St. Clair Shores, MI — City Data, Demographics & Statistics
Macomb County · Michigan
City DNA
A unique fingerprint for St. Clair Shores based on 8 key metrics — compared to averages.
Quick Stats
Population
58,287
2023 ACS
Median Income
$72,693
2023
Median Home Value
$196,400
2023
Median Rent
$1,143
2023
Median Age
43.7
Unemployment
4.5%
Cost of Living Index
112.1
100 = national avg
St. Clair Shores is a city in Macomb County, Michigan, with a population of 58,287 according to the 2023 American Community Survey. St. Clair Shores is one of the communities in Michigan.
The median household income in St. Clair Shores is $72,693, and the median home value is $196,400. The cost of living index is 112.1 (where 100 = national average), and the median rent is $1,143 per month. The unemployment rate is 4.5%, and the median age is 43.7 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
58,287
Male
28,207
48.4%
Female
30,080
51.6%
Median Age
43.7
Education & Household
Bachelor's or Higher
22.7%
High School or Higher
45.0%
Foreign Born
4.2%
Veterans
5.5%
Married
40.7%
Avg Household Size
2.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.204
Simpson's Index (0-1)
Largest Group
White
88.9%
Foreign Born
4.2%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
2.5%
1,486 people
Not Hispanic/Latino
97.5%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
55,141
English Only
95.1%
#1 Non-English Language
Other Indo-European
952 speakers
Limited English
1.2%
Language Distribution
English Proficiency
Speaks English Very Well
98.8%
Limited English Proficiency
1.2%
Veterans & Military
Total Veterans
3,212
5.5% of population
Disability Rate
27.3%
876 with disability
Veteran Median Income
$48,425
Unemployment Rate
3.9%
Period of Service
Veteran Age Distribution
Male Veterans
2,954
92.0%
Female Veterans
258
8.0%
Veteran vs Non-Veteran Income
Veteran Income
$48,425
Non-Veteran Income
$44,237
Difference
$4,188
9.5% higher
Disability Status
With Disability
876
Without Disability
2,336
Disability Rate
27.3%
Ancestry & Heritage
Total Reporting Ancestry
60,613
#1 Ancestry
German
25.0% (14,591)
#2 Ancestry
Polish
15.9% (9,240)
#3 Ancestry
Irish
13.9% (8,078)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
27,495
Family Households
15,152
55.1%
Married Couples
11,295
41.1%
Non-Family Households
12,343
44.9%
Single Mother Households
2,728
9.9%
Single Father Households
1,129
4.1%
Living Alone
10,717
39.0%
Children Under 18
Total Children
8,739
In Married Couple
6,258
71.6%
With Single Mother
1,788
20.5%
With Single Father
693
7.9%
Family Income
Median Family Income
$96,389
Married Couple Income
$109,282
Single Mother Income
$58,286
Single Father Income
$66,598
Avg Family Size
2.1
Avg Non-Family Size
1.8
Grandparents w/ Grandchildren
721
Grandparents Responsible
314
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$72,693
-1% vs national
Per Capita Income
$42,499
+14% vs national
Poverty Rate
7.7%
-43% vs national
Gini Index
0.4003
0 = perfect equality
Unemployment
4.5%
-13% vs national
SNAP Recipients
6.4%
of households
How St. Clair Shores Compares
St. Clair Shores vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. St. Clair Shores is highlighted.
Median Household Income
St. Clair Shores, MI has a median household income of $72,693, making it the 11,196th highest median household income out of 28,123 cities in our database. This means that St. Clair Shores has a higher median household income than 60% of all the cities we measured.
Per Capita Income
St. Clair Shores, MI has a per capita income of $42,499, making it the 7,253rd highest per capita income out of 28,123 cities in our database. This means that St. Clair Shores has a higher per capita income than 74% of all the cities we measured.
Poverty Rate
St. Clair Shores, MI has a poverty rate of 7.7%, making it the 19,804th highest poverty rate out of 31,262 cities in our database. This means that St. Clair Shores has a higher poverty rate than 37% of all the cities we measured.
Unemployment Rate
St. Clair Shores, MI has a unemployment rate of 4.5%, making it the 12,909th highest unemployment rate out of 31,012 cities in our database. This means that St. Clair Shores has a higher unemployment rate than 58% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in St. Clair Shores. The median household income here is $72,693.
