Pontiac, MI โ€” City Data, Demographics & Statistics

Oakland County ยท Michigan

๐Ÿงฌ

City DNA

A unique fingerprint for Pontiac based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Pontiac
National Avg
Michigan Avg
Population: 69Income: 29Home Value: 11Safety: 50Education: 15Median Age: 59Climate: 50Cost of Living: 41

Quick Stats

Population

61,914

2023 ACS

Median Income

$42,791

2023

Median Home Value

$110,600

2023

Median Rent

$1,007

2023

Median Age

35.5

Unemployment

10.6%

Cost of Living Index

82.9

100 = national avg

Pontiac is a city in Oakland County, Michigan, with a population of 61,914 according to the 2023 American Community Survey. Pontiac is one of the communities in Michigan.

The median household income in Pontiac is $42,791, and the median home value is $110,600. The cost of living index is 82.9 (where 100 = national average), and the median rent is $1,007 per month. The unemployment rate is 10.6%, and the median age is 35.5 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

61,914

Male

30,252

48.9%

Female

31,662

51.1%

Median Age

35.5

Education & Household

Bachelor's or Higher

10.7%

High School or Higher

34.0%

Foreign Born

10.3%

Veterans

3.0%

Married

22.4%

Avg Household Size

2.4

Marital Status by Age

Race & Ethnicity

Diversity Index

0.627

Simpson's Index (0-1)

Largest Group

Black

47.1%

Foreign Born

10.3%

White
27.1%
Black
47.1%
Asian
3.8%
Native American
0.3%
Two or More
16.0%
Other
5.6%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

21.7%

13,454 people

Not Hispanic/Latino

78.3%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
7,355 (54.7%)
Puerto Rican
2,512 (18.7%)
Cuban
149 (1.1%)
Dominican
15 (0.1%)
Salvadoran
882 (6.6%)
Guatemalan
123 (0.9%)
Colombian
87 (0.6%)
Honduran
484 (3.6%)
Other Hispanic
1,848 (13.7%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
243 (10.3%)
Chinese
279 (11.9%)
Filipino
291 (12.4%)
Vietnamese
100 (4.2%)
Korean
29 (1.2%)
Pakistani
9 (0.4%)
Hmong
966 (41.1%)
Thai
21 (0.9%)
Laotian
214 (9.1%)
Other Asian
201 (8.5%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
203 (99.5%)

Languages Spoken

Total Speakers (5+)

57,460

English Only

79.0%

#1 Non-English Language

Spanish

9,401 speakers

Limited English

8.6%

Language Distribution

Spanish
9,401 (16.4%)
Other Asian
1,261 (2.2%)
Other Indo-European
346 (0.6%)
Other Languages
319 (0.6%)
Chinese
237 (0.4%)
Tagalog
111 (0.2%)
Vietnamese
100 (0.2%)
Arabic
79 (0.1%)
French/Haitian/Cajun
62 (0.1%)
German
58 (0.1%)

English Proficiency

Speaks English Very Well

91.4%

Limited English Proficiency

8.6%

Spanish
41.1% limited English
Other Asian
43.4% limited English
Other Indo-European
53.5% limited English
Other Languages
3.1% limited English
Chinese
94.9% limited English
Vietnamese
86.0% limited English
Arabic
15.2% limited English
Slavic Languages
50.0% limited English

Veterans & Military

Total Veterans

1,852

3.0% of population

Disability Rate

21.1%

391 with disability

Veteran Median Income

$32,401

Unemployment Rate

1.9%

Period of Service

Gulf War (2001+)
18.7%
Gulf War (1990-2001)
27.6%
Vietnam
21.4%
Korea
1.0%

Veteran Age Distribution

18-34
9.2%
35-54
27.1%
55-64
25.9%
65-74
24.5%
75+
13.3%

Male Veterans

1,707

92.2%

Female Veterans

145

7.8%

Veteran vs Non-Veteran Income

Veteran Income

$32,401

Non-Veteran Income

$29,664

Difference

$2,737

9.2% higher

Disability Status

With Disability

391

Without Disability

1,461

Disability Rate

21.1%

Ancestry & Heritage

Total Reporting Ancestry

18,006

#1 Ancestry

German

6.1% (3,764)

#2 Ancestry

English

3.8% (2,368)

