Royal Oak, MI — City Data, Demographics & Statistics
Oakland County · Michigan
City DNA
A unique fingerprint for Royal Oak based on 8 key metrics — compared to averages.
Quick Stats
Population
57,880
2023 ACS
Median Income
$95,182
2023
Median Home Value
$305,900
2023
Median Rent
$1,335
2023
Median Age
36.9
Unemployment
3.1%
Cost of Living Index
141.2
100 = national avg
Royal Oak is a city in Oakland County, Michigan, with a population of 57,880 according to the 2023 American Community Survey. Royal Oak is one of the communities in Michigan.
The median household income in Royal Oak is $95,182, and the median home value is $305,900. The cost of living index is 141.2 (where 100 = national average), and the median rent is $1,335 per month. The unemployment rate is 3.1%, and the median age is 36.9 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
57,880
Male
29,525
51.0%
Female
28,355
49.0%
Median Age
36.9
Education & Household
Bachelor's or Higher
48.0%
High School or Higher
57.2%
Foreign Born
7.0%
Veterans
3.1%
Married
35.4%
Avg Household Size
2.0
Marital Status by Age
Race & Ethnicity
Diversity Index
0.310
Simpson's Index (0-1)
Largest Group
White
82.4%
Foreign Born
7.0%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
4.7%
2,720 people
Not Hispanic/Latino
95.3%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
54,947
English Only
92.7%
#1 Non-English Language
Spanish
876 speakers
Limited English
1.7%
Language Distribution
English Proficiency
Speaks English Very Well
98.3%
Limited English Proficiency
1.7%
Veterans & Military
Total Veterans
1,803
3.1% of population
Disability Rate
16.4%
296 with disability
Veteran Median Income
$56,915
Unemployment Rate
2.8%
Period of Service
Veteran Age Distribution
Male Veterans
1,600
88.7%
Female Veterans
203
11.3%
Veteran vs Non-Veteran Income
Veteran Income
$56,915
Non-Veteran Income
$59,568
Difference
-$2,653
-4.5% lower
Disability Status
With Disability
296
Without Disability
1,507
Disability Rate
16.4%
Ancestry & Heritage
Total Reporting Ancestry
56,436
#1 Ancestry
German
19.9% (11,533)
#2 Ancestry
Irish
16.2% (9,394)
#3 Ancestry
English
12.5% (7,242)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
29,351
Family Households
12,801
43.6%
Married Couples
9,658
32.9%
Non-Family Households
16,550
56.4%
Single Mother Households
2,006
6.8%
Single Father Households
1,137
3.9%
Living Alone
12,898
43.9%
Children Under 18
Total Children
7,961
In Married Couple
5,952
74.8%
With Single Mother
1,564
19.6%
With Single Father
445
5.6%
Family Income
Median Family Income
$132,707
Married Couple Income
$155,724
Single Mother Income
$68,306
Single Father Income
$86,797
Avg Family Size
2.0
Avg Non-Family Size
1.7
Grandparents w/ Grandchildren
487
Grandparents Responsible
114
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$95,182
+30% vs national
Per Capita Income
$63,040
+70% vs national
Poverty Rate
6.0%
-56% vs national
Gini Index
0.4315
0 = perfect equality
Unemployment
3.1%
-40% vs national
SNAP Recipients
4.7%
of households
How Royal Oak Compares
Royal Oak vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Royal Oak is highlighted.
Median Household Income
Royal Oak, MI has a median household income of $95,182, making it the 5,616th highest median household income out of 28,123 cities in our database. This means that Royal Oak has a higher median household income than 80% of all the cities we measured.
Per Capita Income
Royal Oak, MI has a per capita income of $63,040, making it the 2,250th highest per capita income out of 28,123 cities in our database. This means that Royal Oak has a higher per capita income than 92% of all the cities we measured.
Poverty Rate
Royal Oak, MI has a poverty rate of 6.0%, making it the 22,417th highest poverty rate out of 31,262 cities in our database. This means that Royal Oak has a higher poverty rate than 28% of all the cities we measured.
