Saginaw, MI — City Data, Demographics & Statistics
Saginaw County · Michigan
City DNA
A unique fingerprint for Saginaw based on 8 key metrics — compared to averages.
Quick Stats
Population
43,879
2023 ACS
Median Income
$37,298
2023
Median Home Value
$54,000
2023
Median Rent
$909
2023
Median Age
36.2
Unemployment
11.5%
Cost of Living Index
73.0
100 = national avg
Saginaw is a city in Saginaw County, Michigan, with a population of 43,879 according to the 2023 American Community Survey. Saginaw is one of the communities in Michigan.
The median household income in Saginaw is $37,298, and the median home value is $54,000. The cost of living index is 73.0 (where 100 = national average), and the median rent is $909 per month. The unemployment rate is 11.5%, and the median age is 36.2 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
43,879
Male
21,323
48.6%
Female
22,556
51.4%
Median Age
36.2
Education & Household
Bachelor's or Higher
7.8%
High School or Higher
31.4%
Foreign Born
1.1%
Veterans
4.6%
Married
23.4%
Avg Household Size
2.4
Marital Status by Age
Race & Ethnicity
Diversity Index
0.594
Simpson's Index (0-1)
Largest Group
Black
46.4%
Foreign Born
1.1%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
15.3%
6,722 people
Not Hispanic/Latino
84.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
40,716
English Only
96.4%
#1 Non-English Language
Spanish
1,062 speakers
Limited English
0.8%
Language Distribution
English Proficiency
Speaks English Very Well
99.2%
Limited English Proficiency
0.8%
Veterans & Military
Total Veterans
2,028
4.6% of population
Disability Rate
36.2%
734 with disability
Veteran Median Income
$31,631
Unemployment Rate
1.8%
Period of Service
Veteran Age Distribution
Male Veterans
1,855
91.5%
Female Veterans
173
8.5%
Veteran vs Non-Veteran Income
Veteran Income
$31,631
Non-Veteran Income
$22,973
Difference
$8,658
37.7% higher
Disability Status
With Disability
734
Without Disability
1,294
Disability Rate
36.2%
Ancestry & Heritage
Total Reporting Ancestry
16,818
#1 Ancestry
German
13.9% (6,079)
#2 Ancestry
Irish
4.8% (2,106)
#3 Ancestry
English
3.2% (1,384)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
17,736
Family Households
9,639
54.3%
Married Couples
4,265
24.0%
Non-Family Households
8,097
45.7%
Single Mother Households
4,274
24.1%
Single Father Households
1,100
6.2%
Living Alone
6,880
38.8%
Children Under 18
Total Children
9,756
In Married Couple
3,340
34.2%
With Single Mother
5,358
54.9%
With Single Father
1,058
10.8%
Family Income
Median Family Income
$45,332
Married Couple Income
$61,167
Single Mother Income
$31,837
Single Father Income
$36,115
Avg Family Size
2.4
Avg Non-Family Size
2.5
Grandparents w/ Grandchildren
965
Grandparents Responsible
481
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$37,298
-49% vs national
Per Capita Income
$20,522
-45% vs national
Poverty Rate
33.5%
+146% vs national
Gini Index
0.4546
0 = perfect equality
Unemployment
11.5%
+121% vs national
SNAP Recipients
41.3%
of households
How Saginaw Compares
Saginaw vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Saginaw is highlighted.
Median Household Income
Saginaw, MI has a median household income of $37,298, making it the 25,914th highest median household income out of 28,123 cities in our database. This means that Saginaw has a higher median household income than 8% of all the cities we measured.
Per Capita Income
Saginaw, MI has a per capita income of $20,522, making it the 25,685th highest per capita income out of 28,123 cities in our database. This means that Saginaw has a higher per capita income than 9% of all the cities we measured.
