Natural Disasters in Waterloo, NE

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

95.9

Relatively High

Expected Annual Loss

96.6

Score (0-100)

Social Vulnerability

20.2

Score (0-100)

Community Resilience

80.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

29

Public Assistance

$268.1M

Individual Assistance

$5.3M

Most Common Type

Severe Storm

15 declarations

Public Assistance by Category

Total: $260.4M
DisasterTypeDatePA $IA $
Severe Storms, Straight-line Winds, and … →Severe StormOct 2025——
Severe Winter Storm and Straight-line Wi… →Winter StormMay 2025$55K—
Severe Storms, Straight-line Winds, Torn… →Severe StormOct 2024$3.6M—
Severe Storms, Straight-line Winds, Torn… →Severe StormSep 2024$3.0M—
Severe Storms, Straight-line Winds, Torn… →Severe StormAug 2024$3.3M—
Severe Storms, Straight-line Winds, and … →TornadoMay 2024$5.5M$457K
Severe Storms, Straight-line Winds, and … →TornadoFeb 2022$6.1M—
Severe Storms and Straight-line Winds →Severe StormSep 2021$18.8M—
Covid-19 Pandemic →BiologicalApr 2020$60.3M$851K
Covid-19 →BiologicalMar 2020——
Severe Winter Storm, Straight-line Winds… →FloodMar 2019$98.3M$3.9M
Severe Storms, Tornadoes, and Straight-l… →Severe StormAug 2017$11.7M—
Severe Storms, Tornadoes, Straight-line … →Severe Storm(s)Jun 2015$121K—
Flooding →FloodAug 2011$37.4M—
Severe Storms, Tornadoes, Straight Line … →Severe Storm(s)Aug 2011$62K—
Flooding →FloodJun 2011——
Severe Storms, Flooding, Tornado, and St… →Severe Storm(s)Oct 2010$1.6M—
Severe Storms and Flooding →Severe StormJul 2010——
Severe Winter Storms and Snowstorm →Severe StormFeb 2010$2.3M—
Severe Winter Storm →Severe Storm(s)Dec 2009$1.8M—

Showing 20 of 34 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,045

Total Claims Paid

$14,605,089

Avg Claim Payout

$13,976

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

14

Federal Funding

$4,689,973

Properties Protected

142

Avg Benefit-Cost Ratio

1.17

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators4$39,098
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine4$4,282,041
95.2: Planning Related Activities3$339,672
300.4: Vegetation Management - Non Coastal Shoreline Stabilization1$29,162
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Waterloo has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, hail, tornado. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 1,045 flood insurance claims have been filed in the area. FEMA has obligated $268,058,056 in public assistance recovery funding. $5,255,059 has been distributed in individual assistance to disaster-affected residents. 14 hazard mitigation projects have been funded to reduce future risk.