St. Joseph, MO — City Data, Demographics & Statistics
Buchanan County · Missouri
City DNA
A unique fingerprint for St. Joseph based on 8 key metrics — compared to averages.
Quick Stats
Population
71,542
2023 ACS
Median Income
$55,578
2023
Median Home Value
$144,200
2023
Median Rent
$884
2023
Median Age
37.9
Unemployment
4.7%
Cost of Living Index
86.7
100 = national avg
St. Joseph is a city in Buchanan County, Missouri, with a population of 71,542 according to the 2023 American Community Survey. St. Joseph is one of the communities in Missouri.
The median household income in St. Joseph is $55,578, and the median home value is $144,200. The cost of living index is 86.7 (where 100 = national average), and the median rent is $884 per month. The unemployment rate is 4.7%, and the median age is 37.9 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
71,542
Male
36,103
50.5%
Female
35,439
49.5%
Median Age
37.9
Education & Household
Bachelor's or Higher
15.4%
High School or Higher
41.2%
Foreign Born
4.2%
Veterans
5.7%
Married
33.5%
Avg Household Size
2.4
Marital Status by Age
Race & Ethnicity
Diversity Index
0.337
Simpson's Index (0-1)
Largest Group
White
80.4%
Foreign Born
4.2%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
7.7%
5,494 people
Not Hispanic/Latino
92.3%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
67,223
English Only
93.1%
#1 Non-English Language
Spanish
2,864 speakers
Limited English
3.0%
Language Distribution
English Proficiency
Speaks English Very Well
97.0%
Limited English Proficiency
3.0%
Veterans & Military
Total Veterans
4,108
5.7% of population
Disability Rate
25.2%
1,034 with disability
Veteran Median Income
$38,418
Unemployment Rate
1.7%
Period of Service
Veteran Age Distribution
Male Veterans
3,763
91.6%
Female Veterans
345
8.4%
Veteran vs Non-Veteran Income
Veteran Income
$38,418
Non-Veteran Income
$30,702
Difference
$7,716
25.1% higher
Disability Status
With Disability
1,034
Without Disability
3,074
Disability Rate
25.2%
Ancestry & Heritage
Total Reporting Ancestry
48,526
#1 Ancestry
German
22.6% (16,180)
#2 Ancestry
Irish
12.1% (8,679)
#3 Ancestry
English
10.7% (7,681)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
28,666
Family Households
16,231
56.6%
Married Couples
10,512
36.7%
Non-Family Households
12,435
43.4%
Single Mother Households
4,030
14.1%
Single Father Households
1,689
5.9%
Living Alone
10,118
35.3%
Children Under 18
Total Children
13,584
In Married Couple
7,722
56.8%
With Single Mother
4,222
31.1%
With Single Father
1,640
12.1%
Family Income
Median Family Income
$69,653
Married Couple Income
$86,282
Single Mother Income
$35,863
Single Father Income
$67,109
Avg Family Size
2.4
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
1,401
Grandparents Responsible
771
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$55,578
-24% vs national
Per Capita Income
$31,499
-15% vs national
Poverty Rate
18.7%
+37% vs national
Gini Index
0.4846
0 = perfect equality
Unemployment
4.7%
-10% vs national
SNAP Recipients
15.6%
of households
How St. Joseph Compares
St. Joseph vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. St. Joseph is highlighted.
Median Household Income
St. Joseph, MO has a median household income of $55,578, making it the 18,632nd highest median household income out of 28,123 cities in our database. This means that St. Joseph has a higher median household income than 34% of all the cities we measured.
Per Capita Income
St. Joseph, MO has a per capita income of $31,499, making it the 15,663rd highest per capita income out of 28,123 cities in our database. This means that St. Joseph has a higher per capita income than 44% of all the cities we measured.
Poverty Rate
St. Joseph, MO has a poverty rate of 18.7%, making it the 8,077th highest poverty rate out of 31,262 cities in our database. This means that St. Joseph has a higher poverty rate than 74% of all the cities we measured.
