Cost of Living in Chatham, NY

Cost indexes, living wages, and fair market rents — 2024 Data

Cost of Living Overview

Overall Index

129.3

100 = national avg

+29.3 vs national average

Living Wage (1 Adult)

$56,891

per year

Living Wage (Family of 4)

$134,469

per year

Cost Index by Category

Housing
140.2
Food
116.2
Transportation
132.4
Healthcare
113.0
Utilities
117.8

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$1,263

per month

2 Bedroom

$1,434

per month

The overall cost of living index in Chatham is 129.3, which is 29.3% above the national average. Housing costs are above the national average at an index of 140.2. A single adult needs to earn approximately $56,891 per year to cover basic expenses.