Natural Disasters in Pearl River, MS

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

58.3

Relatively Low

Expected Annual Loss

50.6

Score (0-100)

Social Vulnerability

76.3

Score (0-100)

Community Resilience

37.9

Score (0-100)

Top Hazard Risks

Tornado86.0Hail81.8Hurricane81.1

Hazard	Risk Score
Tornado	86.0
Hail	81.8
Hurricane	81.1
Earthquake	74.0
Strong Wind	73.7
Cold Wave	72.7
Heat Wave	69.6
Landslide	65.3
Ice Storm	65.1
Lightning	59.3
Drought	57.0
Winter Weather	49.3
Wildfire	42.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

8 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 10, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Aug 12, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES.
Oct 22, 2021	Hurricane	HURRICANE IDA
Aug 28, 2021	Hurricane	HURRICANE IDA
May 4, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Apr 5, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Dec 6, 2019	Severe Storm	SEVERE STORM, STRAIGHT-LINE WINDS, AND FLOODING
Aug 29, 2012	Hurricane	HURRICANE ISAAC
Apr 29, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Aug 29, 2005	Hurricane	HURRICANE KATRINA
Jul 10, 2005	Hurricane	HURRICANE DENNIS
Sep 15, 2004	Hurricane	HURRICANE IVAN
Apr 24, 2003	Severe Storm	SEVERE STORMS, TORNADOES, FLOODS
Apr 17, 2001	Severe Storm	SEVERE STORMS AND FLOODING
Feb 23, 2001	Severe Storm	SEVERE STORMS AND TORNADOES
Jan 25, 1999	Severe Ice Storm	SEVERE WINTER STORMS, ICE AND FREEZING RAIN
Nov 25, 1992	Tornado	SEVERE STORMS, HIGH WINDS & TORNADOES

Showing 20 of 24 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,484

Total IA Distributed

$1,943,507

Repair/Replace

$634,111

Rental Assistance

$154,677

Disaster	Registrations	Total IA $	Avg Damage
DR-1604	2,095	$1,114,437	$349
DR-4790	183	$487,300	$3,097
DR-4528	36	$191,426	—
DR-1972	152	$91,983	$1,983
DR-4175	9	$39,731	$4,913
DR-1459	9	$18,631	$1,797

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$58,493

Avg Claim Payout

$6,499

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,570,762

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1604	Hurricane	33	$890,164
DR-4598	Winter Storm	7	$752,683
DR-4727	Severe Storm(s)	9	$359,248
DR-1972	Severe Storm(s)	15	$250,781
DR-1365	Severe Storm(s)	8	$116,156
DR-1459	Severe Storm(s)	4	$109,388
DR-1550	Hurricane	5	$28,542
DR-4528	Biological	1	$18,577
DR-1594	Hurricane	3	$14,533
DR-1265	Severe Ice Storm	2	$11,176
DR-4470	Severe Storm(s)	1	$9,700
DR-3291	Hurricane	1	$5,649
DR-4081	Hurricane	1	$4,165

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,796,856

Properties Protected

Avg Benefit-Cost Ratio

6.78

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	5	$179,179
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	5	$270,295
403.1: Stormwater Management - Culverts	2	$806,044
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	2	$1,308,496
205.8: Retrofitting Public Structures - Wind; 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$195,553

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Pearl River has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, hail, hurricane. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 9 flood insurance claims have been filed in the area. FEMA has obligated $2,570,762 in public assistance recovery funding. $1,943,507 has been distributed in individual assistance to disaster-affected residents. 17 hazard mitigation projects have been funded to reduce future risk.