Unemployment Rate
St. Joseph, MO has a unemployment rate of 4.7%, making it the 12,436th highest unemployment rate out of 31,012 cities in our database. This means that St. Joseph has a higher unemployment rate than 60% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in St. Joseph. The median household income here is $55,578.
Income Distribution
Employment Snapshot
Unemployment Rate
4.7%
-0% vs MO avg
Labor Force
34,212
Employed
32,394
Mean Commute
15 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
15.4%
of adults 25+
High School Diploma+
41.2%
of adults 25+
Median Age
37.9
Work from Home
6.9%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the St. Joseph, MO-KS metro area
Highest-Paying Job
Registered Nurses
Top Median Wage
$74.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
86.7
100 = national avg
-13.3 vs national average
Living Wage (1 Adult)
$38,127
per year
Living Wage (Family of 4)
$90,118
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$832
per month
2 Bedroom
$1,077
per month
The median household income in St. Joseph, MO is $55,578, which is 24.1% below the national average of $73,224. Per capita income is $31,499. The poverty rate of 18.7% is higher than the MO state average of 16.6%. The Gini index of income inequality is 0.4846, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.7%, compared to the state average of 4.7%. The labor force is 34,212. 15.4% of adults hold a bachelor's degree or higher. The average commute time is 15 minutes, with 6.9% working from home. About 79.1% of workers drive alone to work. The overall cost of living index is 86.7, which is 13.3% below the national average. Housing costs are below the national average at an index of 85.8. A single adult needs to earn approximately $38,127 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$190,000
Median List Price
$168,500
Price Per Sq Ft
$119
Days on Market
39
Active Inventory
193
Months of Supply
4.1
Balanced market
Market CompetitivenessRedfin
Sold Above List
23.4%
Off Market in 2 Weeks
38.5%
Sale-to-List Ratio
97.1%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
47
New Listings
92
Pending Sales
78
Price Per Square FootRedfin
Median Sale $/SF
$119
Median List $/SF
$126
House Price IndexFHFA
How much have housing prices increased in St. Joseph, MO? According to the Federal Housing Finance Agency (FHFA) House Price Index for the St. Joseph, MO-KS metro area, home prices have risen 374.1% over the past 40 years. Over 20 years, prices grew 89.1%. The 10-year growth rate is 87.1%. Over the last 5 years, prices increased 53.8%. In the most recent 2-year period, the index rose 12.2%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader St. Joseph, MO-KS housing market rather than St. Joseph alone.
Metro area: St. Joseph, MO-KS
St. Joseph vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. St. Joseph is highlighted.
Median Home Value
St. Joseph, MO has a median home value of $144,200, making it the 17,080th highest median home value out of 27,993 cities in our database. This means that St. Joseph has a higher median home value than 39% of all the cities we measured.
Median Rent
St. Joseph, MO has a median rent of $884, making it the 12,892nd highest median rent out of 22,337 cities in our database. This means that St. Joseph has a higher median rent than 42% of all the cities we measured.
Median Price Per Sq Ft
St. Joseph, MO has a price per square foot of $119, making it the 15,566th highest price per square foot out of 20,748 cities in our database. This means that St. Joseph has a higher price per square foot than 25% of all the cities we measured.
Rent Burden
St. Joseph, MO has a rent burden of 19.1%, making it the 10,140th highest rent burden out of 21,928 cities in our database. This means that St. Joseph has a higher rent burden than 54% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$144,200
Median Rent
$884
Total Housing Units
33,143
Vacancy Rate
13.5%
Owner Occupied
61.4%
Renter Occupied
38.6%
Median Property Tax
$1,199
per year
Monthly Cost (w/ Mortgage)
$866
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,199
per year
Effective Tax Rate
0.83%
of home value
Median Home Value
$144,200
Estimated Mean Tax
$1,436
The effective property tax rate is calculated by dividing the median annual property tax ($1,199) by the median home value ($144,200). In St. Joseph, MO, this works out to an effective rate of 0.83%. This is below the national average of approximately 1.1%.
