Natural Disasters in Temperance, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
82.5
Relatively Moderate
Expected Annual Loss
85.0
Score (0-100)
Social Vulnerability
25.4
Score (0-100)
Community Resilience
86.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 93.6 |
| Tornado | 89.2 |
| Ice Storm | 84.8 |
| Cold Wave | 84.0 |
| Hail | 83.7 |
| Winter Weather | 76.7 |
| Heat Wave | 73.9 |
| Earthquake | 73.3 |
| Lightning | 54.1 |
| Coastal Flood | 46.0 |
| Hurricane | 44.2 |
| Wildfire | 33.2 |
| Landslide | 27.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
11
Most Recent
Flood
Feb 2024
Most Common Type
Flood
4 declarations
| Date | Type | Declaration |
|---|---|---|
| Feb 8, 2024 | Flood | SEVERE STORMS, TORNADOES, AND FLOODING |
| Mar 27, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 7, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 23, 2003 | Other | POWER OUTAGE |
| Jan 27, 1999 | Snowstorm | MI - SEVERE WEATHER 1/2 /99 |
| Mar 29, 1982 | Flood | FLOODING |
| Jan 27, 1978 | Snowstorm | BLIZZARDS & SNOWSTORMS |
| Apr 12, 1973 | Flood | SEVERE STORMS & FLOODING |
| Dec 1, 1972 | Flood | SEVERE STORMS & FLOODING |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
5,060
Total IA Distributed
$8,536,812
Repair/Replace
$2,276,376
Rental Assistance
$279,025
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4507 | 971 | $5,234,058 | — |
| DR-1651 | 3,989 | $3,089,382 | $1,465 |
| DR-4494 | 28 | $123,982 | — |
| DR-4757 | 72 | $89,389 | $1,116 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,672
Total Claims Paid
$9,932,513
Avg Claim Payout
$5,941
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$166,540
Disasters with PA
3
Total Projects
14
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4494 | Biological | 5 | $88,516 |
| DR-3137 | Snow | 6 | $61,543 |
| DR-3189 | Other | 3 | $16,482 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
17
Federal Funding
$3,690,064
Properties Protected
53
Avg Benefit-Cost Ratio
1.39
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 202.2: Elevation of Private Structures - Coastal | 9 | $2,748,084 |
| 202.1: Elevation of Private Structures - Riverine | 2 | $168,740 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $9,806 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.); 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $471,071 |
| 200.2: Acquisition of Private Real Property (Structures and Land) - Coastal | 1 | $243,362 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Temperance has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, ice storm. The area has had 11 federal disaster declarations. The most common disaster type is flood (4 declarations). 1,672 flood insurance claims have been filed in the area. FEMA has obligated $166,540 in public assistance recovery funding. $8,536,812 has been distributed in individual assistance to disaster-affected residents. 17 hazard mitigation projects have been funded to reduce future risk.