Unemployment Rate
Royal Oak, MI has a unemployment rate of 3.1%, making it the 17,342nd highest unemployment rate out of 31,012 cities in our database. This means that Royal Oak has a higher unemployment rate than 44% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Royal Oak. The median household income here is $95,182.
Income Distribution
Employment Snapshot
Unemployment Rate
3.1%
-44% vs MI avg
Labor Force
37,515
Employed
36,319
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
48.0%
of adults 25+
High School Diploma+
57.2%
of adults 25+
Median Age
36.9
Work from Home
24.2%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Detroit-Warren-Dearborn, MI metro area
Highest-Paying Job
Software Developers
Top Median Wage
$124.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
141.2
100 = national avg
+41.2 vs national average
Living Wage (1 Adult)
$62,118
per year
Living Wage (Family of 4)
$146,825
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,122
per month
2 Bedroom
$1,411
per month
The median household income in Royal Oak, MI is $95,182, which is 30.0% above the national average of $73,224. Per capita income is $63,040. The poverty rate of 6.0% is lower than the MI state average of 14.1%. The Gini index of income inequality is 0.4315, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 3.1%, compared to the state average of 5.6%. The labor force is 37,515. 48.0% of adults hold a bachelor's degree or higher. About 69.8% of workers drive alone to work. The overall cost of living index is 141.2, which is 41.2% above the national average. Housing costs are above the national average at an index of 156.6. A single adult needs to earn approximately $62,118 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$330,000
Median List Price
$370,000
Price Per Sq Ft
$255
Days on Market
52
Active Inventory
153
Months of Supply
2.7
Seller's market
Zillow Home Value
$316,930
ZHVI — January 2026
Zillow Rent Index
$2,118
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
14.3%
Off Market in 2 Weeks
36.3%
Sale-to-List Ratio
97.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
56
New Listings
79
Pending Sales
80
Price Per Square FootRedfin
Median Sale $/SF
$255
Median List $/SF
$261
Royal Oak vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Royal Oak is highlighted.
Median Home Value
Royal Oak, MI has a median home value of $305,900, making it the 6,915th highest median home value out of 27,993 cities in our database. This means that Royal Oak has a higher median home value than 75% of all the cities we measured.
Median Rent
Royal Oak, MI has a median rent of $1,335, making it the 5,338th highest median rent out of 22,337 cities in our database. This means that Royal Oak has a higher median rent than 76% of all the cities we measured.
Median Price Per Sq Ft
Royal Oak, MI has a price per square foot of $255, making it the 5,044th highest price per square foot out of 20,748 cities in our database. This means that Royal Oak has a higher price per square foot than 76% of all the cities we measured.
Rent Burden
Royal Oak, MI has a rent burden of 16.8%, making it the 13,735th highest rent burden out of 21,928 cities in our database. This means that Royal Oak has a higher rent burden than 37% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$305,900
Median Rent
$1,335
Total Housing Units
31,227
Vacancy Rate
6.0%
Owner Occupied
66.4%
Renter Occupied
33.6%
Median Property Tax
$4,119
per year
Monthly Cost (w/ Mortgage)
$1,491
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,119
per year
Effective Tax Rate
1.35%
of home value
Median Home Value
$305,900
Estimated Mean Tax
$4,604
The effective property tax rate is calculated by dividing the median annual property tax ($4,119) by the median home value ($305,900). In Royal Oak, MI, this works out to an effective rate of 1.35%. This is above the national average of approximately 1.1%.