The current median sale price in St. Joseph, MO is $190,000 according to Redfin data. Homes spend a median of 39 days on the market. 23.4% of homes sold above asking price. The market has 4.1 months of supply. The median price per square foot is $119. The median rent is $884 per month (Census ACS). About 61.4% of housing units are owner-occupied. The median year homes were built is 1962. There are 33,143 total housing units. Homeowners pay a median annual property tax of $1,199. The effective tax rate is 0.83%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
7.29
per 1,000 residents
+180% vs national
Property Crime Rate
38.51
per 1,000 residents
+124% vs national
Total Crimes
3,212
2024
Violent Clearance
8%
cases solved
Property Clearance
1%
cases solved
YoY Change
-3.5%
violent crime rate
improving vs 2023
How St. Joseph Compares
Source: FBI (2024)St. Joseph vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. St. Joseph is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)St. Joseph police solve 10% of rape cases but only 0% of robbery cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 3 | 0.04 | 0.0% |
| Rape | Violent | 125 | 1.78 | 10.4% |
| Robbery | Violent | 38 | 0.54 | 0.0% |
| Aggravated Assault | Violent | 345 | 4.92 | 8.4% |
| Burglary | Property | 376 | 5.36 | 1.9% |
| Larceny/Theft | Property | 1,946 | 27.74 | 1.4% |
| Motor Vehicle Theft | Property | 379 | 5.40 | 1.3% |
St. Joseph, MO reported 511 violent crimes and 2,701 property crimes in 2024. The violent crime rate of 7.29 per 1,000 residents is 180.2% above the national average of 2.60 per 1,000. Law enforcement cleared 8% of violent crimes. Larceny/theft accounts for 1,946 of the property crime reports. Firearms were involved in 22.9% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 511 | 2,701 | 7.29 | 38.51 |
| 2023 | 528 | 2,632 | 7.55 | 37.64 |
| 2022 | 539 | 3,096 | 7.60 | 43.66 |
| 2021 | 483 | 3,129 | 6.54 | 42.39 |
| 2020 | 426 | 3,877 | 5.70 | 51.91 |
| 2019 | 431 | 4,355 | 5.68 | 57.40 |
| 2018 | 509 | 3,781 | 6.66 | 49.48 |
| 2017 | 438 | 5,146 | 5.73 | 67.33 |
| 2016 | 428 | 4,546 | 5.59 | 59.37 |
| 2015 | 397 | 4,534 | 5.15 | 58.86 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
74.4
Relatively Low
Expected Annual Loss
76.8
Score (0-100)
Social Vulnerability
32.4
Score (0-100)
Community Resilience
89.9
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
28
Public Assistance
$7.5M
Individual Assistance
$1.6M
Most Common Type
Severe Storm
11 declarations
Public Assistance by Category
Showing 20 of 32 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
623
Total Claims Paid
$22,869,136
Avg Claim Payout
$36,708
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$1,813,593
Properties Protected
40
Avg Benefit-Cost Ratio
2.16
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $469,384 |
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 1 | $1,344,209 |
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
St. Joseph has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, heat wave, tornado. The area has had 28 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 623 flood insurance claims have been filed in the area. FEMA has obligated $7,487,375 in public assistance recovery funding. $1,554,714 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
42.9%
6.8pp above the national average
Depression Rate
25.3%
1.8pp above the national average
Diabetes Rate
13.0%
1.1pp above the national average
Uninsured Rate
11.1%
0.5pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
38.7%
Arthritis
29.3%
Cancer (excl. skin)
8.4%
Teeth Lost (65+)
19.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.0%
14+ days in past month
Depression
25.3%
Loneliness
31.0%
Lack of Support
19.9%
Disability Prevalence
