Natural Disasters in Lake Carmel, NY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.8

Very Low

Expected Annual Loss

60.9

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

90.6

Score (0-100)

Top Hazard Risks

Landslide77.4Hurricane73.2Ice Storm68.3

Hazard	Risk Score
Landslide	77.4
Hurricane	73.2
Ice Storm	68.3
Earthquake	65.1
Strong Wind	58.4
Winter Weather	54.0
Heat Wave	47.6
Lightning	43.8
Coastal Flood	40.6
Cold Wave	39.1
Avalanche	33.6
Tornado	29.8
Wildfire	19.7
Drought	19.1
Hail	4.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

Jul 2023

Most Common Type

Hurricane

11 declarations

Date	Type	Declaration
Jul 22, 2023	Severe Storm	SEVERE STORMS AND FLOODING
Sep 5, 2021	Hurricane	REMNANTS OF HURRICANE IDA
Sep 2, 2021	Hurricane	REMNANTS OF HURRICANE IDA
Aug 22, 2021	Hurricane	HURRICANE HENRI
Oct 2, 2020	Hurricane	TROPICAL STORM ISAIAS
Mar 20, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 30, 2012	Hurricane	HURRICANE SANDY
Oct 28, 2012	Hurricane	HURRICANE SANDY
Aug 31, 2011	Hurricane	HURRICANE IRENE
Aug 26, 2011	Hurricane	HURRICANE IRENE
Dec 18, 2008	Severe Storm	SEVERE WINTER STORM
Apr 24, 2007	Severe Storm	SEVERE STORMS AND INLAND AND COASTAL FLOODING
Sep 30, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Apr 19, 2005	Severe Storm	SEVERE STORMS AND FLOODING
Aug 3, 2004	Severe Storm	SEVERE STORMS AND FLOODING
Aug 23, 2003	Other	POWER OUTAGE
Mar 27, 2003	Snowstorm	SNOW
Sep 11, 2001	Fire	FIRES AND EXPLOSIONS
Oct 11, 2000	Other	WEST NILE VIRUS

Showing 20 of 29 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

370

Total Claims Paid

$5,436,834

Avg Claim Payout

$14,694

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$26,466,645

Disasters with PA

Total Projects

514

Disaster	Type	Projects	Federal $
DR-4723	Severe Storm(s)	51	$11,778,655
DR-4020	Hurricane	134	$4,417,785
DR-4615	Tropical Storm	23	$2,369,850
DR-4085	Hurricane	50	$2,071,082
DR-1296	Hurricane	104	$1,905,444
DR-4567	Tropical Storm	23	$1,488,989
DR-1692	Severe Storm(s)	81	$1,261,817
DR-4480	Biological	26	$904,527
DR-1589	Severe Storm(s)	19	$155,329
DR-1391	Fire	2	$110,418
DR-3299	Severe Storm(s)	1	$2,750

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$232,952

Avg Benefit-Cost Ratio

0.39

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	2	$101,702
403.1: Stormwater Management - Culverts	2	$18,750
700.1: Management Costs - Salaries; 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE	1	$112,500

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Lake Carmel has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, hurricane, ice storm. The area has had 29 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 370 flood insurance claims have been filed in the area. FEMA has obligated $26,466,645 in public assistance recovery funding. 5 hazard mitigation projects have been funded to reduce future risk.