Income Distribution
Employment Snapshot
Unemployment Rate
4.5%
-19% vs MI avg
Labor Force
31,636
Employed
30,140
Mean Commute
24 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
22.7%
of adults 25+
High School Diploma+
45.0%
of adults 25+
Median Age
43.7
Work from Home
12.3%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Detroit-Warren-Dearborn, MI metro area
Highest-Paying Job
Software Developers
Top Median Wage
$124.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
112.1
100 = national avg
+12.1 vs national average
Living Wage (1 Adult)
$49,310
per year
Living Wage (Family of 4)
$116,551
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,122
per month
2 Bedroom
$1,411
per month
The median household income in St. Clair Shores, MI is $72,693, which is 0.7% below the national average of $73,224. Per capita income is $42,499. The poverty rate of 7.7% is lower than the MI state average of 14.1%. The Gini index of income inequality is 0.4003, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.5%, compared to the state average of 5.6%. The labor force is 31,636. 22.7% of adults hold a bachelor's degree or higher. The average commute time is 24 minutes, with 12.3% working from home. About 78.8% of workers drive alone to work. The overall cost of living index is 112.1, which is 12.1% above the national average. Housing costs are above the national average at an index of 120.0. A single adult needs to earn approximately $49,310 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$230,000
Median List Price
$249,900
Price Per Sq Ft
$160
Days on Market
30
Active Inventory
139
Months of Supply
2.5
Seller's market
Market CompetitivenessRedfin
Sold Above List
30.4%
Off Market in 2 Weeks
31.6%
Sale-to-List Ratio
97.4%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
56
New Listings
65
Pending Sales
76
Price Per Square FootRedfin
Median Sale $/SF
$160
Median List $/SF
$195
St. Clair Shores vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. St. Clair Shores is highlighted.
Median Home Value
St. Clair Shores, MI has a median home value of $196,400, making it the 12,524th highest median home value out of 27,993 cities in our database. This means that St. Clair Shores has a higher median home value than 55% of all the cities we measured.
Median Rent
St. Clair Shores, MI has a median rent of $1,143, making it the 7,420th highest median rent out of 22,337 cities in our database. This means that St. Clair Shores has a higher median rent than 67% of all the cities we measured.
Median Price Per Sq Ft
St. Clair Shores, MI has a price per square foot of $160, making it the 11,569th highest price per square foot out of 20,748 cities in our database. This means that St. Clair Shores has a higher price per square foot than 44% of all the cities we measured.
Rent Burden
St. Clair Shores, MI has a rent burden of 18.9%, making it the 10,480th highest rent burden out of 21,928 cities in our database. This means that St. Clair Shores has a higher rent burden than 52% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$196,400
Median Rent
$1,143
Total Housing Units
28,575
Vacancy Rate
3.8%
Owner Occupied
83.4%
Renter Occupied
16.6%
Median Property Tax
$2,921
per year
Monthly Cost (w/ Mortgage)
$1,113
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,921
per year
Effective Tax Rate
1.49%
of home value
Median Home Value
$196,400
Estimated Mean Tax
$3,190
The effective property tax rate is calculated by dividing the median annual property tax ($2,921) by the median home value ($196,400). In St. Clair Shores, MI, this works out to an effective rate of 1.49%. This is above the national average of approximately 1.1%.