#3 Ancestry

Irish

3.7% (2,320)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
6.1%
English
3.8%
Irish
3.7%
American
3.2%
Polish
1.3%
Sub-Saharan African
1.3%
West Indian
1.3%
Italian
1.3%
Jamaican
1.2%
French
1.0%
Scottish
0.8%
European
0.6%
Scotch-Irish
0.5%
Dutch
0.4%
Ukrainian
0.4%
Swedish
0.4%
Arab
0.3%
Canadian
0.3%
British
0.3%
Russian
0.2%

Families & Households

Total Households

25,605

Family Households

13,108

51.2%

Married Couples

5,139

20.1%

Non-Family Households

12,497

48.8%

Single Mother Households

6,002

23.4%

Single Father Households

1,967

7.7%

Living Alone

10,493

41.0%

Children Under 18

Total Children

12,894

In Married Couple

4,164

32.3%

With Single Mother

7,068

54.8%

With Single Father

1,662

12.9%

Family Income

Median Family Income

$54,104

Married Couple Income

$83,843

Single Mother Income

$38,673

Single Father Income

$39,519

Avg Family Size

2.4

Avg Non-Family Size

2.3

Grandparents w/ Grandchildren

1,001

Grandparents Responsible

227

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$42,791

-42% vs national

Per Capita Income

$24,702

-34% vs national

Poverty Rate

25.6%

+88% vs national

Gini Index

0.4516

0 = perfect equality

Unemployment

10.6%

+105% vs national

SNAP Recipients

30.6%

of households

How Pontiac Compares

Pontiac vs Similar Cities

Compared to cities with 50,000 - 100,000 residents. Pontiac is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Pontiac. The median household income here is $42,791.

$

Income Distribution

<$25K
27.9%
$25-50K
27.9%
$50-75K
18.0%
$75-100K
10.1%
$100-150K
11.7%
$150-200K
2.4%
$200K+
2.0%

Employment Snapshot

Unemployment Rate

10.6%

+90% vs MI avg

Labor Force

30,178

Employed

26,967

Mean Commute

21 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

10.7%

of adults 25+

High School Diploma+

34.0%

of adults 25+

Median Age

35.5

Work from Home

4.1%

of workers

Cost of Living

Overall Index

82.9

100 = national avg

-17.1 vs national average

Living Wage (1 Adult)

$36,474

per year

Living Wage (Family of 4)

$86,211

per year

Cost Index by Category

Housing
88.4
Food
82.7
Transportation
82.7
Healthcare
86.2
Utilities
87.3

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$1,122

per month

2 Bedroom

$1,411

per month

The median household income in Pontiac, MI is $42,791, which is 41.6% below the national average of $73,224. Per capita income is $24,702. The poverty rate of 25.6% is higher than the MI state average of 14.1%. The Gini index of income inequality is 0.4516, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 10.6%, compared to the state average of 5.6%. The labor force is 30,178. 10.7% of adults hold a bachelor's degree or higher. The average commute time is 21 minutes, with 4.1% working from home. About 73.2% of workers drive alone to work. The overall cost of living index is 82.9, which is 17.1% below the national average. Housing costs are below the national average at an index of 88.4. A single adult needs to earn approximately $36,474 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$137,000

Median List Price

$149,000

Price Per Sq Ft

$114

Days on Market

51

Active Inventory

93

Months of Supply

2.6

Seller's market

Zillow Home Value

$131,364

ZHVI โ€” January 2026

Zillow Rent Index

$1,284

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

5.6%

Off Market in 2 Weeks

27.9%

Sale-to-List Ratio

94.2%

Buyer's market

Sold Above Asking
5.6%
Under Contract in 2 Wks
27.9%
Listings with Price Drops
24.7%

Price TrendsRedfin

Sale Price โ†‘ 8.1%List Price โ†“ 0.6%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

36

New Listings

43

Pending Sales

43

Homes Sold โ†“ 33.3%New Listings โ†“ 6.5%Pending โ†“ 20.4%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$114

Median List $/SF

$121

Sale $/SF โ†‘ 12.9%List $/SF โ†‘ 3.4%Mar 24 โ†’ Jan 26

Pontiac vs Similar CitiesCensus ACS / Redfin

Compared to cities with 50,000 - 100,000 residents. Pontiac is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$110,600

Median Rent

$1,007

Total Housing Units

28,276

Vacancy Rate

9.4%

Owner Occupied

44.3%

Renter Occupied

55.8%

Median Property Tax

$1,272

per year

Monthly Cost (w/ Mortgage)

$921

Housing Types

Single Family
65.7%
Multi-Family
32.4%
Mobile Home
1.8%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$1,272

per year

Effective Tax Rate

1.15%

of home value

Median Home Value

$110,600

Estimated Mean Tax

$1,405

The effective property tax rate is calculated by dividing the median annual property tax ($1,272) by the median home value ($110,600). In Pontiac, MI, this works out to an effective rate of 1.15%. This is above the national average of approximately 1.1%.

