Centereach, NY โ€” City Data, Demographics & Statistics

Suffolk County ยท New York

๐Ÿงฌ

City DNA

A unique fingerprint for Centereach based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Centereach
National Avg
New York Avg
Population: 65Income: 85Home Value: 47Safety: 50Education: 33Median Age: 64Climate: 50Cost of Living: 100

Quick Stats

Population

31,501

2023 ACS

Median Income

$127,106

2023

Median Home Value

$471,300

2023

Median Rent

$2,398

2023

Median Age

38.4

Unemployment

5.6%

Cost of Living Index

203.7

100 = national avg

Centereach is a city in Suffolk County, New York, with a population of 31,501 according to the 2023 American Community Survey. Centereach is one of the communities in New York.

The median household income in Centereach is $127,106, and the median home value is $471,300. The cost of living index is 203.7 (where 100 = national average), and the median rent is $2,398 per month. The unemployment rate is 5.6%, and the median age is 38.4 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

31,501

Male

15,821

50.2%

Female

15,680

49.8%

Median Age

38.4

Education & Household

Bachelor's or Higher

23.1%

High School or Higher

41.9%

Foreign Born

14.5%

Veterans

3.8%

Married

44.4%

Avg Household Size

3.2

Marital Status by Age

Race & Ethnicity

Diversity Index

0.403

Simpson's Index (0-1)

Largest Group

White

74.7%

Foreign Born

14.5%

White
74.7%
Black
6.7%
Asian
7.0%
Native American
0.1%
Pacific Islander
0.0%
Two or More
6.6%
Other
4.8%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

15.1%

4,744 people

Not Hispanic/Latino

84.9%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
396 (8.3%)
Puerto Rican
1,480 (31.2%)
Cuban
72 (1.5%)
Dominican
278 (5.9%)
Salvadoran
207 (4.4%)
Guatemalan
122 (2.6%)
Colombian
539 (11.4%)
Honduran
270 (5.7%)
Ecuadorian
514 (10.8%)
Peruvian
183 (3.9%)
Other Hispanic
682 (14.4%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
503 (22.7%)
Chinese
662 (29.9%)
Filipino
287 (13.0%)
Korean
58 (2.6%)
Pakistani
485 (21.9%)
Thai
5 (0.2%)
Taiwanese
43 (1.9%)
Other Asian
171 (7.7%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Chamorro
8 (88.9%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
30 (93.8%)

Languages Spoken

Total Speakers (5+)

29,553

English Only

82.0%

#1 Non-English Language

Spanish

2,126 speakers

Limited English

6.4%

Language Distribution

Spanish
2,126 (7.2%)
Other Indo-European
981 (3.3%)
Other Asian
580 (2.0%)
Chinese
469 (1.6%)
Slavic Languages
268 (0.9%)
Tagalog
238 (0.8%)
Arabic
213 (0.7%)
Other Languages
173 (0.6%)
French/Haitian/Cajun
125 (0.4%)
Korean
104 (0.4%)

English Proficiency

Speaks English Very Well

93.6%

Limited English Proficiency

6.4%

Spanish
39.2% limited English
Other Indo-European
26.5% limited English
Other Asian
33.5% limited English
Chinese
60.1% limited English
Slavic Languages
57.8% limited English
Arabic
21.6% limited English
Other Languages
8.7% limited English
French/Haitian/Cajun
56.8% limited English
Korean
33.6% limited English

Veterans & Military

Total Veterans

1,192

3.8% of population

Disability Rate

19.4%

231 with disability

Veteran Median Income

$65,729

Unemployment Rate

1.9%

Period of Service

Gulf War (2001+)
25.8%
Gulf War (1990-2001)
10.8%
Vietnam
32.6%
Korea
13.6%
World War II
0.5%

