Natural Disasters in Fernwood, MS
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
70.4
Relatively Low
Expected Annual Loss
56.3
Score (0-100)
Social Vulnerability
97.2
Score (0-100)
Community Resilience
40.3
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
33
Public Assistance
$7.6M
Individual Assistance
$21.8M
Most Common Type
Hurricane
16 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Severe Storms, Straight-line Winds, Torn… → | Severe Storm | May 2025 | $1.1M | $3.6M |
| Hurricane Ida → | Hurricane | Oct 2021 | $1.6M | $1.6M |
| Hurricane Ida → | Hurricane | Aug 2021 | — | — |
| Severe Winter Storms → | Severe Ice Storm | May 2021 | $4K | — |
| Hurricane Delta → | Hurricane | Oct 2020 | — | — |
| Hurricane Sally → | Hurricane | Sep 2020 | — | — |
| Hurricane Marco and Tropical Storm Laura → | Hurricane | Aug 2020 | — | — |
| Severe Storms, Tornadoes, Straight-line … → | Severe Storm | Jul 2020 | $1.8M | — |
| Covid-19 Pandemic → | Biological | Apr 2020 | $9K | $712K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Isaac → | Hurricane | Aug 2012 | $347K | $1.0M |
| Tropical Storm Isaac → | Hurricane | Aug 2012 | — | — |
| Hurricane Gustav → | Hurricane | Sep 2008 | $262K | — |
| Hurricane Gustav → | Hurricane | Aug 2008 | — | — |
| Hurricane Katrina → | Hurricane | Aug 2005 | $2.5M | $11.6M |
| Hurricane Ivan → | Hurricane | Sep 2004 | — | — |
| Severe Storms, Tornadoes, Floods → | Severe Storm | Apr 2003 | — | $3.3M |
| Tropical Storm Isidore → | Hurricane | Oct 2002 | $97K | — |
| Severe Storms and Tornadoes → | Severe Storm | Feb 2001 | — | — |
Showing 20 of 36 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
188
Total Claims Paid
$4,274,791
Avg Claim Payout
$22,738
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
16
Federal Funding
$4,826,458
Properties Protected
3
Avg Benefit-Cost Ratio
4.59
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 601.2: Generators - Regular | 4 | $181,208 |
| 601.1: Generators | 4 | $409,558 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 3 | $74,188 |
| 205.8: Retrofitting Public Structures - Wind | 2 | $452,246 |
| 301.1: Shoreline Stabilization (Riprap, etc.) | 2 | $639,708 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Fernwood has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, hurricane, lightning. The area has had 33 federal disaster declarations. The most common disaster type is hurricane (16 declarations). 188 flood insurance claims have been filed in the area. FEMA has obligated $7,618,645 in public assistance recovery funding. $21,845,201 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.