Cost of Living in Ballston Spa, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
128.4
100 = national avg
+28.4 vs national average
Living Wage (1 Adult)
$56,514
per year
Living Wage (Family of 4)
$133,579
per year
Cost Index by Category
Housing145.8
Food112.9
Transportation125.9
Healthcare110.3
Utilities116.9
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,417
per month
2 Bedroom
$1,702
per month
The overall cost of living index in Ballston Spa is 128.4, which is 28.4% above the national average. Housing costs are above the national average at an index of 145.8. A single adult needs to earn approximately $56,514 per year to cover basic expenses.