Veteran Age Distribution

18-34
11.5%
35-54
15.0%
55-64
10.1%
65-74
24.6%
75+
38.8%

Male Veterans

1,166

97.8%

Female Veterans

26

2.2%

Veteran vs Non-Veteran Income

Veteran Income

$65,729

Non-Veteran Income

$52,253

Difference

$13,476

25.8% higher

Disability Status

With Disability

231

Without Disability

961

Disability Rate

19.4%

Ancestry & Heritage

Total Reporting Ancestry

28,310

#1 Ancestry

Italian

31.7% (9,978)

#2 Ancestry

Irish

21.7% (6,843)

#3 Ancestry

German

10.5% (3,294)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
Italian
31.7%
Irish
21.7%
German
10.5%
West Indian
4.7%
English
3.6%
Polish
3.5%
American
2.9%
Russian
1.6%
French
1.5%
Greek
1.2%
Arab
0.9%
Scottish
0.9%
European
0.8%
Norwegian
0.7%
Portuguese
0.6%
Swedish
0.6%
Ukrainian
0.4%
Jamaican
0.4%
Sub-Saharan African
0.4%
Austrian
0.3%

Families & Households

Total Households

9,645

Family Households

7,832

81.2%

Married Couples

6,147

63.7%

Non-Family Households

1,813

18.8%

Single Mother Households

1,238

12.8%

Single Father Households

447

4.6%

Living Alone

1,539

16.0%

Children Under 18

Total Children

6,777

In Married Couple

5,567

82.1%

With Single Mother

917

13.5%

With Single Father

293

4.3%

Family Income

Median Family Income

$140,370

Married Couple Income

$147,224

Single Mother Income

$91,518

Single Father Income

$104,875

Avg Family Size

3.2

Avg Non-Family Size

2.4

Grandparents w/ Grandchildren

528

Grandparents Responsible

142

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$127,106

+74% vs national

Per Capita Income

$47,047

+27% vs national

Poverty Rate

5.4%

-61% vs national

Gini Index

0.3690

0 = perfect equality

Unemployment

5.6%

+7% vs national

SNAP Recipients

5.9%

of households

How Centereach Compares

Centereach vs Similar Cities

Compared to cities with 25,000 - 50,000 residents. Centereach is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Centereach. The median household income here is $127,106.

$

Income Distribution

<$25K
4.0%
$25-50K
8.8%
$50-75K
12.1%
$75-100K
11.8%
$100-150K
24.8%
$150-200K
14.3%
$200K+
24.2%

Employment Snapshot

Unemployment Rate

5.6%

+12% vs NY avg

Labor Force

16,264

Employed

15,355

Mean Commute

29 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

23.1%

of adults 25+

High School Diploma+

41.9%

of adults 25+

Median Age

38.4

Work from Home

9.6%

of workers

Cost of Living

Overall Index

203.7

100 = national avg

+103.7 vs national average

Living Wage (1 Adult)

$89,629

per year

Living Wage (Family of 4)

$211,849

per year

Cost Index by Category

Housing
282.3
Food
147.2
Transportation
156.1
Healthcare
137.7
Utilities
164.8

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$2,379

per month

2 Bedroom

$2,747

per month

The median household income in Centereach, NY is $127,106, which is 73.6% above the national average of $73,224. Per capita income is $47,047. The poverty rate of 5.4% is lower than the NY state average of 10.6%. The Gini index of income inequality is 0.3690, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.6%, compared to the state average of 5.0%. The labor force is 16,264. 23.1% of adults hold a bachelor's degree or higher. The average commute time is 29 minutes, with 9.6% working from home. About 77.5% of workers drive alone to work. The overall cost of living index is 203.7, which is 103.7% above the national average. Housing costs are above the national average at an index of 282.3. A single adult needs to earn approximately $89,629 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$636,500

Median List Price

$599,999

Price Per Sq Ft

$359

Days on Market

37

Active Inventory

26

Months of Supply

1.6

Seller's market

Zillow Home Value

$625,297

ZHVI โ€” January 2026

Zillow Rent Index

$3,878

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

87.5%

Off Market in 2 Weeks

33.3%

Sale-to-List Ratio

103.4%

Seller's market

Sold Above Asking
87.5%
Under Contract in 2 Wks
33.3%
Listings with Price Drops
11.5%

