Schenectady, NY — City Data, Demographics & Statistics
Schenectady County · New York
City DNA
A unique fingerprint for Schenectady based on 8 key metrics — compared to averages.
Quick Stats
Population
68,521
2023 ACS
Median Income
$56,398
2023
Median Home Value
$152,000
2023
Median Rent
$1,109
2023
Median Age
35.8
Unemployment
8.9%
Cost of Living Index
101.7
100 = national avg
Schenectady is a city in Schenectady County, New York, with a population of 68,521 according to the 2023 American Community Survey. Schenectady is one of the communities in New York.
The median household income in Schenectady is $56,398, and the median home value is $152,000. The cost of living index is 101.7 (where 100 = national average), and the median rent is $1,109 per month. The unemployment rate is 8.9%, and the median age is 35.8 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
68,521
Male
33,734
49.2%
Female
34,787
50.8%
Median Age
35.8
Education & Household
Bachelor's or Higher
15.7%
High School or Higher
35.9%
Foreign Born
15.4%
Veterans
4.3%
Married
29.1%
Avg Household Size
2.3
Marital Status by Age
Race & Ethnicity
Diversity Index
0.659
Simpson's Index (0-1)
Largest Group
White
49.9%
Foreign Born
15.4%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
13.3%
9,086 people
Not Hispanic/Latino
86.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
64,649
English Only
88.3%
#1 Non-English Language
Spanish
4,184 speakers
Limited English
4.3%
Language Distribution
English Proficiency
Speaks English Very Well
95.7%
Limited English Proficiency
4.3%
Veterans & Military
Total Veterans
2,977
4.3% of population
Disability Rate
15.6%
464 with disability
Veteran Median Income
$49,179
Period of Service
Veteran Age Distribution
Male Veterans
2,527
84.9%
Female Veterans
450
15.1%
Veteran vs Non-Veteran Income
Veteran Income
$49,179
Non-Veteran Income
$31,536
Difference
$17,643
55.9% higher
Disability Status
With Disability
464
Without Disability
2,513
Disability Rate
15.6%
Ancestry & Heritage
Total Reporting Ancestry
41,453
#1 Ancestry
Italian
10.4% (7,128)
#2 Ancestry
Irish
9.5% (6,537)
#3 Ancestry
German
7.2% (4,940)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
28,769
Family Households
15,216
52.9%
Married Couples
8,429
29.3%
Non-Family Households
13,553
47.1%
Single Mother Households
5,066
17.6%
Single Father Households
1,721
6.0%
Living Alone
10,589
36.8%
Children Under 18
Total Children
11,981
In Married Couple
5,850
48.8%
With Single Mother
4,718
39.4%
With Single Father
1,413
11.8%
Family Income
Median Family Income
$61,467
Married Couple Income
$84,438
Single Mother Income
$37,828
Single Father Income
$48,721
Avg Family Size
2.3
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
864
Grandparents Responsible
476
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$56,398
-23% vs national
Per Capita Income
$31,536
-15% vs national
Poverty Rate
23.1%
+70% vs national
Gini Index
0.4775
0 = perfect equality
Unemployment
8.9%
+70% vs national
SNAP Recipients
24.9%
of households
How Schenectady Compares
Schenectady vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Schenectady is highlighted.
Median Household Income
Schenectady, NY has a median household income of $56,398, making it the 18,240th highest median household income out of 28,123 cities in our database. This means that Schenectady has a higher median household income than 35% of all the cities we measured.
Per Capita Income
Schenectady, NY has a per capita income of $31,536, making it the 15,628th highest per capita income out of 28,123 cities in our database. This means that Schenectady has a higher per capita income than 44% of all the cities we measured.
Poverty Rate
Schenectady, NY has a poverty rate of 23.1%, making it the 5,523rd highest poverty rate out of 31,262 cities in our database. This means that Schenectady has a higher poverty rate than 82% of all the cities we measured.
Unemployment Rate
Schenectady, NY has a unemployment rate of 8.9%, making it the 4,964th highest unemployment rate out of 31,012 cities in our database. This means that Schenectady has a higher unemployment rate than 84% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Schenectady. The median household income here is $56,398.
