Natural Disasters in Ste. Genevieve, MO

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

54.6

Relatively Low

Expected Annual Loss

64.6

Score (0-100)

Social Vulnerability

15.3

Score (0-100)

Community Resilience

82.2

Score (0-100)

Top Hazard Risks

Heat Wave93.3Earthquake81.6Landslide77.1

Hazard	Risk Score
Heat Wave	93.3
Earthquake	81.6
Landslide	77.1
Strong Wind	70.9
Winter Weather	65.2
Cold Wave	58.1
Tornado	57.9
Hail	52.8
Wildfire	36.2
Ice Storm	34.9
Hurricane	32.8
Lightning	29.7
Drought	28.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

May 2025

Most Common Type

Severe Storm

18 declarations

Date	Type	Declaration
May 21, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Sep 21, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Mar 26, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jul 9, 2019	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 20, 2019	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Jun 2, 2017	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
Jan 21, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jan 2, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Aug 7, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jul 18, 2013	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 9, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 3, 2011	Severe Storm	SEVERE WINTER STORM
Jun 19, 2009	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jan 30, 2009	Severe Ice Storm	SEVERE WINTER STORM
Nov 13, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND A TORNADO
Jun 25, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Mar 19, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Dec 12, 2007	Severe Ice Storm	SEVERE WINTER STORMS
Dec 29, 2006	Severe Storm	SEVERE WINTER STORMS

Showing 20 of 31 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$211,008

Repair/Replace

$91,695

Rental Assistance

$9,439

Disaster	Registrations	Total IA $	Avg Damage
DR-1809	1	N/A	—
DR-4665	1	N/A	—
DR-1463	3	N/A	—
DR-1991	2	N/A	$1,547
DR-4250	18	$81,986	$14,986
DR-4490	14	$63,640	—
DR-1631	43	$51,200	$13,956
DR-4489	2	$9,000	—
DR-4317	4	$5,182	$2,059

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,160

Total Claims Paid

$6,966,444

Avg Claim Payout

$6,006

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,359,403

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4317	Flood	18	$1,168,577
DR-4490	Biological	5	$1,097,942
DR-4238	Severe Storm(s)	12	$846,051
DR-4451	Severe Storm(s)	16	$427,108
DR-4250	Flood	12	$314,370
DR-1412	Severe Storm(s)	10	$271,858
DR-4435	Flood	5	$125,814
DR-4872	Other	3	$55,346
DR-4741	Severe Storm(s)	1	$52,338

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$669,222

Properties Protected

Avg Benefit-Cost Ratio

1.61

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	3	$498,970
601.1: Generators	1	$34,017
91.1: Local Multihazard Mitigation Plan	1	$136,235

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Ste. Genevieve has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are heat wave, earthquake, landslide. The area has had 31 federal disaster declarations. The most common disaster type is severe storm (18 declarations). 1,160 flood insurance claims have been filed in the area. FEMA has obligated $4,359,403 in public assistance recovery funding. $211,008 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.