Price TrendsRedfin

Sale Price โ†‘ 5.2%List Price โ†‘ 5.4%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

16

New Listings

19

Pending Sales

15

Homes Sold โ†‘ 60.0%New Listings โ†“ 36.7%Pending โ†“ 40.0%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$359

Median List $/SF

$379

Sale $/SF โ†‘ 18.1%List $/SF โ†‘ 10.2%Mar 24 โ†’ Jan 26

Centereach vs Similar CitiesCensus ACS / Redfin

Compared to cities with 25,000 - 50,000 residents. Centereach is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$471,300

Median Rent

$2,398

Total Housing Units

10,464

Vacancy Rate

7.8%

Owner Occupied

85.0%

Renter Occupied

15.0%

Median Property Tax

$10,001

per year

Monthly Cost (w/ Mortgage)

$2,519

Housing Types

Single Family
90.6%
Multi-Family
8.8%
Mobile Home
0.6%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$10,001

per year

Effective Tax Rate

2.12%

of home value

Median Home Value

$471,300

Estimated Mean Tax

$10,814

The effective property tax rate is calculated by dividing the median annual property tax ($10,001) by the median home value ($471,300). In Centereach, NY, this works out to an effective rate of 2.12%. This is above the national average of approximately 1.1%.

The current median sale price in Centereach, NY is $636,500 according to Redfin data. Homes spend a median of 37 days on the market. 87.5% of homes sold above asking price. The market has 1.6 months of supply. The median price per square foot is $359. Zillow's observed rent index is $3,878/month. About 85.0% of housing units are owner-occupied. The median year homes were built is 1969. There are 10,464 total housing units. Homeowners pay a median annual property tax of $10,001. The effective tax rate is 2.12%, above the national average.

Crime data is not yet available for Centereach. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

97.3

Relatively High

Expected Annual Loss

97.9

Score (0-100)

Social Vulnerability

21.6

Score (0-100)

Community Resilience

94.1

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

36

Public Assistance

$390.5M

Individual Assistance

$22.2M

Most Common Type

Hurricane

13 declarations

Public Assistance by Category

Total: $386.7M
DisasterTypeDatePA $IA $
Severe Storm and Flooding โ†’Severe StormOct 2024$4.8Mโ€”
Severe Storm and Flooding โ†’Severe StormAug 2024โ€”โ€”
Severe Winter Storm and Snowstorm โ†’SnowstormMar 2023$509Kโ€”
Remnants of Hurricane Ida โ†’HurricaneSep 2021$4.4M$2.7M
Remnants of Hurricane Ida โ†’HurricaneSep 2021โ€”โ€”
Hurricane Henri โ†’HurricaneAug 2021โ€”โ€”
Tropical Storm Isaias โ†’HurricaneOct 2020$30.9Mโ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$70.6M$10.9M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Winter Storm and Snowstorm โ†’SnowstormJul 2017$315Kโ€”
Severe Winter Storm and Snowstorm โ†’Severe StormApr 2013$9.6Mโ€”
Hurricane Sandy โ†’HurricaneOct 2012$198.9M$8.2M
Hurricane Sandy โ†’HurricaneOct 2012โ€”โ€”
Remnants of Tropical Storm Lee โ†’Severe Storm(s)Sep 2011$3Kโ€”
Hurricane Irene โ†’HurricaneAug 2011$21.6M$377K
Hurricane Irene โ†’HurricaneAug 2011$7Kโ€”
Severe Winter Storm and Snowstorm โ†’Severe StormFeb 2011$3.6Mโ€”
Severe Storms and Flooding โ†’Severe StormApr 2010$11.8Mโ€”
Severe Storms and Flooding Assoc W Td Idโ€ฆ โ†’Severe StormDec 2009$11.1Mโ€”
Severe Storms and Inland and Coastal Floโ€ฆ โ†’Severe StormApr 2007$18.3Mโ€”

