Cost of Living in Surf City, NJ
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
213.7
100 = national avg
+113.7 vs national average
Living Wage (1 Adult)
$94,025
per year
Living Wage (Family of 4)
$222,241
per year
Cost Index by Category
Housing310.0
Food140.4
Transportation180.9
Healthcare132.4
Utilities166.3
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,889
per month
2 Bedroom
$2,328
per month
The overall cost of living index in Surf City is 213.7, which is 113.7% above the national average. Housing costs are above the national average at an index of 310.0. A single adult needs to earn approximately $94,025 per year to cover basic expenses.