Pearl, MS โ€” City Data, Demographics & Statistics

Rankin County ยท Mississippi

๐Ÿงฌ

City DNA

A unique fingerprint for Pearl based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Pearl
National Avg
Mississippi Avg
Population: 64Income: 36Home Value: 17Safety: 50Education: 27Median Age: 61Climate: 50Cost of Living: 49

Quick Stats

Population

27,458

2023 ACS

Median Income

$54,643

2023

Median Home Value

$170,900

2023

Median Rent

$1,152

2023

Median Age

36.6

Unemployment

5.6%

Cost of Living Index

97.1

100 = national avg

Pearl is a city in Rankin County, Mississippi, with a population of 27,458 according to the 2023 American Community Survey. Pearl is one of the communities in Mississippi.

The median household income in Pearl is $54,643, and the median home value is $170,900. The cost of living index is 97.1 (where 100 = national average), and the median rent is $1,152 per month. The unemployment rate is 5.6%, and the median age is 36.6 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

27,458

Male

13,295

48.4%

Female

14,163

51.6%

Median Age

36.6

Education & Household

Bachelor's or Higher

18.7%

High School or Higher

37.3%

Foreign Born

3.3%

Veterans

5.0%

Married

38.9%

Avg Household Size

2.4

Marital Status by Age

Race & Ethnicity

Diversity Index

0.545

Simpson's Index (0-1)

Largest Group

White

60.1%

Foreign Born

3.3%

White
60.1%
Black
29.5%
Asian
2.3%
Pacific Islander
0.7%
Two or More
3.1%
Other
4.3%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

5.7%

1,576 people

Not Hispanic/Latino

94.3%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
884 (56.1%)
Puerto Rican
96 (6.1%)
Dominican
23 (1.5%)
Guatemalan
43 (2.7%)
Honduran
88 (5.6%)
Other Hispanic
443 (28.1%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
218 (34.1%)
Chinese
126 (19.7%)
Filipino
183 (28.6%)
Pakistani
57 (8.9%)
Other Asian
56 (8.8%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Other Pacific Islander
181 (100.0%)

Languages Spoken

Total Speakers (5+)

25,846

English Only

91.6%

#1 Non-English Language

Spanish

1,289 speakers

Limited English

2.3%

Language Distribution

Spanish
1,289 (5.0%)
Other Indo-European
261 (1.0%)
Other Asian
238 (0.9%)
Arabic
186 (0.7%)
Chinese
123 (0.5%)
Tagalog
27 (0.1%)
Other Languages
19 (0.1%)
German
11 (0.0%)
French/Haitian/Cajun
6 (0.0%)
Vietnamese
3 (0.0%)

English Proficiency

Speaks English Very Well

97.7%

Limited English Proficiency

2.3%

Spanish
24.9% limited English
Other Indo-European
47.1% limited English
Other Asian
11.8% limited English
Arabic
21.5% limited English
Chinese
74.8% limited English

Veterans & Military

Total Veterans

1,367

5.0% of population

Disability Rate

29.9%

408 with disability

Veteran Median Income

$45,046

Unemployment Rate

24.8%

Period of Service

Gulf War (2001+)
26.6%
Gulf War (1990-2001)
18.9%
Vietnam
30.7%
Korea
8.4%
World War II
0.9%

Veteran Age Distribution

18-34
8.6%
35-54
22.4%
55-64
13.9%
65-74
22.3%
75+
32.8%

Male Veterans

1,213

88.7%

Female Veterans

154

11.3%

Veteran vs Non-Veteran Income

Veteran Income

$45,046

Non-Veteran Income

$35,543

Difference

$9,503

26.7% higher

Disability Status

With Disability

408

Without Disability

959

Disability Rate

29.9%

Ancestry & Heritage

Total Reporting Ancestry

11,419

#1 Ancestry

English

11.5% (3,168)

#2 Ancestry

Irish

7.0% (1,926)