Any Disability
39.7%
Mobility
17.9%
Cognitive
19.8%
Hearing
9.2%
Vision
6.3%
Self-Care
4.8%
Independent Living
10.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
St. Joseph has an obesity rate of 42.9%, which is 6.8pp above the national average. The depression rate is 25.3%, 1.8pp above the national average. About 11.1% of adults lack health insurance. 77.6% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
4.0 / 5
Nearest Hospital
22.2 mi
Amberwell Atchison Association
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Amberwell Atchison Association | 22.2 mi | Critical Access Hospitals | — | Yes |
| Cameron Regional Medical Center | 31.7 mi | Acute Care Hospitals | 3/5 | Yes |
| Saint Lukes North Hospital | 34.6 mi | Acute Care Hospitals | 5/5 | Yes |
| Saint John Hospital | 34.7 mi | Acute Care Hospitals | — | Yes |
| F W Huston Medical Center | 37.4 mi | Critical Access Hospitals | — | Yes |
Climate & Environment
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
3
Total CO₂e
392.5K MT
Top Emitter
Lake Road Generating Station
289.4K MT CO₂e
Total CO₂e vs Similar Cities (50,000 - 100,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
Lake Road Generating Station Evergy Inc | Power Plants | 289,432 |
ICM Biofuels LLC Agra Marke Quality Grains Inc | Other | 73,283 |
SAINT JOSEPH SANITARY LANDFILL City Of St Joseph Missouri | Waste | 29,833 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
3 industrial facilities report greenhouse gas emissions totaling 392.5K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
15 min
-34% vs national
Drive Alone
79.1%
+0% vs national
Public Transit
0.3%
-67% vs national
Work From Home
6.9%
-26% vs national
Carpool
11.3%
Walk
1.4%
How St. Joseph's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
10
2023
6-Year Avg
9
fatalities/yr
Nighttime
5
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 8 | 10 | 0 | 0 | 0 |
| 2022 | 9 | 10 | 0 | 1 | 0 |
| 2021 | 11 | 15 | 0 | 1 | 0 |
| 2020 | 6 | 6 | 1 | 2 | 0 |
| 2019 | 5 | 5 | 3 | 1 | 0 |
| 2018 | 9 | 10 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in St. Joseph, MO is 15 minutes, which is 34.2% below the national average of 23 minutes. 79.1% of workers drive alone, compared to the national average of 78.7%. 6.9% work from home, which is below the MO state average of 7.8%. 11.3% of workers carpool. 1.4% walk to work. In 2023, there were 10 traffic fatalities from 8 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
83.7%
of households
Cable / Fiber / DSL
64.3%
of households
No Internet
13.6%
of households
Total Households
28,666
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
92.8%
of households
Smartphone
87.6%
of households
Desktop / Laptop
66.4%
of households
Tablet
46.6%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
12.9¢
per kWh
-30% vs 50,000 - 100,000 avg
Commercial Rate
10.3¢
per kWh
-31% vs 50,000 - 100,000 avg
Industrial Rate
7.9¢
per kWh
-29% vs 50,000 - 100,000 avg
Avg Monthly Bill
$129
residential
-11% vs 50,000 - 100,000 avg
24% below the national average of 17.1¢/kWh
Residential electricity in Missouri averages 12.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $129. State-level averages from EIA Electric Sales & Revenue data (2024).
St. Joseph vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
83.7% of households in St. Joseph have broadband internet access. 64.3% have cable, fiber, or DSL service. 16.6% rely solely on cellular data without a wired connection. 13.6% of households have no internet access. 20.0% use only a smartphone without a desktop or laptop.
Politics & Government
County-level data: Election results are reported at the county level. St. Joseph is located in Buchanan County, MO. Results reflect all voters in the county, not just those in St. Joseph.
