Natural Disasters in Silver Creek, MS

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

25.0

Very Low

Expected Annual Loss

19.6

Score (0-100)

Social Vulnerability

67.6

Score (0-100)

Community Resilience

6.6

Score (0-100)

Top Hazard Risks

Hurricane78.2Hail66.1Tornado56.3

Hazard	Risk Score
Hurricane	78.2
Hail	66.1
Tornado	56.3
Wildfire	54.1
Heat Wave	53.1
Drought	48.8
Strong Wind	45.7
Landslide	41.6
Earthquake	41.3
Ice Storm	39.1
Lightning	30.1
Winter Weather	20.6
Cold Wave	17.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

13 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Aug 12, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES.
Oct 22, 2021	Hurricane	HURRICANE IDA
Aug 28, 2021	Hurricane	HURRICANE IDA
May 4, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Oct 8, 2020	Hurricane	HURRICANE DELTA
Sep 14, 2020	Hurricane	HURRICANE SALLY
Aug 23, 2020	Hurricane	HURRICANE MARCO AND TROPICAL STORM LAURA
Jul 9, 2020	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 16, 2020	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 5, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 25, 2016	Flood	SEVERE STORMS AND FLOODING
Aug 29, 2012	Hurricane	HURRICANE ISAAC
Aug 28, 2012	Hurricane	TROPICAL STORM ISAAC
May 12, 2009	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Sep 22, 2008	Hurricane	HURRICANE GUSTAV
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Aug 29, 2005	Hurricane	HURRICANE KATRINA
Sep 15, 2004	Hurricane	HURRICANE IVAN

Showing 20 of 31 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

7,507

Total IA Distributed

$11,205,475

Repair/Replace

$4,636,803

Rental Assistance

$1,360,234

Disaster	Registrations	Total IA $	Avg Damage
DR-1470	1	N/A	—
DR-1604	5,375	$5,526,837	$985
DR-4874	818	$3,892,545	$3,064
DR-4536	260	$1,052,002	$3,147
DR-1459	996	$621,042	$841
DR-4528	20	$110,272	—
DR-4101	37	$2,777	$145

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$671,867

Avg Claim Payout

$15,625

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$5,882,996

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1604	Hurricane	41	$3,718,322
DR-4551	Severe Storm(s)	4	$1,172,650
DR-4536	Severe Storm(s)	5	$645,255
DR-1837	Severe Storm(s)	14	$153,428
DR-4081	Hurricane	10	$94,023
DR-4268	Flood	3	$61,424
DR-4528	Biological	2	$37,143
DR-1794	Hurricane	1	$750

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$143,177

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	6	$135,309
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$7,868

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Silver Creek has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, hail, tornado. The area has had 31 federal disaster declarations. The most common disaster type is hurricane (13 declarations). 43 flood insurance claims have been filed in the area. FEMA has obligated $5,882,996 in public assistance recovery funding. $11,205,475 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.