Poverty Rate
Saginaw, MI has a poverty rate of 33.5%, making it the 2,301st highest poverty rate out of 31,262 cities in our database. This means that Saginaw has a higher poverty rate than 93% of all the cities we measured.
Unemployment Rate
Saginaw, MI has a unemployment rate of 11.5%, making it the 3,126th highest unemployment rate out of 31,012 cities in our database. This means that Saginaw has a higher unemployment rate than 90% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Saginaw. The median household income here is $37,298.
Income Distribution
Employment Snapshot
Unemployment Rate
11.5%
+105% vs MI avg
Labor Force
18,286
Employed
16,187
Mean Commute
18 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
7.8%
of adults 25+
High School Diploma+
31.4%
of adults 25+
Median Age
36.2
Work from Home
6.8%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Saginaw, MI metro area
Highest-Paying Job
Mechanical Engineers
Top Median Wage
$99.3K
per year
Occupations Tracked
20
Cost of Living
Overall Index
73.0
100 = national avg
-27.0 vs national average
Living Wage (1 Adult)
$32,108
per year
Living Wage (Family of 4)
$75,892
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$851
per month
2 Bedroom
$1,117
per month
The median household income in Saginaw, MI is $37,298, which is 49.1% below the national average of $73,224. Per capita income is $20,522. The poverty rate of 33.5% is higher than the MI state average of 14.1%. The Gini index of income inequality is 0.4546, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 11.5%, compared to the state average of 5.6%. The labor force is 18,286. 7.8% of adults hold a bachelor's degree or higher. The average commute time is 18 minutes, with 6.8% working from home. About 76.6% of workers drive alone to work. The overall cost of living index is 73.0, which is 27.0% below the national average. Housing costs are below the national average at an index of 73.0. A single adult needs to earn approximately $32,108 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$74,500
Median List Price
$79,000
Price Per Sq Ft
$57
Days on Market
56
Active Inventory
180
Months of Supply
5.3
Balanced market
Zillow Home Value
$121,952
ZHVI — January 2026
Zillow Rent Index
$990
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
14.7%
Off Market in 2 Weeks
24.5%
Sale-to-List Ratio
91.7%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
34
New Listings
56
Pending Sales
49
Price Per Square FootRedfin
Median Sale $/SF
$57
Median List $/SF
$61
House Price IndexFHFA
How much have housing prices increased in Saginaw, MI? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Saginaw, MI metro area, home prices have risen 296.8% over the past 40 years. Over 20 years, prices grew 60.2%. The 10-year growth rate is 97.5%. Over the last 5 years, prices increased 54.1%. In the most recent 2-year period, the index rose 11.2%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Saginaw, MI housing market rather than Saginaw alone.
Metro area: Saginaw, MI
Saginaw vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Saginaw is highlighted.
Median Home Value
Saginaw, MI has a median home value of $54,000, making it the 27,053rd highest median home value out of 27,993 cities in our database. This means that Saginaw has a higher median home value than 3% of all the cities we measured.
Median Rent
Saginaw, MI has a median rent of $909, making it the 12,279th highest median rent out of 22,337 cities in our database. This means that Saginaw has a higher median rent than 45% of all the cities we measured.
Median Price Per Sq Ft
Saginaw, MI has a price per square foot of $57, making it the 19,498th highest price per square foot out of 20,748 cities in our database. This means that Saginaw has a higher price per square foot than 6% of all the cities we measured.
Rent Burden
Saginaw, MI has a rent burden of 29.2%, making it the 1,459th highest rent burden out of 21,928 cities in our database. This means that Saginaw has a higher rent burden than 93% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$54,000
Median Rent
$909
Total Housing Units
20,994
Vacancy Rate
15.5%
Owner Occupied
59.0%
Renter Occupied
41.0%
Median Property Tax
$1,298
per year
Monthly Cost (w/ Mortgage)
$661
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,298
per year
Effective Tax Rate
2.40%
of home value
Median Home Value
$54,000
Estimated Mean Tax
$1,323
The effective property tax rate is calculated by dividing the median annual property tax ($1,298) by the median home value ($54,000). In Saginaw, MI, this works out to an effective rate of 2.40%. This is above the national average of approximately 1.1%.
