Natural Disasters in Ruby, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
82.0
Relatively Moderate
Expected Annual Loss
83.4
Score (0-100)
Social Vulnerability
32.6
Score (0-100)
Community Resilience
89.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
12
Public Assistance
$5.7M
Individual Assistance
$2.7M
Most Common Type
Severe Storm
3 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $5.3M | $2.4M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $273K |
| Power Outage → | Other | Sep 2003 | $124K | — |
| Snow → | Snowstorm | Jan 2001 | $242K | — |
| Mi - Severe Weather 1/2 /99 → | Snow | Jan 1999 | $6K | — |
| Severe Storms and Flooding → | Severe Storm | Jul 1996 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms, Tornadoes, Icing & Floodi… → | Severe Storm | Mar 1976 | — | — |
| Severe Storms, High Winds & Flooding → | Flood | Apr 1975 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Severe Storms & Flooding → | Flood | Dec 1972 | — | — |
| Severe Storms and Flooding → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,181
Total Claims Paid
$5,229,484
Avg Claim Payout
$4,428
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
12
Federal Funding
$700,416
Properties Protected
4
Avg Benefit-Cost Ratio
1.34
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 602.1: Other Equipment Purchase and Installation | 2 | $4,066 |
| 403.1: Stormwater Management - Culverts | 1 | $87,876 |
| 91.2: Local Multihazard Mitigation Plan - NEW | 1 | $30,000 |
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $51,078 |
| 402.1: Infrastructure Protective Measures (Roads and Bridges) | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Ruby has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, ice storm. The area has had 12 federal disaster declarations. The most common disaster type is severe storm (3 declarations). 1,181 flood insurance claims have been filed in the area. FEMA has obligated $5,695,857 in public assistance recovery funding. $2,668,023 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.