The current median sale price in Royal Oak, MI is $330,000 according to Redfin data. Homes spend a median of 52 days on the market. 14.3% of homes sold above asking price. The market has 2.7 months of supply. The median price per square foot is $255. Zillow's observed rent index is $2,118/month. About 66.4% of housing units are owner-occupied. The median year homes were built is 1956. There are 31,227 total housing units. Homeowners pay a median annual property tax of $4,119. The effective tax rate is 1.35%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.24
per 1,000 residents
-52% vs national
Property Crime Rate
8.02
per 1,000 residents
-53% vs national
Total Crimes
530
2024
Violent Clearance
82%
cases solved
Property Clearance
25%
cases solved
YoY Change
-22.9%
violent crime rate
improving vs 2023
How Royal Oak Compares
Source: FBI (2024)Royal Oak vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Royal Oak is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Royal Oak police solve 175% of rape cases but only 22% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 4 | 0.07 | 175.0% |
| Robbery | Violent | 7 | 0.12 | 42.9% |
| Aggravated Assault | Violent | 60 | 1.05 | 80.0% |
| Burglary | Property | 37 | 0.65 | 43.2% |
| Larceny/Theft | Property | 353 | 6.17 | 23.8% |
| Motor Vehicle Theft | Property | 69 | 1.21 | 21.7% |
Royal Oak, MI reported 71 violent crimes and 459 property crimes in 2024. The violent crime rate of 1.24 per 1,000 residents is 52.3% below the national average of 2.60 per 1,000. Law enforcement cleared 82% of violent crimes. Larceny/theft accounts for 353 of the property crime reports. Firearms were involved in 20.0% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 71 | 459 | 1.24 | 8.02 |
| 2023 | 92 | 535 | 1.61 | 9.35 |
| 2022 | 77 | 462 | 1.33 | 7.99 |
| 2021 | 61 | 415 | 1.03 | 7.02 |
| 2020 | 59 | 398 | 0.99 | 6.69 |
| 2019 | 61 | 439 | 1.02 | 7.35 |
| 2018 | 56 | 483 | 0.94 | 8.13 |
| 2017 | 56 | 543 | 0.94 | 9.16 |
| 2016 | 65 | 614 | 1.09 | 10.34 |
| 2015 | 53 | 667 | 0.89 | 11.20 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
97.5
Relatively High
Expected Annual Loss
98.3
Score (0-100)
Social Vulnerability
16.6
Score (0-100)
Community Resilience
90.4
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
15
Public Assistance
$90.8M
Individual Assistance
$399.7M
Most Common Type
Severe Storm
5 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms, Tornadoes, and Flooding → | Flood | Feb 2024 | — | $206.1M |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm | Jul 2021 | — | $66.6M |
| Covid-19 Pandemic → | Biological | Mar 2020 | $82.1M | $19.0M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms and Flooding → | Flood | Sep 2014 | $5.7M | $90.2M |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | $4K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $17.9M |
| Power Outage → | Other | Sep 2003 | $949K | — |
| Snow → | Snowstorm | Jan 2001 | $1.1M | — |
| Severe Storms and Flooding → | Severe Storm | Oct 2000 | — | — |
| Mi - Severe Weather 1/2 /99 → | Snowstorm | Jan 1999 | $854K | — |
| Severe Storms, Tornadoes,and Flooding → | Severe Storm | Jul 1997 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms, Tornadoes, Icing & Floodi… → | Severe Storm | Mar 1976 | — | — |
| Severe Storms, High Winds & Flooding → | Flood | Apr 1975 | — | — |
| Severe Storms and Flooding → | Unknown | — | — | — |
| Covid-19 Pandemic → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
577
Total Claims Paid
$5,447,035
Avg Claim Payout
$9,440
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
28
Federal Funding
$2,835,289
Avg Benefit-Cost Ratio
0.85
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 6 | $200,175 |
| 91.1: Local Multihazard Mitigation Plan | 4 | $127,372 |
| 103.1: Feasibility, Engineering and Design Studies | 3 | $1,724,347 |
| 500.1: Flood Control - Floodwall | 2 | $67,210 |