The current median sale price in Saginaw, MI is $74,500 according to Redfin data. Homes spend a median of 56 days on the market. 14.7% of homes sold above asking price. The market has 5.3 months of supply. The median price per square foot is $57. Zillow's observed rent index is $990/month. About 59.0% of housing units are owner-occupied. The median year homes were built is 1949. There are 20,994 total housing units. Homeowners pay a median annual property tax of $1,298. The effective tax rate is 2.40%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.74
per 1,000 residents
-33% vs national
Property Crime Rate
14.27
per 1,000 residents
-17% vs national
Total Crimes
654
2024
Violent Clearance
39%
cases solved
Property Clearance
14%
cases solved
YoY Change
-19.0%
violent crime rate
improving vs 2023
How Saginaw Compares
Source: FBI (2024)Saginaw vs Similar Cities
Source: FBI (2024)Compared to cities with 25,000 - 50,000 residents. Saginaw is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Saginaw police solve 100% of murder cases but only 10% of burglary cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 2 | 0.05 | 100.0% |
| Rape | Violent | 13 | 0.32 | 15.4% |
| Robbery | Violent | 8 | 0.20 | 50.0% |
| Aggravated Assault | Violent | 48 | 1.17 | 41.7% |
| Burglary | Property | 71 | 1.74 | 9.9% |
| Larceny/Theft | Property | 467 | 11.43 | 14.6% |
| Motor Vehicle Theft | Property | 45 | 1.10 | 20.0% |
Saginaw, MI reported 71 violent crimes and 583 property crimes in 2024. The violent crime rate of 1.74 per 1,000 residents is 33.2% below the national average of 2.60 per 1,000. Law enforcement cleared 39% of violent crimes. Larceny/theft accounts for 467 of the property crime reports. Firearms were involved in 20.8% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 71 | 583 | 1.74 | 14.27 |
| 2023 | 88 | 659 | 2.15 | 16.07 |
| 2022 | 91 | 609 | 2.20 | 14.73 |
| 2021 | 86 | 505 | 2.21 | 13.00 |
| 2020 | 86 | 595 | 2.21 | 15.27 |
| 2019 | 82 | 707 | 2.10 | 18.12 |
| 2018 | 79 | 799 | 2.02 | 20.38 |
| 2017 | 103 | 880 | 2.62 | 22.38 |
| 2016 | 81 | 918 | 2.05 | 23.29 |
| 2015 | 90 | 959 | 2.26 | 24.11 |
School Shootings
Source: The Washington PostTotal Incidents
2
Total Killed
0
Total Injured
1
| Date | School | Killed | Injured | Type | Weapon |
|---|---|---|---|---|---|
| Feb 20, 2024 | Saginaw High School | 0 | 0 | unclear | nan |
| Oct 20, 2005 | Saginaw High School | 0 | 1 | targeted | .380-caliber handgun |
Data from The Washington Post, licensed under CC BY-NC-SA 4.0.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
88.5
Relatively Moderate
Expected Annual Loss
88.0
Score (0-100)
Social Vulnerability
46.9
Score (0-100)
Community Resilience
93.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
17
Public Assistance
$12.1M
Individual Assistance
$8.9M
Most Common Type
Severe Storm
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms and Flooding → | Dam/Levee Break | Jul 2020 | $1.1M | $5.1M |
| Covid-19 Pandemic → | Biological | Mar 2020 | $9.6M | $3.7M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Flooding → | Flood | Jun 2013 | $207K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jul 2008 | $913K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $170K |
| Snow → | Snowstorm | Jan 2001 | $215K | — |
| Severe Storms → | Severe Storm | Jun 1998 | — | — |
| Severe Storms, Tornadoes,and Flooding → | Severe Storm | Jul 1997 | — | — |
| Severe Storms and Flooding → | Severe Storm | Jul 1996 | — | — |