#3 Ancestry

American

6.8% (1,862)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
English
11.5%
Irish
7.0%
American
6.8%
German
5.0%
European
4.6%
Scottish
1.5%
Scotch-Irish
1.1%
Italian
1.1%
French
0.9%
British
0.4%
Sub-Saharan African
0.4%
Welsh
0.4%
Lithuanian
0.2%
Hungarian
0.2%
Danish
0.1%
West Indian
0.1%
Swedish
0.1%
Norwegian
0.1%
Arab
0.0%
Slovak
0.0%

Families & Households

Total Households

11,501

Family Households

6,923

60.2%

Married Couples

4,646

40.4%

Non-Family Households

4,578

39.8%

Single Mother Households

1,742

15.1%

Single Father Households

535

4.7%

Living Alone

3,808

33.1%

Children Under 18

Total Children

4,768

In Married Couple

2,787

58.5%

With Single Mother

1,540

32.3%

With Single Father

441

9.2%

Family Income

Median Family Income

$78,254

Married Couple Income

$101,522

Single Mother Income

$40,855

Single Father Income

$50,699

Avg Family Size

2.4

Avg Non-Family Size

2.3

Grandparents w/ Grandchildren

791

Grandparents Responsible

266

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$54,643

-25% vs national

Per Capita Income

$33,913

-9% vs national

Poverty Rate

12.6%

-7% vs national

Gini Index

0.4206

0 = perfect equality

Unemployment

5.6%

+8% vs national

SNAP Recipients

8.8%

of households

How Pearl Compares

Pearl vs Similar Cities

Compared to cities with 25,000 - 50,000 residents. Pearl is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Pearl. The median household income here is $54,643.

$

Income Distribution

<$25K
14.4%
$25-50K
29.9%
$50-75K
18.0%
$75-100K
10.3%
$100-150K
17.2%
$150-200K
6.4%
$200K+
3.8%

Employment Snapshot

Unemployment Rate

5.6%

-20% vs MS avg

Labor Force

15,538

Employed

14,643

Mean Commute

23 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

18.7%

of adults 25+

High School Diploma+

37.3%

of adults 25+

Median Age

36.6

Work from Home

6.2%

of workers

Cost of Living

Overall Index

97.1

100 = national avg

-2.9 vs national average

Living Wage (1 Adult)

$42,702

per year

Living Wage (Family of 4)

$100,932

per year

Cost Index by Category

Housing
106.7
Food
91.8
Transportation
96.1
Healthcare
93.4
Utilities
96.4

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$1,097

per month

2 Bedroom

$1,288

per month

The median household income in Pearl, MS is $54,643, which is 25.4% below the national average of $73,224. Per capita income is $33,913. The poverty rate of 12.6% is lower than the MS state average of 23.5%. The Gini index of income inequality is 0.4206, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.6%, compared to the state average of 7.0%. The labor force is 15,538. 18.7% of adults hold a bachelor's degree or higher. The average commute time is 23 minutes, with 6.2% working from home. About 81.6% of workers drive alone to work. The overall cost of living index is 97.1, which is 2.9% below the national average. Housing costs are above the national average at an index of 106.7. A single adult needs to earn approximately $42,702 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$241,450

Median List Price

$230,000

Price Per Sq Ft

$160

Days on Market

49

Active Inventory

94

Months of Supply

6.7

Buyer's market

Zillow Home Value

$203,083

ZHVI โ€” January 2026

Zillow Rent Index

$1,441

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

14.3%

Off Market in 2 Weeks

23.3%

Sale-to-List Ratio

97.8%

Buyer's market

Sold Above Asking
14.3%
Under Contract in 2 Wks
23.3%
Listings with Price Drops
20.2%

Price TrendsRedfin

Sale Price โ†‘ 1.4%List Price โ†“ 6.9%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

14

New Listings

35

Pending Sales

43

Homes Sold โ†“ 58.8%New Listings โ†‘ 12.9%Pending โ†“ 14.0%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$160

Median List $/SF

$159

Sale $/SF โ†‘ 1.3%List $/SF โ†‘ 1.3%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Pearl, MS? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Jackson, MS metro area, home prices have risen 191.4% over the past 40 years. Over 20 years, prices grew 66.7%. The 10-year growth rate is 54.6%. Over the last 5 years, prices increased 37.3%. In the most recent 2-year period, the index rose 6.7%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Jackson, MS housing market rather than Pearl alone.

