Natural Disasters in Wheaton, MO

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

75.1

Relatively Low

Expected Annual Loss

72.4

Score (0-100)

Social Vulnerability

54.1

Score (0-100)

Community Resilience

19.9

Score (0-100)

Top Hazard Risks

Ice Storm93.2Strong Wind85.7Tornado85.0

Hazard	Risk Score
Ice Storm	93.2
Strong Wind	85.7
Tornado	85.0
Heat Wave	83.1
Winter Weather	76.8
Lightning	74.3
Landslide	74.1
Cold Wave	72.0
Drought	71.9
Earthquake	70.4
Wildfire	67.6
Hail	64.9
Hurricane	46.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

Jun 2025

Most Common Type

Severe Storm

18 declarations

Date	Type	Declaration
Jun 9, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Sep 21, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Mar 26, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jul 9, 2019	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 2, 2017	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
Jan 21, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jan 2, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Aug 7, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 6, 2013	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS AND FLOODING
May 9, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 3, 2011	Severe Storm	SEVERE WINTER STORM
Jun 19, 2009	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 17, 2009	Severe Storm	SEVERE WINTER STORM
Jan 30, 2009	Severe Ice Storm	SEVERE WINTER STORM
Nov 13, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND A TORNADO
May 23, 2008	Severe Storm	SEVERE STORMS AND TORNADOES
Mar 19, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Feb 5, 2008	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING

Showing 20 of 29 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

186

Total IA Distributed

$474,665

Repair/Replace

$294,030

Rental Assistance

$30,427

Disaster	Registrations	Total IA $	Avg Damage
DR-4665	1	N/A	—
DR-1631	2	N/A	—
DR-1760	111	$251,557	$15,419
DR-4490	14	$92,422	—
DR-4803	18	$40,689	$1,301
DR-4250	16	$26,646	$5,030
DR-1847	3	$23,860	$11,830
DR-4451	3	$18,979	$7,045
DR-1749	10	$18,001	$2,560
DR-1980	2	$1,088	$18,882

Showing top 10 of 12 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$2,129,459

Avg Claim Payout

$40,178

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$9,164,863

Disasters with PA

Total Projects

260

Disaster	Type	Projects	Federal $
DR-4250	Flood	25	$2,118,957
DR-1749	Severe Storm(s)	76	$1,535,980
DR-4803	Other	22	$1,400,899
DR-4317	Flood	26	$1,053,337
DR-1412	Severe Storm(s)	28	$862,230
DR-4238	Severe Storm(s)	23	$585,306
DR-4741	Severe Storm(s)	13	$480,364
DR-4451	Severe Storm(s)	20	$476,269
DR-4144	Severe Storm(s)	12	$441,433
DR-4876	Severe Storm(s)	8	$156,170
DR-1822	Severe Storm(s)	3	$34,295
DR-4490	Biological	3	$18,748
DR-1463	Severe Storm(s)	1	$876

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$7,138,240

Properties Protected

Avg Benefit-Cost Ratio

2.79

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	7	$6,609,668
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$36,073
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$492,499

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Wheaton has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, strong wind, tornado. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (18 declarations). 53 flood insurance claims have been filed in the area. FEMA has obligated $9,164,863 in public assistance recovery funding. $474,665 has been distributed in individual assistance to disaster-affected residents. 9 hazard mitigation projects have been funded to reduce future risk.