
-23% vs 10,000 - 25,000 avg
Avg Monthly Bill
$140
residential
-5% vs 10,000 - 25,000 avg
43% above the national average of 17.1¢/kWh
Residential electricity in New York averages 24.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $140. State-level averages from EIA Electric Sales & Revenue data (2024).
Scotchtown vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
92.5% of households in Scotchtown have broadband internet access. 79.2% have cable, fiber, or DSL service. 11.3% rely solely on cellular data without a wired connection. 3.1% of households have no internet access. 6.2% use only a smartphone without a desktop or laptop.
Politics & Government
County-level data: Election results are reported at the county level. Scotchtown is located in Orange County, NY. Results reflect all voters in the county, not just those in Scotchtown.
Election Overview
Source: Orange County (2024)2024 Winner
Republican
Dem Votes
80,253
45.8%
GOP Votes
94,936
54.2%
Total Votes
175,189
Margin
R+8.4%
Shift from 2020
R+8.2pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 80,253 | 94,936 | 175,189 | 45.8% | 54.2% | R+8.4 |
| 2020 | 84,684 | 84,996 | 172,099 | 49.2% | 49.4% | R+0.2 |
| 2016 | 63,037 | 72,129 | 140,753 | 44.8% | 51.2% | R+6.5 |
In the 2024 presidential election, Orange County recorded 175,189 total votes. Republicans won the county with 54.2% of the vote compared to 45.8% for Democrats, a margin of R+8.4%. Compared to 2020, the margin shifted R+8.2pp from the previous election. Since 2016, Orange County has shifted 1.9 percentage points toward Republicans.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
6
Total Approved
$1.6M
Jobs Supported
27
Per 10K Residents
5.7
SBA loans
-96.8% vs peers avg
Unique Lenders
4
Top Lender
Citizens Bank, National Association
3 loans
Top Industry
Professional & Technical Services
Data Span
1998–2024
Loan Program Breakdown
Source: SBA FOIALoans
6
Total Amount
$1.6M
Avg Loan
$268,400
Median Loan
$61,350
SBA Guaranteed
$1.2M(73%)
Jobs Supported
27
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
1
17% of all-time total
Recent Amount
$33K
2% of all-time total
Avg Recent Loan
$32,700
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| John Schouten | 1 | $1.0M |
| Villa Gaudio of Bullville Inc | 1 | $425K |
| Bullville Animal Hospital | 2 | $123K |
| Pressed and Polished Inc. | 1 | $33K |
| Strictly Fords Inc. | 1 | $30K |
Scotchtown, NY has received 6 SBA loans totaling $1.6M in approved funding between 1998 and 2024. The 7(a) program accounts for 6 loans (100% of the total), supporting 27 jobs. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Scotchtown is Citizens Bank, National Association with 3 loans. That works out to 5.7 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
17
Total Population
123,057
Avg Median Income
-$196,002,307
Avg Home Value
-$156,583,616
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 10914 | 691 | N/A | $440,500 | N/A | 2.5 |
| 10915 | 0 | N/A | N/A | N/A | 0.1 |
| 10916 | 4,531 | $115,227 | $468,000 | $1,196 | 23.5 |
| 10919 | 1,383 | $106,185 | $418,800 | N/A | 3.8 |
| 10921 | 4,358 | $107,500 | $375,200 | $1,836 | 8.3 |
| 10924 | 13,612 | $114,567 | $433,600 | $1,668 | 40.1 |
| 10932 | 14 | N/A | N/A | N/A | 0.1 |
| 10940 | 53,099 | $87,198 | $301,400 | $1,600 | 63.1 |
| 10941 | 14,761 | $95,938 | $325,700 | $1,640 | 32.0 |
| 10958 | 2,717 | $156,250 | $369,600 | $2,125 | 21.2 |
| 10963 | 3,940 | $79,265 | $313,400 | $925 | 13.2 |
| 10973 | 2,300 | $133,508 | $379,400 | $1,788 | 8.3 |
| 10985 | 18 | N/A | N/A | N/A | 0.6 |
| 12543 | 3,147 | $89,293 | $234,500 | $1,492 | 1.5 |
| 12549 | 10,896 | $125,000 | $377,300 | $1,606 | 38.8 |
| 12721 | 7,590 | $84,188 | $307,800 | $1,432 | 24.7 |
| 12722 | 0 | N/A | N/A | N/A | 0.3 |
Scotchtown, NY has 17 ZIP codes with a combined population of 123,057. The average median household income across all ZIP codes is -$196,002,307. The average median home value is -$156,583,616. The average median monthly rent is -$235,293,099.
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