Cost of Living in Oneonta, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
104.4
100 = national avg
+4.4 vs national average
Living Wage (1 Adult)
$45,927
per year
Living Wage (Family of 4)
$108,554
per year
Cost Index by Category
Housing112.5
Food99.7
Transportation99.4
Healthcare99.8
Utilities102.3
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$965
per month
2 Bedroom
$1,228
per month
The overall cost of living index in Oneonta is 104.4, which is 4.4% above the national average. Housing costs are above the national average at an index of 112.5. A single adult needs to earn approximately $45,927 per year to cover basic expenses.