Cost of Living in White Bear Lake, MN
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
131.2
100 = national avg
+31.2 vs national average
Living Wage (1 Adult)
$57,722
per year
Living Wage (Family of 4)
$136,435
per year
Cost Index by Category
Housing167.7
Food110.9
Transportation97.9
Healthcare108.7
Utilities120.1
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,405
per month
2 Bedroom
$1,709
per month
The overall cost of living index in White Bear Lake is 131.2, which is 31.2% above the national average. Housing costs are above the national average at an index of 167.7. A single adult needs to earn approximately $57,722 per year to cover basic expenses.