Natural Disasters in Bull Lake, MT
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
64.3
Relatively Low
Expected Annual Loss
52.2
Score (0-100)
Social Vulnerability
87.2
Score (0-100)
Community Resilience
13.7
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Wildfire | 96.6 |
| Avalanche | 94.3 |
| Landslide | 92.0 |
| Winter Weather | 87.0 |
| Cold Wave | 72.8 |
| Earthquake | 63.5 |
| Ice Storm | 41.6 |
| Heat Wave | 37.1 |
| Lightning | 28.6 |
| Drought | 15.2 |
| Strong Wind | 10.0 |
| Tornado | 6.0 |
| Hail | 4.1 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
12
Most Recent
Flood
Dec 2025
Most Common Type
Fire
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Dec 19, 2025 | Flood | SEVERE STORMS AND FLOODING |
| Mar 31, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 10, 2017 | Fire | MOOSE PEAK FIRE |
| Sep 9, 2017 | Fire | WEST FORK FIRE |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Aug 30, 2000 | Fire | WILDFIRES |
| Aug 14, 2000 | Fire | MT - NORTHWESTERN ZONE 1 FIRE COMPLEX |
| Jul 25, 1997 | Severe Storm | SEVERE STORMS,ICE JAMS, SNOW MELT, FLOODING |
| Feb 23, 1996 | Severe Storm | SEVERE STORMS, FLOODING, AND ICE JAMS |
| Aug 22, 1977 | Drought | DROUGHT |
| Jan 29, 1974 | Flood | SEVERE STORMS, FLOODING & LANDSLIDES |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
38
Total Claims Paid
$447,458
Avg Claim Payout
$11,775
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
19
Federal Funding
$278,587
Properties Protected
4
Avg Benefit-Cost Ratio
0.79
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 601.1: Generators | 7 | $23,952 |
| 201.1: Relocation of Private Structures - Riverine | 3 | $89,232 |
| 300.4: Vegetation Management - Non Coastal Shoreline Stabilization | 1 | $24,539 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.); 205.2: Retrofitting Public Structures - Wildfire; 403.1: Stormwater Management - Culverts; 602.1: Other Equipment Purchase and Installation | 1 | $0 |
| 95.1: FMA or CRS Plan | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Bull Lake has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are wildfire, avalanche, landslide. The area has had 12 federal disaster declarations. The most common disaster type is fire (4 declarations). 38 flood insurance claims have been filed in the area. 19 hazard mitigation projects have been funded to reduce future risk.