Natural Disasters in Zalma, MO

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

26.3

Very Low

Expected Annual Loss

33.2

Score (0-100)

Social Vulnerability

26.0

Score (0-100)

Community Resilience

31.2

Score (0-100)

Top Hazard Risks

Earthquake78.0Landslide70.6Ice Storm62.5

Hazard	Risk Score
Earthquake	78.0
Landslide	70.6
Ice Storm	62.5
Heat Wave	55.2
Tornado	53.5
Strong Wind	51.1
Winter Weather	45.1
Cold Wave	39.7
Drought	39.6
Hurricane	24.2
Hail	22.3
Wildfire	22.1
Lightning	17.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

May 2025

Most Common Type

Severe Storm

17 declarations

Date	Type	Declaration
May 21, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 21, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Sep 21, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Jan 10, 2022	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Mar 26, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jul 9, 2019	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 2, 2017	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
Jan 21, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jan 2, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 9, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 3, 2011	Severe Storm	SEVERE WINTER STORM
Jun 19, 2009	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 17, 2009	Severe Storm	SEVERE WINTER STORM
Jan 30, 2009	Severe Ice Storm	SEVERE WINTER STORM
Nov 13, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND A TORNADO
Mar 19, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Mar 12, 2008	Severe Ice Storm	SEVERE WINTER STORMS AND FLOODING
Dec 12, 2007	Severe Ice Storm	SEVERE WINTER STORMS

Showing 20 of 27 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

116

Total Claims Paid

$2,294,444

Avg Claim Payout

$19,780

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,175,416

Disasters with PA

Total Projects

107

Disaster	Type	Projects	Federal $
DR-4741	Severe Storm(s)	15	$1,365,805
DR-1412	Severe Storm(s)	14	$618,716
DR-1749	Severe Storm(s)	55	$493,876
DR-4317	Flood	3	$170,118
DR-1463	Severe Storm(s)	4	$151,047
DR-4451	Severe Storm(s)	3	$137,396
DR-4250	Flood	7	$133,073
DR-4490	Biological	4	$91,064
DR-4867	Severe Storm(s)	1	$10,499
DR-4803	Other	1	$3,824

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$3,433,804

Properties Protected

Avg Benefit-Cost Ratio

1.59

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$1,055,250
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	1	$2,282,754
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$95,800
404.1: Localized Flood Control System to Protect Critical Facility; 500.2: Flood Control - Berm, Levee, or Dike	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Zalma has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, landslide, ice storm. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (17 declarations). 116 flood insurance claims have been filed in the area. FEMA has obligated $3,175,416 in public assistance recovery funding. 4 hazard mitigation projects have been funded to reduce future risk.