Income Distribution
Employment Snapshot
Unemployment Rate
8.9%
+77% vs NY avg
Labor Force
33,873
Employed
30,844
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
15.7%
of adults 25+
High School Diploma+
35.9%
of adults 25+
Median Age
35.8
Work from Home
8.8%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Albany-Schenectady-Troy, NY metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$108.0K
per year
Occupations Tracked
20
Cost of Living
Overall Index
101.7
100 = national avg
+1.7 vs national average
Living Wage (1 Adult)
$44,768
per year
Living Wage (Family of 4)
$105,816
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,417
per month
2 Bedroom
$1,702
per month
The median household income in Schenectady, NY is $56,398, which is 23.0% below the national average of $73,224. Per capita income is $31,536. The poverty rate of 23.1% is higher than the NY state average of 10.6%. The Gini index of income inequality is 0.4775, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 8.9%, compared to the state average of 5.0%. The labor force is 33,873. 15.7% of adults hold a bachelor's degree or higher. About 67.7% of workers drive alone to work. The overall cost of living index is 101.7, which is 1.7% above the national average. Housing costs are above the national average at an index of 121.3. A single adult needs to earn approximately $44,768 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$250,000
Median List Price
$284,900
Price Per Sq Ft
$137
Days on Market
32
Active Inventory
94
Months of Supply
2.4
Seller's market
Zillow Home Value
$311,090
ZHVI — January 2026
Zillow Rent Index
$1,395
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
43.6%
Off Market in 2 Weeks
34.8%
Sale-to-List Ratio
98.8%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
39
New Listings
53
Pending Sales
46
Price Per Square FootRedfin
Median Sale $/SF
$137
Median List $/SF
$158
House Price IndexFHFA
How much have housing prices increased in Schenectady, NY? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Albany-Schenectady-Troy, NY metro area, home prices have risen 457.6% over the past 40 years. Over 20 years, prices grew 89.0%. The 10-year growth rate is 81.9%. Over the last 5 years, prices increased 53.1%. In the most recent 2-year period, the index rose 12.3%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Albany-Schenectady-Troy, NY housing market rather than Schenectady alone.
Metro area: Albany-Schenectady-Troy, NY
Schenectady vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Schenectady is highlighted.
Median Home Value
Schenectady, NY has a median home value of $152,000, making it the 16,427th highest median home value out of 27,993 cities in our database. This means that Schenectady has a higher median home value than 41% of all the cities we measured.
Median Rent
Schenectady, NY has a median rent of $1,109, making it the 7,985th highest median rent out of 22,337 cities in our database. This means that Schenectady has a higher median rent than 64% of all the cities we measured.
Median Price Per Sq Ft
Schenectady, NY has a price per square foot of $137, making it the 13,842nd highest price per square foot out of 20,748 cities in our database. This means that Schenectady has a higher price per square foot than 33% of all the cities we measured.
Rent Burden
Schenectady, NY has a rent burden of 23.6%, making it the 4,617th highest rent burden out of 21,928 cities in our database. This means that Schenectady has a higher rent burden than 79% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$152,000
Median Rent
$1,109
Total Housing Units
31,342
Vacancy Rate
8.2%
Owner Occupied
44.8%
Renter Occupied
55.2%
Median Property Tax
$4,925
per year
Monthly Cost (w/ Mortgage)
$1,211
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,925
per year
Effective Tax Rate
3.24%
of home value
Median Home Value
$152,000
Estimated Mean Tax
$4,883
The effective property tax rate is calculated by dividing the median annual property tax ($4,925) by the median home value ($152,000). In Schenectady, NY, this works out to an effective rate of 3.24%. This is above the national average of approximately 1.1%.
