Natural Disasters in Hoyt Lakes, MN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
91.6
Relatively Moderate
Expected Annual Loss
91.6
Score (0-100)
Social Vulnerability
32.4
Score (0-100)
Community Resilience
98.3
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 99.4 |
| Winter Weather | 98.0 |
| Lightning | 97.6 |
| Heat Wave | 86.5 |
| Hail | 84.0 |
| Wildfire | 81.7 |
| Strong Wind | 71.3 |
| Tornado | 64.7 |
| Ice Storm | 63.6 |
| Landslide | 57.4 |
| Drought | 42.2 |
| Coastal Flood | 35.0 |
| Earthquake | 3.2 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Fire
May 2025
Most Common Type
Flood
9 declarations
| Date | Type | Declaration |
|---|---|---|
| May 14, 2025 | Fire | MUNGER SHAW FIRE |
| Jun 28, 2024 | Flood | SEVERE STORMS AND FLOODING |
| Jul 19, 2023 | Flood | SEVERE STORMS AND FLOODING |
| Jul 13, 2022 | Flood | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING |
| Apr 7, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Feb 1, 2019 | Flood | SEVERE STORMS AND FLOODING |
| Sep 5, 2018 | Flood | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| Jul 6, 2012 | Severe Storm | SEVERE STORMS AND FLOODING |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 16, 2001 | Flood | SEVERE WINTER STORMS, FLOODING, AND TORNADOES |
| Jul 28, 1999 | Severe Storm | SEVERE STORMS, WINDS, AND FLOODING |
| Apr 8, 1997 | Flood | SEVERE FLOODING, HIGH WINDS,SEVERE STORMS |
| Aug 18, 1995 | Severe Storm | SEVERE THUNDERSTORMS, WINDS, FLOODING, TORNADOES, AND HEAT |
| Jun 17, 1976 | Drought | DROUGHT |
| Aug 25, 1972 | Flood | SEVERE STORMS & FLOODING |
| Jul 22, 1970 | Flood | HEAVY RAINS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
183
Total Claims Paid
$1,832,373
Avg Claim Payout
$10,013
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$42,501,837
Disasters with PA
9
Total Projects
829
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4069 | Severe Storm(s) | 324 | $18,536,523 |
| DR-4414 | Severe Storm(s) | 12 | $9,483,271 |
| DR-4797 | Flood | 124 | $5,550,262 |
| DR-1283 | Severe Storm(s) | 227 | $3,208,151 |
| DR-4722 | Flood | 48 | $1,998,360 |
| DR-4659 | Severe Storm(s) | 23 | $1,410,627 |
| DR-4531 | Biological | 21 | $1,206,974 |
| DR-4390 | Flood | 5 | $563,930 |
| DR-1370 | Flood | 45 | $543,740 |
Hoyt Lakes has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, winter weather, lightning. The area has had 17 federal disaster declarations. The most common disaster type is flood (9 declarations). 183 flood insurance claims have been filed in the area. FEMA has obligated $42,501,837 in public assistance recovery funding.