40yr โ†‘ 191.4%20yr โ†‘ 66.7%10yr โ†‘ 54.6%5yr โ†‘ 37.3%2yr โ†‘ 6.7%Q2 1980 โ†’ Q4 2025

Metro area: Jackson, MS

Pearl vs Similar CitiesCensus ACS / Redfin

Compared to cities with 25,000 - 50,000 residents. Pearl is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$170,900

Median Rent

$1,152

Total Housing Units

12,362

Vacancy Rate

7.0%

Owner Occupied

59.3%

Renter Occupied

40.7%

Median Property Tax

$1,140

per year

Monthly Cost (w/ Mortgage)

$923

Housing Types

Single Family
69.3%
Multi-Family
20.2%
Mobile Home
10.5%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$1,140

per year

Effective Tax Rate

0.67%

of home value

Median Home Value

$170,900

Estimated Mean Tax

$1,148

The effective property tax rate is calculated by dividing the median annual property tax ($1,140) by the median home value ($170,900). In Pearl, MS, this works out to an effective rate of 0.67%. This is below the national average of approximately 1.1%.

The current median sale price in Pearl, MS is $241,450 according to Redfin data. Homes spend a median of 49 days on the market. 14.3% of homes sold above asking price. The market has 6.7 months of supply. The median price per square foot is $160. Zillow's observed rent index is $1,441/month. About 59.3% of housing units are owner-occupied. The median year homes were built is 1981. There are 12,362 total housing units. Homeowners pay a median annual property tax of $1,140. The effective tax rate is 0.67%, below the national average.

Crime data is not yet available for Pearl. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

85.0

Relatively Moderate

Expected Annual Loss

86.2

Score (0-100)

Social Vulnerability

28.8

Score (0-100)

Community Resilience

71.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

23

Public Assistance

$5.6M

Individual Assistance

$34.9M

Most Common Type

Hurricane

10 declarations

Public Assistance by Category

Total: $294.2M
DisasterTypeDatePA $IA $
Severe Winter Storm โ†’Winter StormJan 2026โ€”โ€”
Severe Storms, Straight-line Winds, and โ€ฆ โ†’Severe StormAug 2023โ€”โ€”
Hurricane Ida โ†’HurricaneOct 2021โ€”โ€”
Hurricane Ida โ†’HurricaneAug 2021โ€”โ€”
Severe Winter Storms โ†’Severe Ice StormMay 2021$395Kโ€”
Hurricane Delta โ†’HurricaneOct 2020โ€”โ€”
Covid-19 Pandemic โ†’BiologicalApr 2020$169K$8.9M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Storms, Tornadoes, and Flooding โ†’Severe StormApr 2014$512K$321K
Hurricane Isaac โ†’HurricaneAug 2012โ€”$109K
Tropical Storm Isaac โ†’HurricaneAug 2012โ€”โ€”
Hurricane Gustav โ†’HurricaneAug 2008$20Kโ€”
Hurricane Katrina โ†’HurricaneAug 2005$4.2M$13.5M
Hurricane Dennis โ†’HurricaneJul 2005$5Kโ€”
Hurricane Ivan โ†’HurricaneSep 2004โ€”โ€”
Severe Storms, Tornadoes, Floods โ†’Severe StormApr 2003$316K$1.4M
Severe Storms, High Winds & Tornadoes โ†’TornadoNov 1992โ€”โ€”
Severe Storms, Tornadoes, and Flooding โ†’Severe StormJun 1983โ€”โ€”
Severe Storms, Flooding & Tornadoes โ†’Severe StormApr 1983โ€”โ€”
Storms, Tornadoes, Floods โ†’Severe StormApr 1979โ€”โ€”