The current median sale price in Schenectady, NY is $250,000 according to Redfin data. Homes spend a median of 32 days on the market. 43.6% of homes sold above asking price. The market has 2.4 months of supply. The median price per square foot is $137. Zillow's observed rent index is $1,395/month. About 44.8% of housing units are owner-occupied. The median year homes were built is 1938. There are 31,342 total housing units. Homeowners pay a median annual property tax of $4,925. The effective tax rate is 3.24%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
6.46
per 1,000 residents
+148% vs national
Property Crime Rate
31.29
per 1,000 residents
+82% vs national
Total Crimes
2,590
2024
Violent Clearance
43%
cases solved
Property Clearance
18%
cases solved
YoY Change
-8.8%
violent crime rate
improving vs 2023
How Schenectady Compares
Source: FBI (2024)Schenectady vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Schenectady is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Schenectady police solve 100% of murder cases but only 10% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 7 | 0.10 | 100.0% |
| Rape | Violent | 39 | 0.57 | 30.8% |
| Robbery | Violent | 69 | 1.01 | 33.3% |
| Aggravated Assault | Violent | 328 | 4.78 | 45.7% |
| Burglary | Property | 275 | 4.01 | 33.8% |
| Larceny/Theft | Property | 1,721 | 25.08 | 16.1% |
| Motor Vehicle Theft | Property | 151 | 2.20 | 9.9% |
Schenectady, NY reported 443 violent crimes and 2,147 property crimes in 2024. The violent crime rate of 6.46 per 1,000 residents is 148.3% above the national average of 2.60 per 1,000. Law enforcement cleared 43% of violent crimes. Larceny/theft accounts for 1,721 of the property crime reports. Firearms were involved in 20.7% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 443 | 2,147 | 6.46 | 31.29 |
| 2023 | 489 | 2,172 | 7.08 | 31.46 |
| 2022 | 517 | 2,323 | 7.70 | 34.62 |
| 2021 | 417 | 1,767 | 6.40 | 27.13 |
| 2020 | 468 | 1,622 | 7.18 | 24.89 |
| 2019 | 528 | 1,770 | 8.06 | 27.02 |
| 2018 | 620 | 2,106 | 9.46 | 32.13 |
| 2017 | 577 | 2,057 | 8.92 | 31.79 |
| 2016 | 600 | 2,106 | 9.21 | 32.33 |
| 2015 | 431 | 1,784 | 6.54 | 27.08 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
71.3
Relatively Low
Expected Annual Loss
74.6
Score (0-100)
Social Vulnerability
29.4
Score (0-100)
Community Resilience
88.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
25
Public Assistance
$48.7M
Individual Assistance
$5.7M
Most Common Type
Severe Storm
8 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Henri → | Hurricane | Aug 2021 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $40.1M | $1.8M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Jul 2017 | $415K | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Remnants of Tropical Storm Lee → | Severe Storm | Sep 2011 | — | $86K |
| Remnants of Tropical Storm Lee → | Severe Storm | Sep 2011 | — | — |
| Hurricane Irene → | Hurricane | Aug 2011 | $4.5M | $3.6M |
| Severe Winter Storm → | Severe Storm | Mar 2009 | $868K | — |
| Severe Winter Storm → | Severe Storm | Dec 2008 | $2.0M | — |
| Severe Storms and Flooding → | Severe Storm | Jul 2006 | $329K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms and Flooding → | Severe Storm | Apr 2005 | — | $10K |
| Severe Storms and Flooding → | Severe Storm | Aug 2004 | — | — |
| Power Outage → | Other | Aug 2003 | — | — |
| Ice Storm → | Severe Ice Storm | May 2003 | — | — |
| Snow → | Snowstorm | Mar 2003 | — | — |
| Snowstorms → | Snowstorm | Feb 2003 | — | — |
| Fires and Explosions → | Fire | Sep 2001 | $29K | — |
| West Nile Virus → | Other | Oct 2000 | — | — |
Showing 20 of 28 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
353
Total Claims Paid
$7,743,751
Avg Claim Payout
$21,937
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
12
Federal Funding
$3,593,323
Properties Protected
5
Avg Benefit-Cost Ratio
5.97
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.1: Stormwater Management - Culverts | 2 | $47,165 |
| 403.1: Stormwater Management - Culverts; 403.4: Stormwater Management - Detention/Retention Basins | 1 | $405,735 |
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $30,300 |
| 401.1: Water and Sanitary Sewer System Protective Measures | 1 | $5,233 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $879,569 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Schenectady has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, hurricane, lightning. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 353 flood insurance claims have been filed in the area. FEMA has obligated $48,727,234 in public assistance recovery funding. $5,665,807 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
