Cost of Living in Germantown, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
124.1
100 = national avg
+24.1 vs national average
Living Wage (1 Adult)
$54,606
per year
Living Wage (Family of 4)
$129,069
per year
Cost Index by Category
Housing126.7
Food116.0
Transportation131.9
Healthcare112.8
Utilities114.9
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,263
per month
2 Bedroom
$1,434
per month
The overall cost of living index in Germantown is 124.1, which is 24.1% above the national average. Housing costs are above the national average at an index of 126.7. A single adult needs to earn approximately $54,606 per year to cover basic expenses.