Natural Disasters in Pacific, MO

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

99.3

Relatively High

Expected Annual Loss

99.5

Score (0-100)

Social Vulnerability

31.2

Score (0-100)

Community Resilience

79.7

Score (0-100)

Top Hazard Risks

Heat Wave99.9Hail99.7Lightning99.3

Hazard	Risk Score
Heat Wave	99.9
Hail	99.7
Lightning	99.3
Cold Wave	99.1
Earthquake	99.0
Ice Storm	98.8
Winter Weather	98.3
Tornado	98.1
Landslide	97.6
Strong Wind	89.8
Wildfire	61.7
Hurricane	45.1
Drought	27.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

May 2025

Most Common Type

Flood

9 declarations

Date	Type	Declaration
May 21, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES
Mar 26, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 2, 2017	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
Jan 21, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jan 2, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jun 30, 2011	Flood	FLOODING
Feb 3, 2011	Severe Storm	SEVERE WINTER STORM
Jan 30, 2009	Severe Ice Storm	SEVERE WINTER STORM
Mar 19, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Dec 12, 2007	Severe Ice Storm	SEVERE WINTER STORMS
Jan 15, 2007	Severe Ice Storm	SEVERE WINTER STORMS AND FLOODING
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 6, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 12, 2000	Flood	SEVERE THUNDERSTORMS AND FLASH FLOODING
Jun 2, 1995	Severe Storm	SEVERE STORMS, TORNADOES, HAIL, FLOODING
Apr 21, 1994	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING
Dec 1, 1993	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 9, 1993	Flood	SEVERE STORMS & FLOODING
Oct 14, 1986	Flood	SEVERE STORMS & FLOODING

Showing 20 of 24 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,143

Total IA Distributed

$4,218,387

Repair/Replace

$2,223,840

Rental Assistance

$951,258

Disaster	Registrations	Total IA $	Avg Damage
DR-4877	4	N/A	$3,619
DR-4665	52	N/A	—
DR-4250	511	$2,463,854	$17,258
DR-1749	234	$776,718	$5,498
DR-4317	222	$646,918	$8,792
DR-4490	39	$171,984	—
DR-4867	73	$150,700	$3,977
DR-1809	6	$5,734	$985
DR-1980	1	$1,413	$137
DR-1463	1	$1,066	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,096

Total Claims Paid

$32,231,981

Avg Claim Payout

$29,409

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,288,227

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4250	Flood	24	$1,994,565
DR-4317	Flood	20	$505,750
DR-4867	Severe Storm(s)	11	$364,623
DR-1749	Severe Storm(s)	27	$304,293
DR-1463	Severe Storm(s)	6	$75,250
DR-4490	Biological	1	$43,746

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$18,125,604

Properties Protected

691

Avg Benefit-Cost Ratio

2.20

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	28	$16,868,179
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	4	$1,218,750
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine; 200.5: Acquisition of Vacant Land	1	$38,675
205.6: Structural Retrofitting/Rehabilitating Public Structures - Seismic	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Pacific has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are heat wave, hail, lightning. The area has had 24 federal disaster declarations. The most common disaster type is flood (9 declarations). 1,096 flood insurance claims have been filed in the area. FEMA has obligated $3,288,227 in public assistance recovery funding. $4,218,387 has been distributed in individual assistance to disaster-affected residents. 34 hazard mitigation projects have been funded to reduce future risk.