| 405.1: Other Minor Flood Control | 2 | $255,715 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Royal Oak has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, ice storm, cold wave. The area has had 15 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 577 flood insurance claims have been filed in the area. FEMA has obligated $90,751,953 in public assistance recovery funding. $399,707,796 has been distributed in individual assistance to disaster-affected residents. 28 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
29.6%
6.5pp below the national average
Depression Rate
22.7%
0.8pp below the national average
Diabetes Rate
7.3%
4.6pp below the national average
Uninsured Rate
4.7%
5.9pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
30.5%
Arthritis
20.8%
Cancer (excl. skin)
7.8%
Teeth Lost (65+)
5.3%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
15.2%
14+ days in past month
Depression
22.7%
Loneliness
30.3%
Lack of Support
19.1%
Disability Prevalence
Any Disability
20.2%
Mobility
7.8%
Cognitive
10.8%
Hearing
5.0%
Vision
2.9%
Self-Care
2.2%
Independent Living
5.5%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Royal Oak has an obesity rate of 29.6%, which is 6.5pp below the national average. The depression rate is 22.7%, 0.8pp below the national average. About 4.7% of adults lack health insurance. 78.5% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
2
Avg CMS Rating
3.5 / 5
Nearest Hospital
0.9 mi
Beaumont Hospital Royal Oak
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Beaumont Hospital Royal Oak | 0.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Henry Ford Health Kingswood Hospital | 3.6 mi | Psychiatric | — | — |
| The Behavioral Center Of Michigan | 4.8 mi | Psychiatric | — | — |
| Ascension Providence Hospital, Southfield And Novi | 5.0 mi | Acute Care Hospitals | 4/5 | Yes |
| Surgeons Choice Medical Center | 5.0 mi | Acute Care Hospitals | — | — |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
6
Pop. Served
60,830
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| ROYAL OAK, CITY OF | 57,236 | 0 |
| PLEASANT RIDGE | 2,872 | 0 |
| ADOBE ESTATES MHP | 555 | 0 |
| TROPIC BREEZE | 125 | 0 |
| BURT VIEW ASSOCIATION | 42 | 0 |
| SOUTHEASTERN OAKLAND CO W AUTH | — | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total CO₂e
32.2K MT
Top Emitter
WILLIAM BEAUMONT HOSPITAL
32.2K MT CO₂e
Total CO₂e vs Similar Cities (50,000 - 100,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
WILLIAM BEAUMONT HOSPITAL Beaumont Health System Llc | Other | 32,223 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 6 water systems serving the area. 1 industrial facility reports greenhouse gas emissions totaling 32.2K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Drive Alone
69.8%
-11% vs national
Public Transit
0.2%
-79% vs national
Work From Home
24.2%
+160% vs national
Carpool
3.4%
Walk / Bike
1.8%
combined
How Royal Oak's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
6-Year Avg
2
fatalities/yr
Pedestrian
1
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 1 | 0 |
| 2022 | 4 | 4 | 0 | 0 | 1 |
| 2021 | 3 | 3 | 0 | 2 | 0 |
| 2020 | 1 | 1 | 0 | 1 | 0 |
| 2019 | 1 | 1 | 0 | 1 | 0 |
| 2018 | 2 | 2 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Royal Oak, MI covers travel times and transportation modes. 69.8% of workers drive alone, compared to the national average of 78.7%. 24.2% work from home, which is above the MI state average of 9.1%. 3.4% of workers carpool. 1.6% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
94.4%
of households
Cable / Fiber / DSL
86.2%
of households
No Internet
3.6%
of households
Total Households
29,351
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
96.9%
of households
Smartphone
92.5%
of households
Desktop / Laptop
89.2%
of households
Tablet
69.0%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
19.3¢
per kWh
+5% vs 50,000 - 100,000 avg
Commercial Rate
14.0¢
per kWh
-5% vs 50,000 - 100,000 avg
Industrial Rate
8.3¢
per kWh
-26% vs 50,000 - 100,000 avg
Avg Monthly Bill
$119
residential
-18% vs 50,000 - 100,000 avg
13% above the national average of 17.1¢/kWh
Residential electricity in Michigan averages 19.3¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $119. State-level averages from EIA Electric Sales & Revenue data (2024).