Showing 20 of 31 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

976

Total Claims Paid

$20,697,252

Avg Claim Payout

$21,206

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

16

Federal Funding

$6,908,348

Properties Protected

6

Avg Benefit-Cost Ratio

2.62

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)6$427,942
403.4: Stormwater Management - Detention/Retention Basins3$719,762
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures2$3,923,549
601.1: Generators2$1,466,800
403.2: Stormwater Management - Diversions1$66,563

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Pearl has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, tornado, heat wave. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (10 declarations). 976 flood insurance claims have been filed in the area. FEMA has obligated $5,588,113 in public assistance recovery funding. $34,933,305 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

38.6%

2.5pp above the national average

Depression Rate

20.3%

3.2pp below the national average

Diabetes Rate

12.9%

1.0pp above the national average

Uninsured Rate

10.8%

near the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

38.2%

Arthritis

28.1%

Cancer (excl. skin)

7.6%

Teeth Lost (65+)

14.3%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

17.2%

14+ days in past month

Depression

20.3%

Loneliness

37.0%

Lack of Support

27.8%

Disability Prevalence

Any Disability

35.1%

Mobility

15.8%

Cognitive

16.9%

Hearing

7.3%

Vision

5.6%

Self-Care

4.2%

Independent Living

9.2%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Pearl has an obesity rate of 38.6%, which is 2.5pp above the national average. The depression rate is 20.3%, 3.2pp below the national average. About 10.8% of adults lack health insurance. 80.1% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

1.7 / 5

Nearest Hospital

4.5 mi

Merit Health Women'S Hospital

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Merit Health Women'S Hospital4.5 miAcute Care Hospitalsโ€”โ€”
Merit Health River Oaks4.5 miAcute Care Hospitals1/5Yes
Brentwood Behavioral Healthcare Of Ms4.5 miPsychiatricโ€”Yes
Mississippi Baptist Medical Center5.3 miAcute Care Hospitals2/5Yes
University Of Mississippi Med Center5.9 miAcute Care Hospitals2/5Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

2

Pop. Served

33,203

Violations (5yr)

2

System NamePop. ServedViolations (5yr)
CITY OF PEARL27,1150
GREENFIELD WATER ASSOCIATION6,0882

There are 2 water systems serving the area. 2 water quality violations have been reported in the past 5 years.

Infrastructure

Commute Overview2023 ACS

Mean Commute

23 min

-1% vs national

Drive Alone

81.6%

+4% vs national

Work From Home

6.2%

-33% vs national

Carpool

10.5%

Walk / Bike

1.5%

combined

How Pearl's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2023)

Fatalities

1

2023

6-Year Avg

2

fatalities/yr

Nighttime

1

dark conditions

YearCrashesFatalitiesAlcoholPedestrianCyclist
202311000
202211000
202111000
202022100
201933000
201811000

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

The average commute in Pearl, MS is 23 minutes, which is 0.9% below the national average of 23 minutes. 81.6% of workers drive alone, compared to the national average of 78.7%. 6.2% work from home, which is above the MS state average of 4.5%. 10.5% of workers carpool. 1.3% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash.

