Cost of Living in Waterloo, NE
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
116.2
100 = national avg
+16.2 vs national average
Living Wage (1 Adult)
$51,126
per year
Living Wage (Family of 4)
$120,844
per year
Cost Index by Category
Housing125.4
Food107.6
Transportation115.3
Healthcare106.1
Utilities109.7
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,148
per month
2 Bedroom
$1,368
per month
The overall cost of living index in Waterloo is 116.2, which is 16.2% above the national average. Housing costs are above the national average at an index of 125.4. A single adult needs to earn approximately $51,126 per year to cover basic expenses.