Showing 20 of 39 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

33,914

Total Claims Paid

$1,114,060,627

Avg Claim Payout

$32,850

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

75

Federal Funding

$30,072,610

Properties Protected

127

Avg Benefit-Cost Ratio

2.66

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
202.2: Elevation of Private Structures - Coastal10$685,212
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine; 200.2: Acquisition of Private Real Property (Structures and Land) - Coastal6$0
91.1: Local Multihazard Mitigation Plan5$1,620,522
200.2: Acquisition of Private Real Property (Structures and Land) - Coastal5$3,750,000
202.1: Elevation of Private Structures - Riverine4$665,901

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Centereach has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, coastal flood, strong wind. The area has had 36 federal disaster declarations. The most common disaster type is hurricane (13 declarations). 33,914 flood insurance claims have been filed in the area. FEMA has obligated $390,460,380 in public assistance recovery funding. $22,176,361 has been distributed in individual assistance to disaster-affected residents. 75 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

28.3%

7.8pp below the national average

Depression Rate

16.5%

7.0pp below the national average

Diabetes Rate

8.9%

3.0pp below the national average

Uninsured Rate

6.3%

4.3pp below the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

38.3%

Arthritis

22.5%

Cancer (excl. skin)

8.1%

Teeth Lost (65+)

7.8%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

14.9%

14+ days in past month

Depression

16.5%

Loneliness

30.1%

Lack of Support

24.0%

Disability Prevalence

Any Disability

24.8%

Mobility

10.8%

Cognitive

11.1%

Hearing

5.0%

Vision

3.6%

Self-Care

2.7%

Independent Living

6.1%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Centereach has an obesity rate of 28.3%, which is 7.8pp below the national average. The depression rate is 16.5%, 7.0pp below the national average. About 6.3% of adults lack health insurance. 80.6% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

3.8 / 5

Nearest Hospital

4.2 mi

Suny/Stony Brook University Ho...

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Suny/Stony Brook University Hospital4.2 miAcute Care Hospitals4/5Yes
John T Mather Memorial Hospital Of Port Jefferson6.1 miAcute Care Hospitals5/5Yes
St Charles Hospital6.1 miAcute Care Hospitals4/5โ€”
St Catherine Of Siena Hospital Medical Center6.8 miAcute Care Hospitals4/5Yes
Long Island Community Hospital8.9 miAcute Care Hospitals2/5Yes

Infrastructure

Commute Overview2023 ACS

Mean Commute

29 min

+24% vs national

Drive Alone

77.5%

-1% vs national

Public Transit

2.3%

+159% vs national

Work From Home

9.6%

+3% vs national

Carpool

7.8%

Walk / Bike

0.8%

combined

How Centereach's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2021)

Fatalities

1

2021

3-Year Avg

1

fatalities/yr

YearCrashesFatalitiesAlcoholPedestrianCyclist
202111000
202011010
201811000

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

The average commute in Centereach, NY is 29 minutes, which is 23.9% above the national average of 23 minutes. 77.5% of workers drive alone, compared to the national average of 78.7%. 9.6% work from home, which is below the NY state average of 11.1%. Public transit is used by 2.3% of commuters, compared to the national average of 0.9%. 7.8% of workers carpool. In 2021, there were 1 traffic fatality from 1 fatal crash.

Internet & Broadband Access

Source: Census ACS

Broadband Access

94.1%

of households

Cable / Fiber / DSL

86.3%

of households

No Internet

4.1%

of households

Total Households

9,645

Internet Subscription Types

Cable, Fiber, or DSL
86.3%
Cellular Data Plan
90.4%
Satellite
2.1%
Cellular Only (no wired)
6.9%
No Internet Access
4.1%

Device Ownership

Source: Census ACS

Has Computer

96.7%

of households

Smartphone

92.1%

of households

Desktop / Laptop

90.3%

of households

Tablet

75.3%

of households

Any Computing Device
96.7%
Smartphone
92.1%
Desktop / Laptop
90.3%
Tablet
75.3%
Smartphone Only
3.2%
No Computer
3.3%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

