Natural Disasters in Bernie, MO

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

74.3

Relatively Low

Expected Annual Loss

71.4

Score (0-100)

Social Vulnerability

55.1

Score (0-100)

Community Resilience

27.7

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

26

Public Assistance

$4.3M

Individual Assistance

$655K

Most Common Type

Severe Storm

16 declarations

Public Assistance by Category

Total: $4.4M
DisasterTypeDatePA $IA $
Severe Storms, Straight-line Winds, Torn… →Severe StormMay 2025$1.0M$72K
Severe Storms, Straight-line Winds, Torn… →Severe StormMay 2025——
Severe Storms, Straight-line Winds, Torn… →Severe StormJul 2024$1.2M$345K
Severe Storms, Tornadoes, Straight-line … →Severe StormJul 2020——
Covid-19 Pandemic →BiologicalMar 2020$43K$117K
Covid-19 →BiologicalMar 2020——
Severe Storms, Tornadoes, and Flooding →Severe StormJul 2019$33K—
Severe Storms, Tornadoes, Straight-line … →FloodJan 2016$62K—
Severe Storms, Tornadoes, Straight-line … →FloodJan 2016——
Severe Storms, Straight-line Winds, Torn… →Severe StormJul 2013——
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2011—$118K
Severe Winter Storm →Severe StormFeb 2011——
Severe Winter Storm →Severe StormFeb 2009$1.2M—
Severe Winter Storm →Severe Ice StormJan 2009——
Severe Storms, Flooding, and a Tornado →Severe StormNov 2008——
Severe Storms and Flooding →Severe StormMar 2008$296K$1K
Severe Winter Storms and Flooding →Severe Ice StormMar 2008——
Severe Winter Storms →Severe Ice StormDec 2007——
Severe Storms, Tornadoes, and Flooding →Severe StormApr 2006—$919
Hurricane Katrina Evacuation →HurricaneSep 2005——

Showing 20 of 29 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

102

Total Claims Paid

$1,064,948

Avg Claim Payout

$10,441

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

9

Federal Funding

$3,563,918

Properties Protected

3

Avg Benefit-Cost Ratio

1.35

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures4$3,197,957
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)2$233,478
601.1: Generators2$66,600
91.1: Local Multihazard Mitigation Plan1$65,883

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Bernie has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, ice storm, heat wave. The area has had 26 federal disaster declarations. The most common disaster type is severe storm (16 declarations). 102 flood insurance claims have been filed in the area. FEMA has obligated $4,273,077 in public assistance recovery funding. $654,770 has been distributed in individual assistance to disaster-affected residents. 9 hazard mitigation projects have been funded to reduce future risk.