Natural Disasters in Stephenson, MI

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

44.4

Relatively Low

Expected Annual Loss

39.7

Score (0-100)

Social Vulnerability

72.1

Score (0-100)

Community Resilience

83.4

Score (0-100)

Top Hazard Risks

Cold Wave89.2Hail68.4Lightning63.6

Hazard	Risk Score
Cold Wave	89.2
Hail	68.4
Lightning	63.6
Landslide	61.5
Winter Weather	52.3
Coastal Flood	37.6
Ice Storm	33.8
Wildfire	33.3
Tornado	31.4
Strong Wind	30.1
Drought	18.9
Heat Wave	14.8
Earthquake	8.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Biological

Mar 2020

Most Common Type

Biological

2 declarations

Date	Type	Declaration
Mar 27, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 2, 2018	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Sep 7, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 27, 1978	Snowstorm	BLIZZARDS & SNOWSTORMS
Mar 2, 1977	Drought	DROUGHT
Apr 12, 1973	Flood	SEVERE STORMS & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$204,802

Avg Claim Payout

$4,763

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$137,861

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4381	Flood	4	$137,861

Stephenson has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, hail, lightning. The area has had 7 federal disaster declarations. The most common disaster type is biological (2 declarations). 43 flood insurance claims have been filed in the area. FEMA has obligated $137,861 in public assistance recovery funding.