24.4ยข

per kWh

+28% vs 25,000 - 50,000 avg

Commercial Rate

18.8ยข

per kWh

+21% vs 25,000 - 50,000 avg

Industrial Rate

9.2ยข

per kWh

-23% vs 25,000 - 50,000 avg

Avg Monthly Bill

$140

residential

-5% vs 25,000 - 50,000 avg

43% above the national average of 17.1ยข/kWh

Residential electricity in New York averages 24.4ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $140. State-level averages from EIA Electric Sales & Revenue data (2024).

Centereach vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

94.1% of households in Centereach have broadband internet access. 86.3% have cable, fiber, or DSL service. 6.9% rely solely on cellular data without a wired connection. 4.1% of households have no internet access.

Politics & Government

County-level data: Election results are reported at the county level. Centereach is located in Suffolk County, NY. Results reflect all voters in the county, not just those in Centereach.

Election Overview

Source: Suffolk County (2024)

2024 Winner

Republican

Dem Votes

341,812

45.0%

GOP Votes

417,549

55.0%

Total Votes

759,361

Margin

R+10.0%

Shift from 2020

R+10.0pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+10.0%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
2024341,812417,549759,36145.0%55.0%R+10.0
2020381,021381,253771,54149.4%49.4%R+0.0
2016276,953328,403625,72044.3%52.5%R+8.2

In the 2024 presidential election, Suffolk County recorded 759,361 total votes. Republicans won the county with 55.0% of the vote compared to 45.0% for Democrats, a margin of R+10.0%. Compared to 2020, the margin shifted R+10.0pp from the previous election. Since 2016, Suffolk County has shifted 1.8 percentage points toward Republicans.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

58

Total Assets

$5.9M

Total Income

$4.9M

Per 10K Residents

18.4

nonprofits

-64.4% vs peers avg

Orgs with >$1M Assets

2

Median Assets

$133K

Oldest Active

1941

ruling year

Newest Org

2025

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Religion
12
Education
9
Recreation & Sports
7
Arts & Culture
3
Human Services
3
Animal-Related
2
Youth Development
2
Civil Rights
2
Public Benefit
2
Health Care
1
Housing & Shelter
1
Science & Tech
1
100.0%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $5.9M of $5.9M total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 25,000 - 50,000

Largest Nonprofits in Centereach

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
MIDDLE COUNTRY LIBRARY FOUNDATION INCEducation$2.9M$1.5M1997
THE CARE CENTER INCCivil Rights$1.1M$1.6M1991
MINISTERIO EL DIOS VIVIENTE INCReligion$824K$389K2011
IGLESIA CAMINO AL CIELO INCReligion$409K$145K2015
IGLESIA PENTECOSTAL JESUS EL PAN DE VIDAReligion$144K$92K2016
MIDDLE COUNTRY CHILDRENS SOCCER INCRecreation & Sports$140K$227K2014
HERSTORY WRITERS WORKSHOP INCArts & Culture$125K$601K1997
MIDDLE COUNTRY SPORTS ASSOCIATION INCRecreation & Sports$71K$137K2008
MISS BARBARAS NURSERY SCHOOLโ€”$65K$114K1974
KINGDOM ENCOUNTER MINISTRIESReligion$55K$158K2021
PAKISTANI ORGANIZAITON WORKER EDUCATION RIGHT INCCivil Rights$1K$12K2022
ECNY FOUNDATION INCPublic Benefit$530$8K2024

Centereach, NY has 58 registered 501(c)(3) nonprofit organizations with combined assets of $5.9M. The most common category is Religion-Related, with 12 organizations. 2 nonprofits have assets exceeding $1 million. That works out to 18.4 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

131

Total Approved

$36.0M

Jobs Supported

1,114

Per 10K Residents

41.6

SBA loans

-59.0% vs peers avg

Unique Lenders

40

Top Lender

Bank of America, National Association

16 loans

Top Industry

Other Services

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)92% of all loans

Loans

120

Total Amount

$30.7M

Avg Loan

$255,579

Median Loan

$55,000

SBA Guaranteed

$23.1M(75%)

