Natural Disasters in Horn Lake, MS
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
89.0
Relatively Moderate
Expected Annual Loss
89.4
Score (0-100)
Social Vulnerability
26.0
Score (0-100)
Community Resilience
42.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Tornado | 96.8 |
| Earthquake | 96.2 |
| Heat Wave | 96.1 |
| Cold Wave | 91.7 |
| Lightning | 90.3 |
| Strong Wind | 76.5 |
| Landslide | 76.5 |
| Ice Storm | 72.3 |
| Wildfire | 67.9 |
| Hail | 61.3 |
| Hurricane | 49.7 |
| Drought | 48.7 |
| Winter Weather | 43.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
16
Most Recent
Winter Storm
Feb 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Feb 6, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Oct 22, 2021 | Hurricane | HURRICANE IDA |
| Aug 28, 2021 | Hurricane | HURRICANE IDA |
| Apr 5, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 12, 2020 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| May 11, 2011 | Flood | FLOODING |
| May 4, 2011 | Flood | FLOODING |
| Apr 29, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING |
| Aug 30, 2008 | Hurricane | HURRICANE GUSTAV |
| Aug 29, 2005 | Hurricane | HURRICANE KATRINA |
| Dec 7, 2001 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Feb 18, 1994 | Severe Storm | SEVERE WINTER STORM, FREEEZING RAIN AND SLEET |
| Feb 22, 1977 | Snowstorm | DROUGHT & FREEZING |
| Mar 27, 1973 | Severe Storm | HEAVY RAINS, TORNADOES & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
280
Total Claims Paid
$6,667,060
Avg Claim Payout
$23,811
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$6,948,232
Disasters with PA
7
Total Projects
65
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4528 | Biological | 33 | $3,081,371 |
| DR-4478 | Severe Storm(s) | 3 | $3,072,510 |
| DR-1604 | Hurricane | 13 | $476,590 |
| DR-4248 | Severe Storm(s) | 2 | $190,253 |
| DR-1972 | Severe Storm(s) | 12 | $115,571 |
| DR-3291 | Hurricane | 1 | $8,078 |
| DR-3320 | Flood | 1 | $3,859 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
21
Federal Funding
$15,315,799
Properties Protected
12
Avg Benefit-Cost Ratio
6.62
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 8 | $8,500,437 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 6 | $1,700,187 |
| 403.1: Stormwater Management - Culverts; 403.2: Stormwater Management - Diversions; 403.4: Stormwater Management - Detention/Retention Basins | 3 | $4,392,978 |
| 601.1: Generators | 1 | $502,415 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $32,656 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Horn Lake has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, heat wave. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 280 flood insurance claims have been filed in the area. FEMA has obligated $6,948,232 in public assistance recovery funding. 21 hazard mitigation projects have been funded to reduce future risk.