Cost of Living in St. Joseph, MI
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
121.7
100 = national avg
+21.7 vs national average
Living Wage (1 Adult)
$53,534
per year
Living Wage (Family of 4)
$126,534
per year
Cost Index by Category
Housing135.9
Food109.4
Transportation118.9
Healthcare107.6
Utilities112.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$902
per month
2 Bedroom
$1,184
per month
The overall cost of living index in St. Joseph is 121.7, which is 21.7% above the national average. Housing costs are above the national average at an index of 135.9. A single adult needs to earn approximately $53,534 per year to cover basic expenses.