Internet & Broadband Access

Source: Census ACS

Broadband Access

91.9%

of households

Cable / Fiber / DSL

72.9%

of households

No Internet

6.3%

of households

Total Households

11,501

Internet Subscription Types

Cable, Fiber, or DSL
72.9%
Cellular Data Plan
88.8%
Satellite
7.6%
Cellular Only (no wired)
15.5%
No Internet Access
6.3%

Device Ownership

Source: Census ACS

Has Computer

96.4%

of households

Smartphone

89.8%

of households

Desktop / Laptop

71.3%

of households

Tablet

50.9%

of households

Any Computing Device
96.4%
Smartphone
89.8%
Desktop / Laptop
71.3%
Tablet
50.9%
Smartphone Only
17.1%
No Computer
3.6%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

13.4ยข

per kWh

-30% vs 25,000 - 50,000 avg

Commercial Rate

12.3ยข

per kWh

-20% vs 25,000 - 50,000 avg

Industrial Rate

6.8ยข

per kWh

-43% vs 25,000 - 50,000 avg

Avg Monthly Bill

$155

residential

+6% vs 25,000 - 50,000 avg

22% below the national average of 17.1ยข/kWh

Residential electricity in Mississippi averages 13.4ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $155. State-level averages from EIA Electric Sales & Revenue data (2024).

Pearl vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

2

Population Served

33,203

Violations (5yr)

2

System NameTypeSourcePop. ServedViolations
CITY OF PEARLCommunityGround water27,1150
GREENFIELD WATER ASSOCIATIONCommunityGround water6,0882

91.9% of households in Pearl have broadband internet access. 72.9% have cable, fiber, or DSL service. 15.5% rely solely on cellular data without a wired connection. 6.3% of households have no internet access. 17.1% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 33,203 people. A total of 2 water quality violations have been recorded over the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Pearl is located in Rankin County, MS. Results reflect all voters in the county, not just those in Pearl.

Election Overview

Source: Rankin County (2024)

2024 Winner

Republican

Dem Votes

18,060

25.9%

GOP Votes

50,896

73.0%

Total Votes

69,678

Margin

R+47.1%

Shift from 2020

R+1.8pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+47.1%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202418,06050,89669,67825.9%73.0%R+47.1
202018,84750,89570,65526.7%72.0%R+45.4
201613,74146,16861,35622.4%75.3%R+52.8

In the 2024 presidential election, Rankin County recorded 69,678 total votes. Republicans won the county with 73.0% of the vote compared to 25.9% for Democrats, a margin of R+47.1%. Compared to 2020, the margin shifted R+1.8pp from the previous election. Since 2016, Rankin County has shifted 5.7 percentage points toward Democrats.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

72

Total Assets

$40.6M

Total Income

$50.5M

Per 10K Residents

26.2

nonprofits

-44.2% vs peers avg

Orgs with >$1M Assets

8

Median Assets

$441K

Oldest Active

1928

ruling year

Newest Org

2025

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Human Services
11
Religion
11
Education
9
Youth Development
5
Arts & Culture
4
Health Care
3
Recreation & Sports
3
Crime & Legal
2
Civil Rights
2
Environment
1
Employment
1
Public Safety
1
Community Improvement
1
Philanthropy
1
Public Benefit
1
Mutual Benefit
1
98.1%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $39.8M of $40.6M total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 25,000 - 50,000

Largest Nonprofits in Pearl

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
FAMILY HEALTH CARE CLINIC INCHealth Care$14.7M$24.9M1997
PARK PLACE CHRISTIAN ACADEMY INCEducation$6.1M$5.6M2001
MISSISSIPPI RURAL WATER ASSOCIATION INCPublic Benefit$5.8M$3.6M1995
MISSISSIPPI CONSTRUCTION EDUCATION FOUNDATIONโ€”$3.9M$3.0M1999
THE CENTER FOR VIOLENCE PREVENTIONHuman Services$2.9M$3.3M1991
MISSISSIPPI CHILDRENS ADVOCACY CENTER INCCivil Rights$2.4M$5.2M1992
MISSISSIPPI ASSOCIATION OF INDEPENDENT SCHOOLS INCEducation$2.1M$2.8M2005
DORSEY J BAREFIELD CHARITABLE TRUSTPhilanthropy$1.1M$248K2007
KS KIDS LEARNING CENTERHuman Services$441K$343K1999
SAFETY CITY INCEnvironment$255Kโ€”2017
MISSISSIPPI GOLF ASSOCIATION INCRecreation & Sports$235K$749K2013
MS POULTRY FOUNDATIONEducation$182K$62K2006
MONTEREY VOLUNTEER FIRE DEPARTMENTPublic Safety$179K$67K2011
BRIDGE BUILDERS LEADERSHIP INITIATIVEYouth Development$51K$224K2018
MARC MISSISSIPPI ASSOCIATION FOR RETURNING CITIZENSCrime & Legal$51K$65K2019
MISSISSIPPI PIP ASSOCIATIONEducation$47K$163K2023
THE PEARSON FOUNDATIONHuman Services$37K$118K2001