| Severe Storms & Flooding → | Flood | Sep 1986 | — | — |
| Severe Storms and Flooding → | Flood | Sep 1985 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms, Tornadoes, Icing & Floodi… → | Severe Storm | Mar 1976 | — | — |
| Severe Storms, High Winds & Flooding → | Flood | Sep 1975 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Severe Storms and Flooding → | Unknown | — | — | $2K |
| Severe Storms, Flooding, and Tornadoes → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
758
Total Claims Paid
$11,428,070
Avg Claim Payout
$15,077
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
12
Federal Funding
$2,727,593
Properties Protected
1
Avg Benefit-Cost Ratio
1.97
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 500.2: Flood Control - Berm, Levee, or Dike | 4 | $2,197,979 |
| 301.1: Shoreline Stabilization (Riprap, etc.) | 4 | $348,581 |
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 1 | $22,838 |
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $40,028 |
| 800.1: Miscellaneous | 1 | $28,613 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Saginaw has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, strong wind, cold wave. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 758 flood insurance claims have been filed in the area. FEMA has obligated $12,096,859 in public assistance recovery funding. $8,943,495 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
45.6%
9.5pp above the national average
Depression Rate
27.2%
3.7pp above the national average
Diabetes Rate
19.3%
7.4pp above the national average
Uninsured Rate
13.4%
2.8pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.3%
Arthritis
32.5%
Cancer (excl. skin)
6.6%
Teeth Lost (65+)
24.8%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
22.5%
14+ days in past month
Depression
27.2%
Loneliness
38.4%
Lack of Support
30.5%
Disability Prevalence
Any Disability
43.8%
Mobility
23.7%
Cognitive
21.8%
Hearing
8.0%
Vision
11.0%
Self-Care
8.4%
Independent Living
15.8%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Saginaw has an obesity rate of 45.6%, which is 9.5pp above the national average. The depression rate is 27.2%, 3.7pp above the national average. About 13.4% of adults lack health insurance. 81.0% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
2.0 / 5
Nearest Hospital
1.2 mi
Covenant Medical Center
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Covenant Medical Center | 1.2 mi | Acute Care Hospitals | 2/5 | Yes |
| Ascension St Mary'S Hospital | 3.5 mi | Acute Care Hospitals | 2/5 | Yes |
| Healthsource Saginaw | 4.8 mi | Acute Care Hospitals | — | Yes |
| Mclaren Bay Region | 10.7 mi | Acute Care Hospitals | 2/5 | Yes |
| Mclaren Caro Region | 28.7 mi | Critical Access Hospitals | — | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
10
Pop. Served
122,053
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| SAGINAW, CITY OF | 44,058 | 0 |
| SAGINAW CHARTER TOWNSHIP | 40,840 | 0 |
| THOMAS TOWNSHIP | 11,931 | 0 |
| BUENA VISTA TOWNSHIP | 8,676 | 0 |
| CARROLLTON TOWNSHIP | 6,103 | 0 |
| KOCHVILLE TOWNSHIP | 4,695 | 0 |
| SPAULDING TOWNSHIP | 2,153 | 0 |
| JAMES TOWNSHIP | 2,023 | 0 |
| ZILWAUKEE, CITY OF | 1,534 | 0 |
| COTTAGE HS, LLC (PINEVIEW COTTAGE) | 40 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
3
Total CO₂e
63.1K MT
Top Emitter
NEXTEER AUTOMOTIVE CORP
34.1K MT CO₂e
Total CO₂e vs Similar Cities (25,000 - 50,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
