Natural Disasters in Louisville, MS

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.9

Very Low

Expected Annual Loss

25.0

Score (0-100)

Social Vulnerability

96.7

Score (0-100)

Community Resilience

39.4

Score (0-100)

Top Hazard Risks

Tornado79.2Strong Wind77.8Hurricane72.5

Hazard	Risk Score
Tornado	79.2
Strong Wind	77.8
Hurricane	72.5
Earthquake	68.5
Hail	66.4
Heat Wave	63.6
Cold Wave	60.8
Ice Storm	59.9
Drought	58.1
Lightning	52.2
Landslide	47.7
Winter Weather	44.4
Wildfire	35.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

7 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Oct 22, 2021	Hurricane	HURRICANE IDA
Aug 28, 2021	Hurricane	HURRICANE IDA
May 4, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Apr 5, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 30, 2014	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Aug 29, 2012	Hurricane	HURRICANE ISAAC
Apr 29, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Aug 29, 2005	Hurricane	HURRICANE KATRINA
Jul 10, 2005	Hurricane	HURRICANE DENNIS
Sep 15, 2004	Hurricane	HURRICANE IVAN
Feb 23, 2001	Severe Storm	SEVERE STORMS AND TORNADOES
Jan 25, 1999	Severe Ice Storm	SEVERE WINTER STORMS, ICE AND FREEZING RAIN
Apr 16, 1979	Severe Storm	STORMS, TORNADOES, FLOODS
Feb 22, 1977	Snowstorm	DROUGHT & FREEZING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,443

Total IA Distributed

$3,150,011

Repair/Replace

$1,449,586

Rental Assistance

$342,718

Disaster	Registrations	Total IA $	Avg Damage
DR-4175	1,104	$2,425,830	$11,872
DR-1604	1,210	$488,001	$406
DR-4528	36	$185,084	—
DR-1972	93	$51,096	$788

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$544,669

Avg Claim Payout

$19,452

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$70,137,124

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4175	Severe Storm(s)	31	$69,388,284
DR-1604	Hurricane	16	$362,308
DR-1265	Severe Ice Storm	6	$193,122
DR-4598	Winter Storm	11	$111,459
DR-1972	Severe Storm(s)	3	$26,136
DR-1550	Hurricane	3	$24,014
DR-4528	Biological	1	$22,912
DR-1360	Severe Storm(s)	2	$8,888

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,729,232

Properties Protected

Avg Benefit-Cost Ratio

1.53

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	4	$65,475
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	2	$2,528,438
601.1: Generators	1	$135,319

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Louisville has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, strong wind, hurricane. The area has had 17 federal disaster declarations. The most common disaster type is hurricane (7 declarations). 28 flood insurance claims have been filed in the area. FEMA has obligated $70,137,124 in public assistance recovery funding. $3,150,011 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.