Cost of Living in Saratoga Springs, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
159.3
100 = national avg
+59.3 vs national average
Living Wage (1 Adult)
$70,088
per year
Living Wage (Family of 4)
$165,663
per year
Cost Index by Category
Housing195.8
Food126.8
Transportation153.6
Healthcare121.4
Utilities135.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,417
per month
2 Bedroom
$1,702
per month
The overall cost of living index in Saratoga Springs is 159.3, which is 59.3% above the national average. Housing costs are above the national average at an index of 195.8. A single adult needs to earn approximately $70,088 per year to cover basic expenses.