Natural Disasters in Lake Ozark, MO

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

55.1

Relatively Low

Expected Annual Loss

56.6

Score (0-100)

Social Vulnerability

41.3

Score (0-100)

Community Resilience

32.4

Score (0-100)

Top Hazard Risks

Ice Storm87.0Heat Wave85.1Landslide81.7

Hazard	Risk Score
Ice Storm	87.0
Heat Wave	85.1
Landslide	81.7
Wildfire	70.0
Tornado	69.5
Winter Weather	69.3
Earthquake	66.9
Cold Wave	64.3
Lightning	51.9
Hail	43.1
Strong Wind	42.5
Drought	37.2
Hurricane	28.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

May 2025

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
May 21, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES
Sep 21, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Mar 26, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jul 9, 2019	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 2, 2017	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
Jan 21, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jan 2, 2016	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Aug 7, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 6, 2013	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS AND FLOODING
Mar 23, 2011	Severe Storm	SEVERE WINTER STORM AND SNOWSTORM
Feb 3, 2011	Severe Storm	SEVERE WINTER STORM
Jun 19, 2009	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jan 30, 2009	Severe Ice Storm	SEVERE WINTER STORM
Mar 19, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Dec 27, 2007	Severe Ice Storm	SEVERE WINTER STORMS
Dec 12, 2007	Severe Ice Storm	SEVERE WINTER STORMS
Jan 15, 2007	Severe Ice Storm	SEVERE WINTER STORMS AND FLOODING
Dec 29, 2006	Severe Storm	SEVERE WINTER STORMS
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION

Showing 20 of 27 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

394

Total IA Distributed

$1,158,254

Repair/Replace

$136,022

Rental Assistance

$65,616

Disaster	Registrations	Total IA $	Avg Damage
DR-1631	1	N/A	—
DR-4665	16	N/A	—
DR-4867	1	N/A	—
DR-4490	170	$865,585	—
DR-4451	153	$239,704	$2,767
DR-1463	29	$24,246	$1,296
DR-4250	23	$21,377	$2,240
DR-4494	1	$7,343	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,707,176

Avg Claim Payout

$18,760

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$10,719,435

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4490	Biological	10	$3,359,979
DR-4451	Severe Storm(s)	9	$3,020,363
DR-4238	Severe Storm(s)	14	$2,084,611
DR-4144	Severe Storm(s)	15	$1,132,002
DR-4250	Flood	5	$388,383
DR-1749	Severe Storm(s)	19	$326,455
DR-4317	Flood	5	$197,896
DR-1412	Severe Storm(s)	10	$124,983
DR-4741	Severe Storm(s)	2	$32,430
DR-1463	Severe Storm(s)	5	$30,980
DR-4867	Severe Storm(s)	3	$21,352

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$3,555,577

Properties Protected

Avg Benefit-Cost Ratio

2.26

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	3	$3,555,577

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Lake Ozark has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, heat wave, landslide. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 91 flood insurance claims have been filed in the area. FEMA has obligated $10,719,435 in public assistance recovery funding. $1,158,254 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.