The current median sale price in Pontiac, MI is $137,000 according to Redfin data. Homes spend a median of 51 days on the market. 5.6% of homes sold above asking price. The market has 2.6 months of supply. The median price per square foot is $114. Zillow's observed rent index is $1,284/month. About 44.3% of housing units are owner-occupied. The median year homes were built is 1960. There are 28,276 total housing units. Homeowners pay a median annual property tax of $1,272. The effective tax rate is 1.15%, above the national average.

Crime data is not yet available for Pontiac. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

97.5

Relatively High

Expected Annual Loss

98.3

Score (0-100)

Social Vulnerability

16.6

Score (0-100)

Community Resilience

90.4

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

15

Public Assistance

$90.8M

Individual Assistance

$19.3M

Most Common Type

Severe Storm

5 declarations

Public Assistance by Category

Total: $88.1M
DisasterTypeDatePA $IA $
Severe Storms, Tornadoes, and Flooding โ†’FloodFeb 2024โ€”$7.4M
Severe Storms, Flooding, and Tornadoes โ†’Severe StormJul 2021โ€”$462K
Covid-19 Pandemic โ†’BiologicalMar 2020$82.1M$10.2M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Storms and Flooding โ†’FloodSep 2014$5.7M$307K
Hurricane Katrina Evacuation โ†’HurricaneSep 2005$4Kโ€”
Severe Storms, Tornadoes, and Flooding โ†’Severe StormJun 2004โ€”$941K
Power Outage โ†’OtherSep 2003$949Kโ€”
Snow โ†’SnowstormJan 2001$1.1Mโ€”
Severe Storms and Flooding โ†’Severe StormOct 2000โ€”โ€”
Mi - Severe Weather 1/2 /99 โ†’SnowstormJan 1999$854Kโ€”
Severe Storms, Tornadoes,and Flooding โ†’Severe StormJul 1997โ€”โ€”
Blizzards & Snowstorms โ†’SnowstormJan 1978โ€”โ€”
Severe Storms, Tornadoes, Icing & Floodiโ€ฆ โ†’Severe StormMar 1976โ€”โ€”
Severe Storms, High Winds & Flooding โ†’FloodApr 1975โ€”โ€”
Severe Storms and Flooding โ†’Unknownโ€”โ€”โ€”
Covid-19 Pandemic โ†’Unknownโ€”โ€”โ€”

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

577

Total Claims Paid

$5,447,035

Avg Claim Payout

$9,440

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

28

Federal Funding

$2,835,289

Avg Benefit-Cost Ratio

0.85

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)6$200,175
91.1: Local Multihazard Mitigation Plan4$127,372
103.1: Feasibility, Engineering and Design Studies3$1,724,347
500.1: Flood Control - Floodwall2$67,210
405.1: Other Minor Flood Control2$255,715

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Pontiac has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, ice storm, cold wave. The area has had 15 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 577 flood insurance claims have been filed in the area. FEMA has obligated $90,751,953 in public assistance recovery funding. $19,323,843 has been distributed in individual assistance to disaster-affected residents. 28 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

43.5%

7.4pp above the national average

Depression Rate

21.8%

1.7pp below the national average

Diabetes Rate

16.0%

4.1pp above the national average

Uninsured Rate

13.6%

3.0pp above the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

32.3%

Arthritis

25.4%

Cancer (excl. skin)

5.3%

Teeth Lost (65+)

21.3%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

20.7%

14+ days in past month

Depression

21.8%

Loneliness

37.7%

Lack of Support

30.1%

Disability Prevalence

Any Disability

35.4%

Mobility

18.2%

Cognitive

19.3%

Hearing

6.2%

Vision

9.1%

Self-Care

6.8%

Independent Living

12.7%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Pontiac has an obesity rate of 43.5%, which is 7.4pp above the national average. The depression rate is 21.8%, 1.7pp below the national average. About 13.6% of adults lack health insurance. 79.7% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