Election Overview
Source: Buchanan County (2024)2024 Winner
Republican
Dem Votes
12,598
35.3%
GOP Votes
22,606
63.3%
Total Votes
35,737
Margin
R+28.0%
Shift from 2020
R+3.4pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 12,598 | 22,606 | 35,737 | 35.3% | 63.3% | R+28.0 |
| 2020 | 13,445 | 22,450 | 36,598 | 36.7% | 61.3% | R+24.6 |
| 2016 | 12,010 | 21,315 | 35,563 | 33.8% | 59.9% | R+26.2 |
In the 2024 presidential election, Buchanan County recorded 35,737 total votes. Republicans won the county with 63.3% of the vote compared to 35.3% for Democrats, a margin of R+28.0%. Compared to 2020, the margin shifted R+3.4pp from the previous election. Since 2016, Buchanan County has shifted 1.8 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
286
Total Assets
$1.9B
Total Income
$1.3B
Per 10K Residents
40.0
nonprofits
-27.5% vs peers avg
Orgs with >$1M Assets
53
Median Assets
$1.1M
Oldest Active
1937
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $1.8B of $1.9B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in St. Joseph
Source: IRS Exempt Organizations BMFSt. Joseph, MO has 286 registered 501(c)(3) nonprofit organizations with combined assets of $1.9B. The most common category is Philanthropy & Grantmaking, with 23 organizations. 53 nonprofits have assets exceeding $1 million. That works out to 40.0 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1937.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
399
Total Approved
$176.0M
Jobs Supported
4,146
Per 10K Residents
55.8
SBA loans
-32.9% vs peers avg
Unique Lenders
76
Top Lender
U.S. Bank, National Association
76 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
310
Total Amount
$136.8M
Avg Loan
$441,392
Median Loan
$117,500
SBA Guaranteed
$104.1M(76%)
Jobs Supported
2,604
Loans
89
Total Amount
$39.2M
Avg Loan
$440,180
Median Loan
$299,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
62
16% of all-time total
Recent Amount
$57.8M
33% of all-time total
Avg Recent Loan
$931,535
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Aya Hospitality Llc | 3 | $10.9M |
| Cma Acquisitions Inc. | 3 | $7.0M |
| Starr Burn Enterprises Inc. | 3 | $6.7M |
| Jlk Construction Llc | 1 | $5.0M |
| American Walnut Company Llc | 5 | $4.8M |
| Matthew R Noyce Dds Ms Llc | 2 | $4.1M |
| American Diagnostic Imaging Llc | 2 | $3.9M |
| Aaa Hospitality Llc | 1 | $3.9M |
| West Grand Llc | 1 | $3.7M |
| Belt Bowl; Volley's | 1 | $3.3M |
St. Joseph, MO has received 399 SBA loans totaling $176.0M in approved funding between 1992 and 2026. The 7(a) program accounts for 310 loans (78% of the total), supporting 2,604 jobs. The 504 program, focused on real estate and large equipment, has funded 89 loans totaling $39.2M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in St. Joseph is U.S. Bank, National Association with 76 loans. That works out to 55.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
10
Total Population
88,511
Avg Median Income
$71,614
Avg Home Value
$169,480
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 64436 | 965 | $107,692 | $267,900 | $1,658 | 30.5 |
| 64443 | 1,647 | $110,563 | $315,800 | $927 | 48.6 |
| 64501 | 10,354 | $41,615 | $97,400 | $823 | 3.7 |
| 64503 | 11,921 | $53,351 | $133,500 | $926 | 14.5 |
| 64504 | 10,286 | $55,300 | $115,100 | $918 | 47.0 |
| 64505 | 13,875 | $70,741 | $186,000 | $976 | 45.6 |
| 64506 | 22,107 | $61,713 | $220,500 | $908 | 10.0 |
| 64507 | 14,159 | $63,014 | $134,000 | $890 | 55.8 |
| 66024 | 684 | $68,047 | $93,800 | $918 | 1.4 |
| 66090 | 2,513 | $84,103 | $130,800 | $817 | 81.8 |
St. Joseph, MO has 10 ZIP codes with a combined population of 88,511. The average median household income across all ZIP codes is $71,614. The average median home value is $169,480. The average median monthly rent is $976.
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