The current median sale price in St. Clair Shores, MI is $230,000 according to Redfin data. Homes spend a median of 30 days on the market. 30.4% of homes sold above asking price. The market has 2.5 months of supply. The median price per square foot is $160. The median rent is $1,143 per month (Census ACS). About 83.4% of housing units are owner-occupied. The median year homes were built is 1957. There are 28,575 total housing units. Homeowners pay a median annual property tax of $2,921. The effective tax rate is 1.49%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.85
per 1,000 residents
-29% vs national
Property Crime Rate
10.65
per 1,000 residents
-38% vs national
Total Crimes
715
2024
Violent Clearance
64%
cases solved
Property Clearance
11%
cases solved
YoY Change
+23.5%
violent crime rate
worsening vs 2023
How St. Clair Shores Compares
Source: FBI (2024)St. Clair Shores vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. St. Clair Shores is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)St. Clair Shores police solve 67% of aggravated assault cases but only 4% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 11 | 0.19 | 36.4% |
| Robbery | Violent | 12 | 0.21 | 58.3% |
| Aggravated Assault | Violent | 83 | 1.45 | 67.5% |
| Burglary | Property | 200 | 3.50 | 9.5% |
| Larceny/Theft | Property | 320 | 5.60 | 14.7% |
| Motor Vehicle Theft | Property | 89 | 1.56 | 4.5% |
St. Clair Shores, MI reported 106 violent crimes and 609 property crimes in 2024. The violent crime rate of 1.85 per 1,000 residents is 28.7% below the national average of 2.60 per 1,000. Law enforcement cleared 64% of violent crimes. Larceny/theft accounts for 320 of the property crime reports. Firearms were involved in 18.1% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 106 | 609 | 1.85 | 10.65 |
| 2023 | 86 | 592 | 1.50 | 10.34 |
| 2022 | 102 | 509 | 1.77 | 8.83 |
| 2021 | 104 | 469 | 1.79 | 8.05 |
| 2020 | 106 | 440 | 1.80 | 7.47 |
| 2019 | 107 | 552 | 1.80 | 9.30 |
| 2018 | 134 | 597 | 2.25 | 10.01 |
| 2017 | 116 | 702 | 1.94 | 11.74 |
| 2016 | 119 | 811 | 1.99 | 13.53 |
| 2015 | 130 | 768 | 2.16 | 12.78 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
96.7
Relatively High
Expected Annual Loss
97.1
Score (0-100)
Social Vulnerability
27.1
Score (0-100)
Community Resilience
80.7
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
18
Public Assistance
$10.4M
Individual Assistance
$243.6M
Most Common Type
Flood
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms, Tornadoes, and Flooding → | Flood | Feb 2024 | — | $116.6M |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm | Jul 2021 | — | $60.9M |
| Covid-19 Pandemic → | Biological | Mar 2020 | $7.0M | $13.0M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms and Flooding → | Flood | Sep 2014 | $1.8M | $41.9M |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | $1K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $11.3M |
| Power Outage → | Other | Sep 2003 | $664K | — |
| Snow → | Snowstorm | Jan 2001 | $638K | — |
| Mi - Severe Weather 1/2 /99 → | Snowstorm | Jan 1999 | $351K | — |
| Severe Storms and High Winds → | Severe Storm | Aug 1998 | — | — |
| Severe Storms, Tornadoes,and Flooding → | Severe Storm | Jul 1997 | — | — |
| Severe Storms & Flooding → | Flood | Sep 1986 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms, Tornadoes, Icing & Floodi… → | Severe Storm | Mar 1976 | — | — |
| Severe Storms, High Winds & Flooding → | Flood | Apr 1975 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Severe Storms & Flooding → | Flood | Dec 1972 | — | — |
| Severe Storms and Flooding → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,435
Total Claims Paid
$8,943,646
Avg Claim Payout
$6,233
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
26
Federal Funding
$6,557,471
Properties Protected
16
Avg Benefit-Cost Ratio
1.24
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 7 | $210,356 |
| 602.1: Other Equipment Purchase and Installation | 4 | $297,120 |
| 401.1: Water and Sanitary Sewer System Protective Measures | 3 | $2,050,236 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $2,250 |
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
St. Clair Shores has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, strong wind. The area has had 18 federal disaster declarations. The most common disaster type is flood (6 declarations). 1,435 flood insurance claims have been filed in the area. FEMA has obligated $10,370,389 in public assistance recovery funding. $243,599,918 has been distributed in individual assistance to disaster-affected residents. 26 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
36.4%
near the national average
Depression Rate
26.5%
3.0pp above the national average
Diabetes Rate
10.7%
1.2pp below the national average
Uninsured Rate
5.6%
5.0pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
38.2%
Arthritis
30.9%
Cancer (excl. skin)
10.0%
Teeth Lost (65+)
8.5%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.8%
14+ days in past month
Depression
26.5%
Loneliness
32.2%
Lack of Support
21.9%
Disability Prevalence
Any Disability
30.9%
Mobility
13.3%
Cognitive
13.6%
Hearing
7.2%
Vision
4.2%
Self-Care
3.3%
Independent Living
7.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
St. Clair Shores has an obesity rate of 36.4%, which is near the national average. The depression rate is 26.5%, 3.0pp above the national average. About 5.6% of adults lack health insurance. 81.7% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
2.3 / 5
Nearest Hospital
4.9 mi
Henry Ford Health St John Hosp...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Henry Ford Health St John Hospital | 4.9 mi | Acute Care Hospitals | 2/5 | Yes |
| Bca Stonecrest Center | 6.2 mi | Psychiatric | — | — |
| Henry Ford Health Warren Hospital | 6.6 mi | Acute Care Hospitals | 2/5 | Yes |
| Mclaren Macomb | 7.3 mi | Acute Care Hospitals | 1/5 | Yes |
| Beaumont Hospital - Grosse Pointe | 7.8 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
59,715
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| ST. CLAIR SHORES, CITY OF | 59,715 | 0 |
There are 1 water system serving the area.
