Natural Disasters in St. Louis, MO
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
98.7
Relatively High
Expected Annual Loss
98.3
Score (0-100)
Social Vulnerability
71.9
Score (0-100)
Community Resilience
61.0
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Heat Wave | 99.8 |
| Tornado | 98.9 |
| Earthquake | 98.5 |
| Strong Wind | 94.5 |
| Lightning | 88.9 |
| Cold Wave | 87.2 |
| Hail | 87.1 |
| Ice Storm | 83.7 |
| Winter Weather | 79.7 |
| Landslide | 46.0 |
| Hurricane | 32.1 |
| Wildfire | 3.0 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
25
Most Recent
Severe Storm
Jun 2025
Most Common Type
Severe Storm
13 declarations
| Date | Type | Declaration |
|---|---|---|
| Jun 9, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Aug 8, 2022 | Flood | SEVERE STORMS AND FLOODING |
| Mar 26, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jul 9, 2019 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 21, 2016 | Flood | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| Jan 2, 2016 | Flood | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| Jun 30, 2011 | Flood | FLOODING |
| Feb 3, 2011 | Severe Storm | SEVERE WINTER STORM |
| Jan 30, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Nov 13, 2008 | Severe Storm | SEVERE STORMS, FLOODING, AND A TORNADO |
| Jun 25, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 19, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Dec 12, 2007 | Severe Ice Storm | SEVERE WINTER STORMS |
| Jan 15, 2007 | Severe Ice Storm | SEVERE WINTER STORMS AND FLOODING |
| Dec 29, 2006 | Severe Storm | SEVERE WINTER STORMS |
| Nov 2, 2006 | Severe Storm | SEVERE STORMS |
| Jul 21, 2006 | Severe Storm | SEVERE STORMS |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Oct 19, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
Showing 20 of 25 declarations
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
739
Total Claims Paid
$10,137,696
Avg Claim Payout
$13,718
County-level NFIP data from FEMA National Flood Insurance Program.
St. Louis has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are heat wave, tornado, earthquake. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (13 declarations). 739 flood insurance claims have been filed in the area.