Cost of Living in Shiprock, NM
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
71.6
100 = national avg
-28.4 vs national average
Living Wage (1 Adult)
$31,487
per year
Living Wage (Family of 4)
$74,425
per year
Cost Index by Category
Housing67.0
Food81.8
Transportation63.5
Healthcare85.4
Utilities82.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$885
per month
2 Bedroom
$1,085
per month
The overall cost of living index in Shiprock is 71.6, which is 28.4% below the national average. Housing costs are below the national average at an index of 67.0. A single adult needs to earn approximately $31,487 per year to cover basic expenses.