Natural Disasters in White Cloud, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
47.1
Relatively Low
Expected Annual Loss
45.9
Score (0-100)
Social Vulnerability
56.8
Score (0-100)
Community Resilience
72.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Winter Weather | 95.7 |
| Strong Wind | 91.0 |
| Landslide | 73.9 |
| Cold Wave | 53.6 |
| Ice Storm | 52.3 |
| Lightning | 49.5 |
| Tornado | 45.4 |
| Wildfire | 44.8 |
| Heat Wave | 33.0 |
| Hail | 32.5 |
| Earthquake | 29.0 |
| Hurricane | 22.2 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
12
Most Recent
Biological
Mar 2020
Most Common Type
Flood
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Mar 27, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 18, 2013 | Flood | FLOODING |
| Sep 7, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jun 30, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 27, 1999 | Snowstorm | MI - SEVERE WEATHER 1/2 /99 |
| Jun 24, 1998 | Severe Storm | SEVERE STORMS |
| Sep 18, 1986 | Flood | SEVERE STORMS & FLOODING |
| Sep 18, 1985 | Flood | SEVERE STORMS AND FLOODING |
| Jan 27, 1978 | Snowstorm | BLIZZARDS & SNOWSTORMS |
| Mar 19, 1976 | Severe Storm | SEVERE STORMS, TORNADOES, ICING & FLOODING |
| Sep 30, 1975 | Flood | SEVERE STORMS, HIGH WINDS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
12
Total IA Distributed
$57,690
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4494 | 11 | $57,460 | — |
| DR-1527 | 1 | $230 | $230 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
124
Total Claims Paid
$2,811,796
Avg Claim Payout
$22,676
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$102,301
Disasters with PA
3
Total Projects
7
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4494 | Biological | 1 | $93,990 |
| DR-4121 | Flood | 4 | $4,462 |
| DR-3137 | Snow | 2 | $3,849 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
5
Federal Funding
$164,554
Properties Protected
1
Avg Benefit-Cost Ratio
11.91
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 95.1: FMA or CRS Plan | 1 | $12,500 |
| 701.2: Technical Assistance - Application Development/Review | 1 | $13,120 |
| 202.1: Elevation of Private Structures - Riverine | 1 | $12,000 |
| 403.1: Stormwater Management - Culverts | 1 | $0 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $126,934 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
White Cloud has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, strong wind, landslide. The area has had 12 federal disaster declarations. The most common disaster type is flood (4 declarations). 124 flood insurance claims have been filed in the area. FEMA has obligated $102,301 in public assistance recovery funding. $57,690 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.