Natural Disasters in Heidelberg, MS

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

38.9

Very Low

Expected Annual Loss

24.4

Score (0-100)

Social Vulnerability

94.1

Score (0-100)

Community Resilience

24.1

Score (0-100)

Top Hazard Risks

Hurricane81.0Hail72.6Tornado72.3

Hazard	Risk Score
Hurricane	81.0
Hail	72.6
Tornado	72.3
Cold Wave	60.1
Heat Wave	59.1
Lightning	57.3
Landslide	57.3
Drought	53.2
Earthquake	52.2
Strong Wind	49.2
Wildfire	46.5
Ice Storm	45.6
Winter Weather	36.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

11 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Aug 12, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES.
Oct 22, 2021	Hurricane	HURRICANE IDA
Aug 28, 2021	Hurricane	HURRICANE IDA
May 4, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Apr 16, 2020	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 5, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Dec 6, 2019	Severe Storm	SEVERE STORM, STRAIGHT-LINE WINDS, AND FLOODING
Feb 14, 2019	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADO
Aug 29, 2012	Hurricane	HURRICANE ISAAC
Aug 28, 2012	Hurricane	TROPICAL STORM ISAAC
Apr 29, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Aug 29, 2005	Hurricane	HURRICANE KATRINA
Jul 10, 2005	Hurricane	HURRICANE DENNIS
Sep 15, 2004	Hurricane	HURRICANE IVAN
Apr 24, 2003	Severe Storm	SEVERE STORMS, TORNADOES, FLOODS
Oct 1, 1998	Hurricane	HURRICANE GEORGES
Nov 25, 1992	Tornado	SEVERE STORMS, HIGH WINDS & TORNADOES

Showing 20 of 26 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,734

Total IA Distributed

$2,723,480

Repair/Replace

$881,749

Rental Assistance

$305,066

Disaster	Registrations	Total IA $	Avg Damage
DR-4268	3	N/A	$908
DR-1604	2,499	$2,183,419	$1,306
DR-4536	151	$327,676	$3,122
DR-4175	18	$126,108	$9,331
DR-4727	20	$42,068	$1,804
DR-4528	6	$21,120	—
DR-4874	1	$11,352	$7,066
DR-1550	6	$5,084	$1,059
DR-1972	10	$2,946	$542
DR-4081	15	$2,531	$261

Showing top 10 of 11 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$112,374

Avg Claim Payout

$8,644

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$14,071,859

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1604	Hurricane	72	$10,977,101
DR-4536	Severe Storm(s)	4	$2,182,293
DR-4727	Severe Storm(s)	4	$508,321
DR-4415	Severe Storm(s)	6	$268,101
DR-4598	Winter Storm	3	$47,227
DR-1972	Severe Storm(s)	2	$31,570
DR-4528	Biological	1	$28,341
DR-1550	Hurricane	6	$27,904
DR-4081	Hurricane	1	$1,000

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$39,803

Properties Protected

Avg Benefit-Cost Ratio

1.37

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$0
601.1: Generators	1	$27,008
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$12,795

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Heidelberg has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, hail, tornado. The area has had 26 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 13 flood insurance claims have been filed in the area. FEMA has obligated $14,071,859 in public assistance recovery funding. $2,723,480 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.