Cost of Living in Philmont, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
104.9
100 = national avg
+4.9 vs national average
Living Wage (1 Adult)
$46,170
per year
Living Wage (Family of 4)
$109,130
per year
Cost Index by Category
Housing117.8
Food98.1
Transportation96.3
Healthcare98.5
Utilities102.4
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,263
per month
2 Bedroom
$1,434
per month
The overall cost of living index in Philmont is 104.9, which is 4.9% above the national average. Housing costs are above the national average at an index of 117.8. A single adult needs to earn approximately $46,170 per year to cover basic expenses.