Jobs Supported

993

5048% of all loans

Loans

11

Total Amount

$5.4M

Avg Loan

$486,636

Median Loan

$374,000

7(a) โ€” 92%504 โ€” 8%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

25

19% of all-time total

Recent Amount

$11.4M

32% of all-time total

Avg Recent Loan

$455,800

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Other Services26 loans
NAICS 81
$7.4M
Accommodation & Food Services15 loans
NAICS 72
$8.2M
Professional & Technical Services14 loans
NAICS 54
$1.1M
Construction13 loans
NAICS 23
$2.8M
Admin, Support & Waste Management13 loans
NAICS 56
$1.5M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 25,000 - 50,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Red & Blue Dice Corporation2$4.2M
1028 Llc1$2.3M
B&r Salvage of Ny Inc1$2.1M
Centereach Swim Llc2$1.9M
Mid-point Development Llc1$1.8M
Mark Tree Road Real Estate Holding Company1$1.5M
Madison Parker Llc1$1.3M
Dart Convenience Centers, Llc1$1.1M
Corp to Be Formed Dba Mark Tree Road Car Wash1$1.0M
2049 Middle Country Road Llc1$950K

Centereach, NY has received 131 SBA loans totaling $36.0M in approved funding between 1992 and 2026. The 7(a) program accounts for 120 loans (92% of the total), supporting 993 jobs. The 504 program, focused on real estate and large equipment, has funded 11 loans totaling $5.4M. The most common industry receiving SBA funding is Other Services. The most active SBA lender in Centereach is Bank of America, National Association with 16 loans. That works out to 41.6 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

36

Total Population

612,865

Avg Median Income

-$18,390,088

Avg Home Value

-$18,009,932

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
117058,256$161,214$618,300$2,1933.4
117139,236$111,786$474,500$3,0215.6
117153,796$157,905$593,500$2,2001.7
117169,750$120,344$508,500$2,4258.6
1172028,669$128,015$471,600$2,3778.2
1172238,443$110,365$407,100$2,0947.0
1172729,393$101,515$410,300$2,5049.4
1173317,403$174,931$653,100$2,38611.7
1173820,246$139,008$455,000$2,7895.0
1174126,356$138,417$504,000$2,4347.5
1174213,194$126,563$475,600$2,2245.2
117493,581$112,435$451,700$1,7812.2
117528,990$148,538$482,300$2,5124.0
1175417,660$123,406$595,300$1,8377.4
1175511,953$120,306$558,900$2,1973.3
1176330,235$119,286$435,200$2,32713.8
1176412,530$142,344$589,400$1,2219.2
1176611,481$157,564$632,900$3,1836.0
1176714,495$148,762$615,800$2,0294.3
117699,031$128,419$585,800$2,3444.4
1177245,006$105,246$450,600$2,01516.1
1177623,629$119,480$462,500$2,2207.2
117779,347$148,519$655,900$2,2614.4
1177812,919$119,656$410,900$1,9486.7
1177938,273$117,684$465,400$2,10312.5
1178015,586$141,576$702,900$2,32211.5
1178214,537$144,786$614,300$2,3385.5
1178425,986$105,268$435,600$2,2735.5
1178734,656$141,505$642,200$2,34914.9
1178817,092$148,946$635,700$2,6898.6
117897,447$140,665$384,300$2,7871.7
1179019,934$157,695$590,000$2,6527.3
117941,519N/AN/AN/A0.2
117963,715$162,443$572,100$2,5191.3
1195313,383$92,049$358,400$1,93510.3
119805,138$106,857$409,500$2,81412.0

Centereach, NY has 36 ZIP codes with a combined population of 612,865. The average median household income across all ZIP codes is -$18,390,088. The average median home value is -$18,009,932. The average median monthly rent is -$18,516,260.

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