38.6%
2.5pp above the national average
Depression Rate
20.6%
2.9pp below the national average
Diabetes Rate
12.3%
near the national average
Uninsured Rate
9.7%
0.9pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.3%
Arthritis
25.2%
Cancer (excl. skin)
6.7%
Teeth Lost (65+)
17.8%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.2%
14+ days in past month
Depression
20.6%
Loneliness
37.0%
Lack of Support
28.8%
Disability Prevalence
Any Disability
33.3%
Mobility
16.1%
Cognitive
16.7%
Hearing
6.2%
Vision
7.5%
Self-Care
5.6%
Independent Living
11.2%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Schenectady has an obesity rate of 38.6%, which is 2.5pp above the national average. The depression rate is 20.6%, 2.9pp below the national average. About 9.7% of adults lack health insurance. 78.2% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
2.8 / 5
Nearest Hospital
1.3 mi
Ellis Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Ellis Hospital | 1.3 mi | Acute Care Hospitals | 3/5 | Yes |
| Sunnyview Hospital And Rehabilitation Center | 1.3 mi | Acute Care Hospitals | — | — |
| Albany Medical Center Hospital | 11.9 mi | Acute Care Hospitals | 2/5 | Yes |
| St Peter'S Hospital | 11.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Albany Va Medical Center | 11.9 mi | Acute Care - Veterans Administration | 3/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
61,876
Violations (5yr)
6
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| SCHENECTADY CITY WATER WORKS | 61,821 | 0 |
| GREEN ACRES MHP | 55 | 6 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
2
Total CO₂e
20.3K MT
Top Emitter
GE Power and Water
20.3K MT CO₂e
Total CO₂e vs Similar Cities (50,000 - 100,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
GE Power and Water General Electric Co | Other | 20,332 |
Gordon Road Substation Ls Power Grid New York Llc | Other | 0 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 2 water systems serving the area. 6 water quality violations have been reported in the past 5 years. 2 industrial facilities report greenhouse gas emissions totaling 20.3K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Drive Alone
67.7%
-14% vs national
Public Transit
8.0%
+783% vs national
Work From Home
8.8%
-6% vs national
Carpool
8.9%
Walk / Bike
5.6%
combined
How Schenectady's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
3
2023
6-Year Avg
4
fatalities/yr
Pedestrian
1
Nighttime
2
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 3 | 3 | 0 | 1 | 0 |
| 2022 | 5 | 5 | 0 | 3 | 0 |
| 2021 | 4 | 4 | 0 | 2 | 1 |
| 2020 | 3 | 3 | 0 | 0 | 1 |
| 2019 | 4 | 4 | 1 | 0 | 0 |
| 2018 | 3 | 4 | 2 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Schenectady, NY covers travel times and transportation modes. 67.7% of workers drive alone, compared to the national average of 78.7%. 8.8% work from home, which is below the NY state average of 11.1%. Public transit is used by 8.0% of commuters, compared to the national average of 0.9%. 8.9% of workers carpool. 5.4% walk to work. In 2023, there were 3 traffic fatalities from 3 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
85.2%
of households
Cable / Fiber / DSL
75.3%
of households
No Internet
9.9%
of households
Total Households
28,769
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
93.1%
of households
Smartphone
84.9%
of households
Desktop / Laptop
71.7%
of households
Tablet
54.2%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
24.4¢
per kWh
+33% vs 50,000 - 100,000 avg
Commercial Rate
18.8¢
per kWh
+27% vs 50,000 - 100,000 avg
Industrial Rate
9.2¢
per kWh
-17% vs 50,000 - 100,000 avg
Avg Monthly Bill
$140
residential
-4% vs 50,000 - 100,000 avg
43% above the national average of 17.1¢/kWh
Residential electricity in New York averages 24.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $140. State-level averages from EIA Electric Sales & Revenue data (2024).
Schenectady vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
61,876
Violations (5yr)
6
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| SCHENECTADY CITY WATER WORKS | Community | Ground water | 61,821 | 0 |
| GREEN ACRES MHP | Community | Ground water | 55 | 6 |
85.2% of households in Schenectady have broadband internet access. 75.3% have cable, fiber, or DSL service. 8.6% rely solely on cellular data without a wired connection. 9.9% of households have no internet access. 12.9% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 61,876 people. A total of 6 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Schenectady is located in Schenectady County, NY. Results reflect all voters in the county, not just those in Schenectady.