3

Avg CMS Rating

2.0 / 5

Nearest Hospital

0.7 mi

Mclaren Oakland

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Mclaren Oakland0.7 miAcute Care Hospitals2/5Yes
Pontiac General Hospital1.6 miAcute Care Hospitalsโ€”โ€”
Trinity Health Oakland Hospital1.6 miAcute Care Hospitals2/5Yes
Havenwyck Hospital3.5 miPsychiatricโ€”โ€”
Ascension Providence Rochester Hospital8.4 miAcute Care Hospitals2/5Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

1

Pop. Served

272

Violations (5yr)

0

No violations

System NamePop. ServedViolations (5yr)
SILVER LAKE RV & MOBILE HOME ESTATES2720

There are 1 water system serving the area.

Infrastructure

Commute Overview2023 ACS

Mean Commute

21 min

-11% vs national

Drive Alone

73.2%

-7% vs national

Public Transit

1.1%

+28% vs national

Work From Home

4.1%

-56% vs national

Carpool

16.3%

Walk / Bike

3.5%

combined

How Pontiac's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2023)

Fatalities

5

2023

6-Year Avg

6

fatalities/yr

Pedestrian

3

Nighttime

4

dark conditions

YearCrashesFatalitiesAlcoholPedestrianCyclist
202355030
202299011
202145010
202089321
201944010
201844011

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

The average commute in Pontiac, MI is 21 minutes, which is 10.7% below the national average of 23 minutes. 73.2% of workers drive alone, compared to the national average of 78.7%. 4.1% work from home, which is below the MI state average of 9.1%. Public transit is used by 1.1% of commuters, compared to the national average of 0.9%. 16.3% of workers carpool. 3.1% walk to work. In 2023, there were 5 traffic fatalities from 5 fatal crashes. 3 were pedestrians.

Internet & Broadband Access

Source: Census ACS

Broadband Access

84.9%

of households

Cable / Fiber / DSL

64.3%

of households

No Internet

12.6%

of households

Total Households

25,605

Internet Subscription Types

Cable, Fiber, or DSL
64.3%
Cellular Data Plan
79.5%
Satellite
6.0%
Cellular Only (no wired)
17.0%
No Internet Access
12.6%

Device Ownership

Source: Census ACS

Has Computer

91.7%

of households

Smartphone

86.1%

of households

Desktop / Laptop

63.8%

of households

Tablet

50.5%

of households

Any Computing Device
91.7%
Smartphone
86.1%
Desktop / Laptop
63.8%
Tablet
50.5%
Smartphone Only
18.3%
No Computer
8.3%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

19.3ยข

per kWh

+5% vs 50,000 - 100,000 avg

Commercial Rate

14.0ยข

per kWh

-5% vs 50,000 - 100,000 avg

Industrial Rate

8.3ยข

per kWh

-26% vs 50,000 - 100,000 avg

Avg Monthly Bill

$119

residential

-18% vs 50,000 - 100,000 avg

13% above the national average of 17.1ยข/kWh

Residential electricity in Michigan averages 19.3ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $119. State-level averages from EIA Electric Sales & Revenue data (2024).

Pontiac vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

1

Population Served

272

Violations (5yr)

0

System NameTypeSourcePop. ServedViolations
SILVER LAKE RV & MOBILE HOME ESTATESCommunityGround water2720

84.9% of households in Pontiac have broadband internet access. 64.3% have cable, fiber, or DSL service. 17.0% rely solely on cellular data without a wired connection. 12.6% of households have no internet access. 18.3% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 272 people. No water quality violations have been reported in the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Pontiac is located in Oakland County, MI. Results reflect all voters in the county, not just those in Pontiac.

Election Overview

Source: Oakland County (2024)

2024 Winner

Democrat

Dem Votes

419,519

54.4%

GOP Votes

337,791

43.8%

Total Votes

771,939

Margin

D+10.6%

Shift from 2020

R+3.5pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
D+10.6%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
2024419,519337,791771,93954.4%43.8%D+10.6
2020434,148325,971770,35156.4%42.3%D+14.1
2016342,976289,127663,25551.7%43.6%D+8.1

In the 2024 presidential election, Oakland County recorded 771,939 total votes. Democrats won the county with 54.4% of the vote compared to 43.8% for Republicans, a margin of D+10.6%. Compared to 2020, the margin shifted R+3.5pp from the previous election. