Natural Disasters in Cloverdale, MS

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

57.3

Relatively Low

Expected Annual Loss

44.0

Score (0-100)

Social Vulnerability

94.2

Score (0-100)

Community Resilience

49.9

Score (0-100)

Top Hazard Risks

Heat Wave84.8Tornado82.1Hurricane75.2

Hazard	Risk Score
Heat Wave	84.8
Tornado	82.1
Hurricane	75.2
Landslide	72.4
Hail	71.3
Ice Storm	64.1
Strong Wind	61.2
Cold Wave	56.1
Lightning	49.8
Drought	48.0
Earthquake	47.2
Wildfire	41.1
Winter Weather	15.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Feb 2026

Most Common Type

Hurricane

11 declarations

Date	Type	Declaration
Feb 6, 2026	Winter Storm	SEVERE WINTER STORM
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Aug 12, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES.
Oct 22, 2021	Hurricane	HURRICANE IDA
Aug 28, 2021	Hurricane	HURRICANE IDA
May 4, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Oct 8, 2020	Hurricane	HURRICANE DELTA
Sep 14, 2020	Hurricane	HURRICANE SALLY
Aug 23, 2020	Hurricane	HURRICANE MARCO AND TROPICAL STORM LAURA
Apr 5, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 22, 2017	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Aug 29, 2012	Hurricane	HURRICANE ISAAC
May 11, 2011	Flood	FLOODING
May 4, 2011	Flood	FLOODING
Sep 22, 2008	Hurricane	HURRICANE GUSTAV
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Aug 29, 2005	Hurricane	HURRICANE KATRINA
Sep 15, 2004	Hurricane	HURRICANE IVAN
Mar 5, 1991	Flood	SEVERE STORMS & FLOODING

Showing 20 of 27 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

6,862

Total IA Distributed

$4,495,708

Repair/Replace

$1,236,002

Rental Assistance

$716,497

Disaster	Registrations	Total IA $	Avg Damage
DR-4494	1	N/A	—
DR-1604	3,912	$2,874,632	$801
DR-1794	2,319	$657,964	$628
DR-4528	116	$615,417	—
DR-4081	467	$246,234	$347
DR-1983	45	$97,720	$4,511
DR-1603	1	$2,000	—
DR-1459	1	$1,741	$2,140

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

187

Total Claims Paid

$1,430,571

Avg Claim Payout

$7,650

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,977,040

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4598	Winter Storm	12	$2,586,407
DR-1794	Hurricane	19	$436,212
DR-1983	Flood	18	$376,490
DR-1604	Hurricane	18	$322,221
DR-4081	Hurricane	5	$112,849
DR-4314	Severe Storm(s)	6	$106,368
DR-4528	Biological	3	$36,495

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$7,668,651

Properties Protected

Avg Benefit-Cost Ratio

1.78

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	2	$92,684
601.1: Generators	2	$1,070,934
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	2	$6,452,308
202.3: Elevation of Public Structures - Riverine	1	$52,725

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cloverdale has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are heat wave, tornado, hurricane. The area has had 27 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 187 flood insurance claims have been filed in the area. FEMA has obligated $3,977,040 in public assistance recovery funding. $4,495,708 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.