Infrastructure
Commute Overview2023 ACS
Mean Commute
24 min
+3% vs national
Drive Alone
78.8%
+0% vs national
Public Transit
0.6%
-37% vs national
Work From Home
12.3%
+32% vs national
Carpool
6.1%
Walk / Bike
1.1%
combined
How St. Clair Shores's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2022)Fatalities
5
2022
4-Year Avg
4
fatalities/yr
Nighttime
4
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2022 | 3 | 5 | 0 | 0 | 0 |
| 2021 | 1 | 1 | 0 | 0 | 0 |
| 2020 | 3 | 3 | 0 | 1 | 0 |
| 2019 | 6 | 7 | 1 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in St. Clair Shores, MI is 24 minutes, which is 2.6% above the national average of 23 minutes. 78.8% of workers drive alone, compared to the national average of 78.7%. 12.3% work from home, which is above the MI state average of 9.1%. 6.1% of workers carpool. In 2022, there were 5 traffic fatalities from 3 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
91.8%
of households
Cable / Fiber / DSL
79.3%
of households
No Internet
6.7%
of households
Total Households
27,495
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
94.5%
of households
Smartphone
86.9%
of households
Desktop / Laptop
79.3%
of households
Tablet
60.8%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
19.3¢
per kWh
+5% vs 50,000 - 100,000 avg
Commercial Rate
14.0¢
per kWh
-5% vs 50,000 - 100,000 avg
Industrial Rate
8.3¢
per kWh
-26% vs 50,000 - 100,000 avg
Avg Monthly Bill
$119
residential
-18% vs 50,000 - 100,000 avg
13% above the national average of 17.1¢/kWh
Residential electricity in Michigan averages 19.3¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $119. State-level averages from EIA Electric Sales & Revenue data (2024).
St. Clair Shores vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
59,715
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| ST. CLAIR SHORES, CITY OF | Community | Purchased surface water | 59,715 | 0 |
91.8% of households in St. Clair Shores have broadband internet access. 79.3% have cable, fiber, or DSL service. 10.8% rely solely on cellular data without a wired connection. 6.7% of households have no internet access. 8.7% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 59,715 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. St. Clair Shores is located in Macomb County, MI. Results reflect all voters in the county, not just those in St. Clair Shores.
Election Overview
Source: Macomb County (2024)2024 Winner
Republican
Dem Votes
214,977
42.2%
GOP Votes
284,660
55.9%
Total Votes
509,056
Margin
R+13.7%
Shift from 2020
R+5.6pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 214,977 | 284,660 | 509,056 | 42.2% | 55.9% | R+13.7 |
| 2020 | 223,952 | 263,863 | 494,256 | 45.3% | 53.4% | R+8.1 |
| 2016 | 176,238 | 224,589 | 418,773 | 42.1% | 53.6% | R+11.6 |
In the 2024 presidential election, Macomb County recorded 509,056 total votes. Republicans won the county with 55.9% of the vote compared to 42.2% for Democrats, a margin of R+13.7%. Compared to 2020, the margin shifted R+5.6pp from the previous election. Since 2016, Macomb County has shifted 2.1 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
5
Total Assets
$1.8M
Total Income
$1.3M
Per 10K Residents
0.9
nonprofits
-98.1% vs peers avg
Orgs with >$1M Assets
1
Median Assets
$129K
Oldest Active
2012
ruling year
Newest Org
2024
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationNonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in St. Clair Shores
Source: IRS Exempt Organizations BMF| Organization | Category | Assets | Income | Est. | IRS |
|---|---|---|---|---|---|
| EAST SIDE YOUTH SPORTS FOUNDATION | Recreation & Sports | $1.7M | $1.3M | 2015 | |
| CAROLS ANGELS AND WARRIORS | Human Services | $129K | $5K | 2021 | |
| LAC ST CLAIR BULLDOGS BASEBALL | Recreation & Sports | $11K | $22K | 2024 |