NEXTEER AUTOMOTIVE CORP Pcm Us Steering Holding Llc | Other | 34,077 |
GENERAL MOTORS SAGINAW METAL CASTING OPERATIONS General Motors Co | Metals | 28,167 |
Saginaw Valley Landfill Waste Management Inc | Waste | 808 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 10 water systems serving the area. 3 industrial facilities report greenhouse gas emissions totaling 63.1K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
18 min
-24% vs national
Drive Alone
76.6%
-3% vs national
Public Transit
0.8%
-10% vs national
Work From Home
6.8%
-27% vs national
Carpool
13.0%
Walk / Bike
2.2%
combined
How Saginaw's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
5
2023
6-Year Avg
3
fatalities/yr
Pedestrian
1
Nighttime
3
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0 | 1 | 0 |
| 2022 | 3 | 3 | 0 | 1 | 0 |
| 2021 | 3 | 3 | 0 | 0 | 0 |
| 2020 | 4 | 4 | 0 | 2 | 0 |
| 2019 | 3 | 3 | 1 | 0 | 0 |
| 2018 | 2 | 2 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Saginaw, MI is 18 minutes, which is 23.9% below the national average of 23 minutes. 76.6% of workers drive alone, compared to the national average of 78.7%. 6.8% work from home, which is below the MI state average of 9.1%. 13.0% of workers carpool. 1.9% walk to work. In 2023, there were 5 traffic fatalities from 5 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
84.3%
of households
Cable / Fiber / DSL
67.5%
of households
No Internet
12.6%
of households
Total Households
17,736
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
90.6%
of households
Smartphone
83.1%
of households
Desktop / Laptop
60.0%
of households
Tablet
51.1%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
19.3¢
per kWh
+1% vs 25,000 - 50,000 avg
Commercial Rate
14.0¢
per kWh
-9% vs 25,000 - 50,000 avg
Industrial Rate
8.3¢
per kWh
-30% vs 25,000 - 50,000 avg
Avg Monthly Bill
$119
residential
-19% vs 25,000 - 50,000 avg
13% above the national average of 17.1¢/kWh
Residential electricity in Michigan averages 19.3¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $119. State-level averages from EIA Electric Sales & Revenue data (2024).
Saginaw vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
10
Population Served
122,053
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| SAGINAW, CITY OF | Community | Purchased surface water | 44,058 | 0 |
| SAGINAW CHARTER TOWNSHIP | Community | Purchased surface water | 40,840 | 0 |
| THOMAS TOWNSHIP | Community | Purchased surface water | 11,931 | 0 |
| BUENA VISTA TOWNSHIP | Community | Purchased surface water | 8,676 | 0 |
| CARROLLTON TOWNSHIP | Community | Purchased surface water | 6,103 | 0 |
| KOCHVILLE TOWNSHIP | Community | Purchased surface water | 4,695 | 0 |
| SPAULDING TOWNSHIP | Community | Purchased surface water | 2,153 | 0 |
| JAMES TOWNSHIP | Community | Purchased surface water | 2,023 | 0 |
| ZILWAUKEE, CITY OF | Community | Purchased surface water | 1,534 | 0 |
| COTTAGE HS, LLC (PINEVIEW COTTAGE) | Community | Ground water | 40 | 0 |
84.3% of households in Saginaw have broadband internet access. 67.5% have cable, fiber, or DSL service. 14.0% rely solely on cellular data without a wired connection. 12.6% of households have no internet access. 19.0% use only a smartphone without a desktop or laptop. The area is served by 10 water systems, providing water to 122,053 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Saginaw is located in Saginaw County, MI. Results reflect all voters in the county, not just those in Saginaw.
