Cost of Living in Gallup, NM
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
87.8
100 = national avg
-12.2 vs national average
Living Wage (1 Adult)
$38,650
per year
Living Wage (Family of 4)
$91,354
per year
Cost Index by Category
Housing84.4
Food93.9
Transportation81.4
Healthcare95.1
Utilities93.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$894
per month
2 Bedroom
$1,090
per month
The overall cost of living index in Gallup is 87.8, which is 12.2% below the national average. Housing costs are below the national average at an index of 84.4. A single adult needs to earn approximately $38,650 per year to cover basic expenses.