Pearl, MS has 72 registered 501(c)(3) nonprofit organizations with combined assets of $40.6M. The most common category is Human Services, with 11 organizations. 8 nonprofits have assets exceeding $1 million. That works out to 26.2 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1928.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

237

Total Approved

$65.2M

Jobs Supported

1,387

Per 10K Residents

86.3

SBA loans

+8.2% vs peers avg

Unique Lenders

42

Top Lender

Trustmark Bank

82 loans

Top Industry

Retail Trade

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)97% of all loans

Loans

230

Total Amount

$61.3M

Avg Loan

$266,586

Median Loan

$75,000

SBA Guaranteed

$46.9M(76%)

Jobs Supported

1,218

5043% of all loans

Loans

7

Total Amount

$3.9M

Avg Loan

$550,143

Median Loan

$359,000

7(a) โ€” 97%504 โ€” 3%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

24

10% of all-time total

Recent Amount

$11.4M

17% of all-time total

Avg Recent Loan

$475,113

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Retail Trade28 loans
NAICS 44
$6.3M
Other Services26 loans
NAICS 81
$4.0M
Accommodation & Food Services22 loans
NAICS 72
$19.8M
Admin, Support & Waste Management15 loans
NAICS 56
$1.4M
Retail Trade14 loans
NAICS 45
$1.1M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 25,000 - 50,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Southern Hotels Llc2$3.5M
Hercules Concrete Pumping Inc1$3.4M
Ms Trampoline Park Llc1$3.3M
New Vision/neelam Pearl Hotel Llc1$3.2M
Dtek Land Investments Llc1$2.7M
Jai Ambe Hospitality Llc1$2.1M
Pharm-vet Properties Llc1$2.0M
Motel 62$2.0M
Aj Hospitality Llc1$1.9M
Ganesh Llc1$1.6M

Pearl, MS has received 237 SBA loans totaling $65.2M in approved funding between 1992 and 2026. The 7(a) program accounts for 230 loans (97% of the total), supporting 1,218 jobs. The 504 program, focused on real estate and large equipment, has funded 7 loans totaling $3.9M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in Pearl is Trustmark Bank with 82 loans. That works out to 86.3 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

16

Total Population

157,646

Avg Median Income

-$208,296,459

Avg Home Value

-$249,899,668

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
39174525N/AN/AN/A0.2
39193727N/AN/AN/A1.8
39201775$77,946N/A$1,3412.1
392027,023$41,250$211,300$8763.9
392034,803$27,116$53,000$7392.3
3920414,048$31,667$68,200$8909.4
3920621,878$41,611$117,400$1,0848.8
3920834,604$58,878$173,900$1,15747.8
39210687N/AN/AN/A0.1
3921124,185$68,415$198,300$1,27312.3
3921226,899$53,300$105,500$1,12829.6
392163,056$43,315$249,600$1,1283.1
392172,326N/AN/AN/A0.2
392186,786$63,103$135,100$1,14617.7
392329,324$83,389$293,000$1,41225.6
392690N/AN/AN/A0.0

Pearl, MS has 16 ZIP codes with a combined population of 157,646. The average median household income across all ZIP codes is -$208,296,459. The average median home value is -$249,899,668. The average median monthly rent is -$208,332,572.

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