Natural Disasters in Stephen, MN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

23.6

Very Low

Expected Annual Loss

31.8

Score (0-100)

Social Vulnerability

24.0

Score (0-100)

Community Resilience

93.2

Score (0-100)

Top Hazard Risks

Drought87.1Wildfire85.1Winter Weather70.1

Hazard	Risk Score
Drought	87.1
Wildfire	85.1
Winter Weather	70.1
Cold Wave	63.3
Hail	55.2
Ice Storm	51.0
Landslide	29.2
Strong Wind	19.9
Tornado	19.1
Heat Wave	12.5
Lightning	9.5
Earthquake	1.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Flood

Jul 2023

Most Common Type

Flood

19 declarations

Date	Type	Declaration
Jul 19, 2023	Flood	SEVERE STORMS AND FLOODING
Jul 13, 2022	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 7, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 12, 2019	Flood	SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING
Jul 21, 2014	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 10, 2011	Flood	SEVERE STORMS AND FLOODING
Apr 19, 2010	Flood	FLOODING
Mar 19, 2010	Flood	FLOODING
Apr 9, 2009	Severe Storm	SEVERE STORMS AND FLOODING
Mar 26, 2009	Severe Storm	SEVERE STORMS AND FLOODING
Jun 5, 2006	Flood	FLOODING
Sep 13, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jun 14, 2002	Severe Storm	SEVERE STORMS, FLOODING AND TORNADOES
May 16, 2001	Flood	SEVERE WINTER STORMS, FLOODING, AND TORNADOES
Aug 26, 1999	Severe Ice Storm	SEVERE ICE STORM AND FLOODING
Apr 8, 1997	Flood	SEVERE FLOODING, HIGH WINDS,SEVERE STORMS
Jan 16, 1997	Severe Storm	SEVERE WINTER STORMS
Jun 1, 1996	Flood	FLOODING AND SEVERE STORMS
Jun 11, 1993	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING

Showing 20 of 30 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,405

Total Claims Paid

$6,777,381

Avg Claim Payout

$4,824

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$11,146,829

Disasters with PA

Total Projects

604

Disaster	Type	Projects	Federal $
DR-1830	Severe Storm(s)	149	$2,727,174
DR-4659	Severe Storm(s)	100	$2,592,295
DR-4442	Flood	31	$1,364,689
DR-1648	Flood	71	$1,009,271
DR-1900	Flood	38	$856,861
DR-1982	Flood	50	$825,017
DR-1288	Severe Ice Storm	44	$750,911
DR-1370	Flood	40	$392,573
DR-4722	Flood	26	$275,741
DR-1419	Severe Storm(s)	46	$248,527
DR-4182	Flood	8	$101,058
DR-1333	Severe Storm(s)	1	$2,710

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$3,146,921

Properties Protected

Avg Benefit-Cost Ratio

0.45

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	4	$128,271
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	3	$680,666
300.3: Vegetation Management - Wind	1	$29,154
400.1: Utility Protective Measures (Electric, Gas, etc.)	1	$295,313
601.1: Generators	1	$153,975

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Stephen has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, wildfire, winter weather. The area has had 30 federal disaster declarations. The most common disaster type is flood (19 declarations). 1,405 flood insurance claims have been filed in the area. FEMA has obligated $11,146,829 in public assistance recovery funding. 13 hazard mitigation projects have been funded to reduce future risk.