St. Clair Shores, MI has 5 registered 501(c)(3) nonprofit organizations with combined assets of $1.8M. The most common category is Human Services, with 2 organizations. 1 nonprofits have assets exceeding $1 million. That works out to 0.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 2012.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
314
Total Approved
$73.3M
Jobs Supported
2,633
Per 10K Residents
53.9
SBA loans
-37.5% vs peers avg
Unique Lenders
53
Top Lender
The Huntington National Bank
112 loans
Top Industry
Retail Trade
Data Span
1993–2026
Loan Program Breakdown
Source: SBA FOIALoans
297
Total Amount
$66.1M
Avg Loan
$222,643
Median Loan
$100,000
SBA Guaranteed
$47.4M(72%)
Jobs Supported
2,481
Loans
17
Total Amount
$7.2M
Avg Loan
$424,471
Median Loan
$274,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
64
20% of all-time total
Recent Amount
$22.8M
31% of all-time total
Avg Recent Loan
$356,288
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Dylan Group Llc | 2 | $3.8M |
| Emerald City Harbor Inc. | 3 | $2.8M |
| Emerald City Harbor Inc. | 2 | $2.5M |
| Total Tan & Wellness Inc | 1 | $2.2M |
| Dylan Group Llc | 1 | $1.5M |
| Carribean Dreams Llc 1792 Ste | 2 | $1.5M |
| Marvin's Mini Market Inc | 2 | $1.3M |
| Mancuso Florist & Gift Shop Inc. | 3 | $1.2M |
| Clairpointe Family Dental | 1 | $1.1M |
| Pac Jefferson Llc | 1 | $1.1M |
St. Clair Shores, MI has received 314 SBA loans totaling $73.3M in approved funding between 1993 and 2026. The 7(a) program accounts for 297 loans (95% of the total), supporting 2,481 jobs. The 504 program, focused on real estate and large equipment, has funded 17 loans totaling $7.2M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in St. Clair Shores is The Huntington National Bank with 112 loans. That works out to 53.9 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
27
Total Population
707,957
Avg Median Income
$66,467
Avg Home Value
$181,470
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 48015 | 8,448 | $52,857 | $145,300 | $627 | 1.8 |
| 48021 | 34,003 | $58,196 | $129,100 | $1,335 | 5.2 |
| 48026 | 14,604 | $61,118 | $193,600 | $827 | 4.1 |
| 48035 | 33,619 | $69,245 | $181,300 | $1,111 | 8.8 |
| 48036 | 22,160 | $65,109 | $201,000 | $1,018 | 8.3 |
| 48038 | 44,250 | $78,684 | $246,400 | $1,255 | 10.9 |
| 48043 | 15,503 | $57,315 | $169,000 | $896 | 4.1 |
| 48045 | 24,118 | $77,808 | $243,000 | $1,085 | 14.3 |
| 48066 | 47,240 | $61,222 | $142,700 | $1,175 | 9.9 |
| 48080 | 21,799 | $69,884 | $188,800 | $1,070 | 4.4 |
| 48081 | 20,254 | $75,735 | $202,400 | $1,272 | 3.9 |
| 48082 | 16,164 | $76,372 | $200,600 | $1,265 | 3.3 |
| 48088 | 23,443 | $79,137 | $205,400 | $1,144 | 4.4 |
| 48089 | 32,126 | $53,076 | $117,300 | $1,187 | 8.0 |
| 48091 | 30,207 | $53,400 | $138,700 | $1,231 | 7.9 |
| 48092 | 27,867 | $71,761 | $205,300 | $1,186 | 8.2 |
| 48093 | 24,485 | $66,420 | $197,100 | $1,123 | 5.9 |
| 48205 | 32,466 | $40,612 | $55,700 | $1,149 | 6.3 |
| 48213 | 19,869 | $33,755 | $52,100 | $837 | 6.5 |
| 48215 | 10,238 | $33,741 | $105,400 | $897 | 4.0 |
| 48224 | 38,771 | $42,963 | $77,900 | $1,213 | 5.8 |
| 48225 | 16,328 | $59,248 | $140,800 | $1,304 | 2.7 |
| 48230 | 17,330 | $131,155 | $448,200 | $1,451 | 3.3 |
| 48234 | 32,406 | $36,473 | $57,100 | $965 | 7.8 |
| 48236 | 31,383 | $130,776 | $353,000 | $1,588 | 7.5 |
| 48312 | 35,026 | $71,266 | $253,700 | $1,176 | 11.1 |
| 48313 | 33,850 | $87,292 | $248,800 | $1,152 | 8.7 |
St. Clair Shores, MI has 27 ZIP codes with a combined population of 707,957. The average median household income across all ZIP codes is $66,467. The average median home value is $181,470. The average median monthly rent is $1,131.
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