Royal Oak vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
6
Population Served
60,830
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| ROYAL OAK, CITY OF | Community | Purchased surface water | 57,236 | 0 |
| PLEASANT RIDGE | Community | Purchased surface water | 2,872 | 0 |
| ADOBE ESTATES MHP | Community | Ground water | 555 | 0 |
| TROPIC BREEZE | Community | Ground water | 125 | 0 |
| BURT VIEW ASSOCIATION | Community | Ground water | 42 | 0 |
| SOUTHEASTERN OAKLAND CO W AUTH | Community | Purchased surface water | 0 | 0 |
94.4% of households in Royal Oak have broadband internet access. 86.2% have cable, fiber, or DSL service. 7.2% rely solely on cellular data without a wired connection. 3.6% of households have no internet access. The area is served by 6 water systems, providing water to 60,830 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Royal Oak is located in Oakland County, MI. Results reflect all voters in the county, not just those in Royal Oak.
Election Overview
Source: Oakland County (2024)2024 Winner
Democrat
Dem Votes
419,519
54.4%
GOP Votes
337,791
43.8%
Total Votes
771,939
Margin
D+10.6%
Shift from 2020
R+3.5pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 419,519 | 337,791 | 771,939 | 54.4% | 43.8% | D+10.6 |
| 2020 | 434,148 | 325,971 | 770,351 | 56.4% | 42.3% | D+14.1 |
| 2016 | 342,976 | 289,127 | 663,255 | 51.7% | 43.6% | D+8.1 |
In the 2024 presidential election, Oakland County recorded 771,939 total votes. Democrats won the county with 54.4% of the vote compared to 43.8% for Republicans, a margin of D+10.6%. Compared to 2020, the margin shifted R+3.5pp from the previous election. Since 2016, Oakland County has shifted 2.5 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
241
Total Assets
$157.8M
Total Income
$147.4M
Per 10K Residents
41.6
nonprofits
-10.6% vs peers avg
Orgs with >$1M Assets
13
Median Assets
$133K
Oldest Active
1941
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $143.5M of $157.8M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Royal Oak
Source: IRS Exempt Organizations BMFRoyal Oak, MI has 241 registered 501(c)(3) nonprofit organizations with combined assets of $157.8M. The most common category is Arts, Culture & Humanities, with 31 organizations. 13 nonprofits have assets exceeding $1 million. That works out to 41.6 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
520
Total Approved
$175.7M
Jobs Supported
4,985
Per 10K Residents
89.8
SBA loans
-33.8% vs peers avg
Unique Lenders
86
Top Lender
The Huntington National Bank
144 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
480
Total Amount
$148.0M
Avg Loan
$308,384
Median Loan
$100,000
SBA Guaranteed
$106.1M(72%)
Jobs Supported
4,099
Loans
40
Total Amount
$27.7M
Avg Loan
$691,450
Median Loan
$440,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
105
20% of all-time total
Recent Amount
$47.6M
27% of all-time total
Avg Recent Loan
$453,183
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Diversified Rehab Services Llc | 2 | $7.7M |
| Good Dogs Royal Oak Llc | 1 | $5.0M |
| Kw3 Properties Llc (epc) / Primeway Inc. (oc) | 1 | $3.5M |
| Ch Royal Oak, Llc | 1 | $3.4M |
| Super Car Wash Systems & Holdings L.l.c. | 1 | $3.0M |
| Bojax Auto Collision Inc. | 3 | $2.8M |
| Compz Activewear Inc | 1 | $2.8M |
| Carter Snell Skin Center Plc | 1 | $2.7M |
| 220 S Main Royal Oak Llc | 1 | $2.7M |
| Kr Company L.l.c. | 8 | $2.5M |