Election Overview
Source: Schenectady County (2024)2024 Winner
Democrat
Dem Votes
39,733
55.4%
GOP Votes
31,975
44.6%
Total Votes
71,708
Margin
D+10.8%
Shift from 2020
R+4.9pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 39,733 | 31,975 | 71,708 | 55.4% | 44.6% | D+10.8 |
| 2020 | 42,465 | 30,741 | 74,826 | 56.8% | 41.1% | D+15.7 |
| 2016 | 30,870 | 27,268 | 61,629 | 50.1% | 44.3% | D+5.8 |
In the 2024 presidential election, Schenectady County recorded 71,708 total votes. Democrats won the county with 55.4% of the vote compared to 44.6% for Republicans, a margin of D+10.8%. Compared to 2020, the margin shifted R+4.9pp from the previous election. Since 2016, Schenectady County has shifted 5.0 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
434
Total Assets
$1.9B
Total Income
$1.5B
Per 10K Residents
63.3
nonprofits
+16.6% vs peers avg
Orgs with >$1M Assets
56
Median Assets
$232K
Oldest Active
1935
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $1.6B of $1.9B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Schenectady
Source: IRS Exempt Organizations BMFSchenectady, NY has 434 registered 501(c)(3) nonprofit organizations with combined assets of $1.9B. The most common category is Religion-Related, with 60 organizations. 56 nonprofits have assets exceeding $1 million. That works out to 63.3 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1935.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
653
Total Approved
$156.3M
Jobs Supported
4,511
Per 10K Residents
95.3
SBA loans
-9.6% vs peers avg
Unique Lenders
71
Top Lender
KeyBank National Association
104 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
585
Total Amount
$126.4M
Avg Loan
$216,146
Median Loan
$84,400
SBA Guaranteed
$91.4M(72%)
Jobs Supported
3,741
Loans
68
Total Amount
$29.8M
Avg Loan
$438,412
Median Loan
$266,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
83
13% of all-time total
Recent Amount
$33.4M
21% of all-time total
Avg Recent Loan
$401,976
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Double Tree by Hilton Schenectady | 1 | $4.4M |
| Blue Ribbon Restaurant Llc | 1 | $4.1M |
| Livingston Energy Group Llc | 1 | $4.0M |
| Schprop Llc | 1 | $3.9M |
| Precision Upstate Llc | 2 | $3.6M |
| Om Hospitality Inc | 1 | $2.8M |
| Daily Saw Acquisition Company Gs Llc | 1 | $2.3M |
| Park Building and Millwork Llc | 1 | $2.2M |
| Contract Technologies Inc | 1 | $2.1M |
| Entity Tbf Dba Schenectady Days Inn | 1 | $2.0M |
Schenectady, NY has received 653 SBA loans totaling $156.3M in approved funding between 1992 and 2026. The 7(a) program accounts for 585 loans (90% of the total), supporting 3,741 jobs. The 504 program, focused on real estate and large equipment, has funded 68 loans totaling $29.8M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Schenectady is KeyBank National Association with 104 loans. That works out to 95.3 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
22
Total Population
337,992
Avg Median Income
-$30,215,696
Avg Home Value
-$60,363,351
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 12008 | 610 | $140,594 | $267,300 | N/A | 0.7 |
| 12009 | 8,068 | $114,352 | $321,500 | $1,282 | 52.6 |
| 12019 | 15,683 | $116,329 | $381,900 | $1,191 | 28.5 |
| 12027 | 4,706 | $106,500 | $312,900 | $2,117 | 7.5 |
| 12056 | 1,818 | $117,652 | $346,400 | $1,277 | 18.8 |
| 12065 | 44,726 | $115,681 | $356,900 | $1,419 | 35.1 |
| 12084 | 5,054 | $86,968 | $325,800 | $1,589 | 3.8 |
| 12085 | 309 | N/A | N/A | $1,309 | 0.7 |
| 12110 | 19,969 | $101,839 | $306,100 | $1,431 | 14.3 |
| 12148 | 4,121 | $135,694 | $406,100 | $1,134 | 15.6 |
| 12150 | 665 | $73,977 | $199,700 | N/A | 1.2 |
| 12203 | 30,080 | $80,055 | $258,800 | $1,342 | 10.4 |
| 12205 | 25,912 | $89,270 | $264,200 | $1,405 | 15.4 |
| 12222 | 6,494 | $59,274 | N/A | $2,222 | 0.7 |
| 12302 | 27,470 | $94,156 | $240,700 | $1,207 | 43.4 |
| 12303 | 29,989 | $77,615 | $227,500 | $1,120 | 15.6 |
| 12304 | 22,027 | $67,688 | $171,500 | $1,049 | 6.7 |
| 12305 | 7,764 | $50,308 | $162,500 | $1,067 | 1.5 |
| 12306 | 27,569 | $80,583 | $212,700 | $1,221 | 43.9 |
| 12307 | 7,977 | $33,191 | $95,900 | $1,110 | 0.7 |
| 12308 | 13,985 | $59,789 | $180,100 | $1,159 | 2.3 |
| 12309 | 32,996 | $119,830 | $301,100 | $1,472 | 17.6 |
Schenectady, NY has 22 ZIP codes with a combined population of 337,992. The average median household income across all ZIP codes is -$30,215,696. The average median home value is -$60,363,351. The average median monthly rent is -$60,604,828.
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