Natural Disasters in Ramsay, MI

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

25.6

Very Low

Expected Annual Loss

15.9

Score (0-100)

Social Vulnerability

93.5

Score (0-100)

Community Resilience

65.8

Score (0-100)

Top Hazard Risks

Lightning83.4Winter Weather80.5Cold Wave77.3
HazardRisk Score
Lightning83.4
Winter Weather80.5
Cold Wave77.3
Strong Wind47.0
Hail34.9
Ice Storm28.9
Tornado19.0
Landslide17.0
Wildfire14.4
Drought13.8
Coastal Flood13.4
Heat Wave11.4
Earthquake0.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

9

Most Recent

Biological

Mar 2020

Most Common Type

Flood

3 declarations

DateTypeDeclaration
Mar 27, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Aug 2, 2018FloodSEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jun 18, 2013FloodFLOODING
Sep 7, 2005HurricaneHURRICANE KATRINA EVACUATION
May 6, 2002FloodFLOODING
May 10, 1994FreezingSEVERE DEEP FREEZE
Jan 27, 1978SnowstormBLIZZARDS & SNOWSTORMS
Mar 2, 1977DroughtDROUGHT

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

22

Total IA Distributed

$95,531

DisasterRegistrationsTotal IA $Avg Damage
DR-449422$95,531

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

10

Total Claims Paid

$38,343

Avg Claim Payout

$3,834

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,336,625

Disasters with PA

4

Total Projects

114

DisasterTypeProjectsFederal $
DR-1413Flood68$2,841,082
DR-4121Flood32$338,998
DR-4381Flood13$150,569
DR-4494Biological1$5,976

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

11

Federal Funding

$362,388

Avg Benefit-Cost Ratio

6.23

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
401.1: Water and Sanitary Sewer System Protective Measures5$170,854
95.1: FMA or CRS Plan1$13,700
900.1: Hazard Identification; 93.1: Tribal (Local) Multihazard Mitigation Plan; 94.1: Tribal Multihazard Mitigation Plan1$4,160
93.1: Tribal (Local) Multihazard Mitigation Plan1$0
701.2: Technical Assistance - Application Development/Review1$14,439

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Ramsay has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, winter weather, cold wave. The area has had 9 federal disaster declarations. The most common disaster type is flood (3 declarations). 10 flood insurance claims have been filed in the area. FEMA has obligated $3,336,625 in public assistance recovery funding. $95,531 has been distributed in individual assistance to disaster-affected residents. 11 hazard mitigation projects have been funded to reduce future risk.