Election Overview
Source: Saginaw County (2024)2024 Winner
Republican
Dem Votes
49,515
47.7%
GOP Votes
52,912
51.0%
Total Votes
103,838
Margin
R+3.3%
Shift from 2020
R+3.6pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 49,515 | 52,912 | 103,838 | 47.7% | 51.0% | R+3.3 |
| 2020 | 51,088 | 50,785 | 103,349 | 49.4% | 49.1% | D+0.3 |
| 2016 | 44,395 | 45,469 | 94,198 | 47.1% | 48.3% | R+1.1 |
In the 2024 presidential election, Saginaw County recorded 103,838 total votes. Republicans won the county with 51.0% of the vote compared to 47.7% for Democrats, a margin of R+3.3%. Compared to 2020, the margin shifted R+3.6pp from the previous election. Since 2016, Saginaw County has shifted 2.1 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
555
Total Assets
$1.7B
Total Income
$1.5B
Per 10K Residents
126.5
nonprofits
+114.5% vs peers avg
Orgs with >$1M Assets
75
Median Assets
$585K
Oldest Active
1926
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $1.4B of $1.7B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 25,000 - 50,000
Largest Nonprofits in Saginaw
Source: IRS Exempt Organizations BMFSaginaw, MI has 555 registered 501(c)(3) nonprofit organizations with combined assets of $1.7B. The most common category is Religion-Related, with 69 organizations. 75 nonprofits have assets exceeding $1 million. That works out to 126.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1926.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
561
Total Approved
$190.6M
Jobs Supported
5,576
Per 10K Residents
127.9
SBA loans
+0.1% vs peers avg
Unique Lenders
72
Top Lender
The Huntington National Bank
226 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
521
Total Amount
$163.7M
Avg Loan
$314,113
Median Loan
$100,000
SBA Guaranteed
$119.4M(73%)
Jobs Supported
4,449
Loans
40
Total Amount
$26.9M
Avg Loan
$672,550
Median Loan
$448,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
165
29% of all-time total
Recent Amount
$59.5M
31% of all-time total
Avg Recent Loan
$360,891
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Lpc, Partners, Lc | 2 | $5.1M |
| Micron Precision Machining Inc. | 2 | $5.0M |
| Pierce Powerline Co Llc | 6 | $4.8M |
| Omar Hotels Llc | 1 | $4.8M |
| Riverbend Self Storage North Llc | 2 | $4.7M |
| Saginaw Pattern & Machine Llc | 1 | $4.5M |
| Stardust Lanes Inc. | 1 | $3.9M |
| Campbell General Truck & Trailer Repair Llc | 1 | $3.7M |
| Kokomo's Family Fun Center Inc. | 4 | $3.4M |
| Tri-lakes Hospitality Llc | 1 | $3.3M |
Saginaw, MI has received 561 SBA loans totaling $190.6M in approved funding between 1992 and 2026. The 7(a) program accounts for 521 loans (93% of the total), supporting 4,449 jobs. The 504 program, focused on real estate and large equipment, has funded 40 loans totaling $26.9M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Saginaw is The Huntington National Bank with 226 loans. That works out to 127.9 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
10
Total Population
129,459
Avg Median Income
-$66,618,125
Avg Home Value
-$66,569,027
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 48601 | 32,069 | $37,830 | $54,900 | $836 | 104.3 |
| 48602 | 27,490 | $46,068 | $70,200 | $902 | 7.8 |
| 48603 | 27,846 | $65,690 | $181,800 | $1,019 | 18.2 |
| 48604 | 11,284 | $53,804 | $93,200 | $928 | 26.3 |
| 48607 | 1,523 | $39,211 | $44,500 | $1,017 | 0.9 |
| 48609 | 12,206 | $78,800 | $166,400 | $903 | 44.8 |
| 48638 | 12,668 | $63,444 | $161,200 | $948 | 6.5 |
| 48710 | 0 | N/A | N/A | N/A | 0.4 |
| 48722 | 3,147 | $68,777 | $136,100 | $1,057 | 17.5 |
| 48724 | 1,226 | $31,787 | $68,100 | N/A | 0.5 |
Saginaw, MI has 10 ZIP codes with a combined population of 129,459. The average median household income across all ZIP codes is -$66,618,125. The average median home value is -$66,569,027. The average median monthly rent is -$133,332,572.
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