Natural Disasters in Traverse City, MI

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

48.3

Relatively Low

Expected Annual Loss

51.9

Score (0-100)

Social Vulnerability

43.3

Score (0-100)

Community Resilience

99.8

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

5

Public Assistance

$12.5M

Individual Assistance

$1.5M

Most Common Type

Biological

2 declarations

Public Assistance by Category

Total: $12.8M
DisasterTypeDatePA $IA $
Covid-19 PandemicBiologicalMar 2020$12.5M$1.5M
Covid-19 BiologicalMar 2020
Hurricane Katrina EvacuationHurricaneSep 2005
Blizzards & SnowstormsSnowstormJan 1978
DroughtDroughtMar 1977
Severe Storms and FloodingUnknown

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

47

Total Claims Paid

$379,086

Avg Claim Payout

$8,066

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$57,742

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
103.1: Feasibility, Engineering and Design Studies1$52,500
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)1$5,242

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Traverse City has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, winter weather, landslide. The area has had 5 federal disaster declarations. The most common disaster type is biological (2 declarations). 47 flood insurance claims have been filed in the area. FEMA has obligated $12,544,046 in public assistance recovery funding. $1,478,595 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.