Housing in Otsego, MN

Home values, rent, ownership rates, and housing market data

Housing Market Snapshot

Source: Redfin — January 2026

Median Sale Price

$473,745

Median List Price

$487,230

Price Per Sq Ft

$178

Days on Market

46

Active Inventory

82

Months of Supply

5.5

Balanced market

Zillow Home Value

$414,334

ZHVI — January 2026

Price Trends

Source: Redfin
Sale Price 12.1%List Price 13.3%Mar 24Jan 26

Market Competitiveness

Source: Redfin

Sold Above List

0.0%

Off Market in 2 Weeks

15.0%

Sale-to-List Ratio

98.5%

Buyer's market

Sold Above Asking
0.0%
Under Contract in 2 Wks
15.0%
Listings with Price Drops
53.7%

Market Activity

Source: Redfin

Homes Sold

15

New Listings

36

Pending Sales

20

Homes Sold 58.3%New Listings 34.5%Pending 52.4%Mar 24Jan 26

Price Per Square Foot

Source: Redfin

Median Sale $/SF

$178

Median List $/SF

$194

Sale $/SF 5.3%List $/SF 0.5%Mar 24Jan 26

Otsego vs Similar Cities

Source: Census ACS / Redfin (2023)

Compared to cities with 10,000 - 25,000 residents. Otsego is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing Data

Source: U.S. Census Bureau ACS (2023)

Median Home Value

$367,200

Median Rent

$1,696

Total Housing Units

7,240

Vacancy Rate

2.3%

Owner Occupied

91.2%

Renter Occupied

8.8%

Median Property Tax

$3,658

per year

Monthly Cost (w/ Mortgage)

$1,940

Housing Types

Single Family
96.5%
Multi-Family
1.8%
Mobile Home
1.7%

The current median sale price in Otsego, MN is $473,745 according to Redfin data. Homes spend a median of 46 days on the market. 0.0% of homes sold above asking price. The market has 5.5 months of supply. The median price per square foot is $178. The median rent is $1,696 per month (Census ACS). About 91.2% of housing units are owner-occupied. The median year homes were built is 2007. There are 7,240 total housing units.