Royal Oak, MI has received 520 SBA loans totaling $175.7M in approved funding between 1992 and 2026. The 7(a) program accounts for 480 loans (92% of the total), supporting 4,099 jobs. The 504 program, focused on real estate and large equipment, has funded 40 loans totaling $27.7M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Royal Oak is The Huntington National Bank with 144 loans. That works out to 89.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
46
Total Population
1,092,483
Avg Median Income
$83,502
Avg Home Value
$254,878
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 48009 | 21,623 | $152,443 | $712,000 | $1,891 | 5.0 |
| 48015 | 8,448 | $52,857 | $145,300 | $627 | 1.8 |
| 48017 | 11,271 | $86,935 | $251,600 | $1,255 | 2.2 |
| 48025 | 14,755 | $177,126 | $514,500 | $2,397 | 8.0 |
| 48030 | 14,945 | $62,878 | $141,200 | $1,221 | 2.8 |
| 48033 | 16,900 | $55,599 | $195,100 | $1,242 | 9.1 |
| 48034 | 15,213 | $59,634 | $259,400 | $1,275 | 4.3 |
| 48067 | 24,496 | $107,355 | $309,200 | $1,435 | 4.6 |
| 48069 | 2,607 | $161,058 | $435,500 | $1,795 | 0.6 |
| 48070 | 6,322 | $188,229 | $470,600 | $2,266 | 1.5 |
| 48071 | 28,411 | $66,726 | $190,300 | $1,138 | 7.1 |
| 48072 | 15,084 | $113,103 | $289,200 | $1,436 | 2.4 |
| 48073 | 33,427 | $86,426 | $302,800 | $1,245 | 7.4 |
| 48075 | 23,158 | $67,630 | $218,900 | $1,284 | 7.3 |
| 48076 | 24,817 | $85,171 | $251,300 | $1,451 | 7.1 |
| 48083 | 23,619 | $88,551 | $293,300 | $1,277 | 8.6 |
| 48084 | 15,659 | $106,004 | $420,000 | $1,648 | 6.2 |
| 48085 | 27,371 | $144,146 | $395,300 | $2,213 | 9.3 |
| 48088 | 23,443 | $79,137 | $205,400 | $1,144 | 4.4 |
| 48089 | 32,126 | $53,076 | $117,300 | $1,187 | 8.0 |
| 48091 | 30,207 | $53,400 | $138,700 | $1,231 | 7.9 |
| 48092 | 27,867 | $71,761 | $205,300 | $1,186 | 8.2 |
| 48093 | 24,485 | $66,420 | $197,100 | $1,123 | 5.9 |
| 48098 | 20,658 | $165,781 | $485,300 | $1,720 | 9.4 |
| 48202 | 14,792 | $36,536 | $193,700 | $894 | 3.4 |
| 48203 | 20,472 | $35,108 | $76,100 | $799 | 8.2 |
| 48204 | 19,723 | $32,875 | $53,600 | $970 | 5.0 |
| 48206 | 16,447 | $43,702 | $102,300 | $923 | 3.1 |
| 48212 | 42,587 | $37,293 | $98,200 | $935 | 5.3 |
| 48219 | 45,788 | $43,882 | $84,500 | $1,037 | 8.4 |
| 48220 | 21,502 | $86,095 | $229,700 | $1,191 | 4.4 |
| 48221 | 41,750 | $55,583 | $138,700 | $1,174 | 5.2 |
| 48223 | 24,262 | $42,324 | $87,700 | $1,013 | 6.0 |
| 48227 | 39,474 | $36,221 | $70,900 | $1,034 | 7.5 |
| 48234 | 32,406 | $36,473 | $57,100 | $965 | 7.8 |
| 48235 | 46,960 | $41,011 | $79,400 | $1,151 | 6.3 |
| 48237 | 29,370 | $65,882 | $198,500 | $1,354 | 5.2 |
| 48238 | 24,569 | $30,286 | $58,700 | $950 | 5.4 |
| 48240 | 17,097 | $57,970 | $120,700 | $1,326 | 3.8 |
| 48301 | 14,749 | $163,571 | $670,600 | $1,878 | 7.4 |
| 48302 | 17,346 | $175,698 | $624,200 | $2,048 | 11.0 |
| 48304 | 17,436 | $140,700 | $481,500 | $1,492 | 11.4 |
| 48310 | 43,218 | $77,851 | $263,100 | $1,368 | 8.8 |
| 48312 | 35,026 | $71,266 | $253,700 | $1,176 | 11.1 |
| 48314 | 21,379 | $80,383 | $309,700 | $1,397 | 7.8 |
| 48334 | 19,218 | $98,937 | $327,200 | $1,511 | 9.1 |
Royal Oak, MI has 46 ZIP codes with a combined population of 1,092,483. The average median household income across all ZIP codes is $83,502. The average median home value is $254,878. The average median monthly rent is $1,332.
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