Cost of Living in St. Cloud, MN
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
100.8
100 = national avg
+0.8 vs national average
Living Wage (1 Adult)
$44,359
per year
Living Wage (Family of 4)
$104,849
per year
Cost Index by Category
Housing110.1
Food96.7
Transportation93.4
Healthcare97.4
Utilities100.0
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$919
per month
2 Bedroom
$1,206
per month
The overall cost of living index in St. Cloud is 100.8, which is 0.8% above the national average. Housing costs are above the national average at an index of 110.1. A single adult needs to earn approximately $44,359 per year to cover basic expenses.