Natural Disasters in Lutsen, MN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
11.2
Very Low
Expected Annual Loss
10.8
Score (0-100)
Social Vulnerability
63.5
Score (0-100)
Community Resilience
98.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Wildfire | 79.6 |
| Lightning | 76.3 |
| Cold Wave | 61.8 |
| Winter Weather | 52.6 |
| Landslide | 38.5 |
| Drought | 22.1 |
| Coastal Flood | 14.4 |
| Ice Storm | 11.8 |
| Strong Wind | 9.8 |
| Heat Wave | 8.2 |
| Hail | 3.1 |
| Tornado | 2.9 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
10
Most Recent
Flood
Jun 2024
Most Common Type
Severe Storm
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Jun 28, 2024 | Flood | SEVERE STORMS AND FLOODING |
| Jul 13, 2022 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING |
| Apr 7, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jul 6, 2012 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 9, 2009 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jun 25, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jul 28, 1999 | Severe Storm | SEVERE STORMS, WINDS, AND FLOODING |
| Jun 17, 1976 | Drought | DROUGHT |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
2
Total IA Distributed
$2,588
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4797 | 2 | $2,588 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
15
Total Claims Paid
$64,492
Avg Claim Payout
$4,299
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,866,913
Disasters with PA
7
Total Projects
47
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1283 | Severe Storm(s) | 12 | $856,722 |
| DR-1772 | Severe Storm(s) | 19 | $484,604 |
| DR-4797 | Flood | 5 | $252,227 |
| DR-4531 | Biological | 3 | $134,254 |
| DR-1830 | Severe Storm(s) | 3 | $74,555 |
| DR-4069 | Severe Storm(s) | 2 | $49,071 |
| DR-4659 | Severe Storm(s) | 3 | $15,479 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
13
Federal Funding
$4,089,600
Properties Protected
1,116
Avg Benefit-Cost Ratio
6.21
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.1: Retrofitting Private Structures - Wildfire | 3 | $2,666,634 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $19,983 |
| 602.1: Other Equipment Purchase and Installation | 2 | $60,000 |
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 2 | $663,807 |
| 300.2: Vegetation Management - Wildfire | 1 | $74,673 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Lutsen has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are wildfire, lightning, cold wave. The area has had 10 federal disaster declarations. The most common disaster type is severe storm (4 declarations). 15 flood insurance claims have been filed in the area. FEMA has obligated $1,866,913 in public assistance recovery funding. $2,588 has been distributed in individual assistance to disaster-affected residents. 13 hazard mitigation projects have been funded to reduce future risk.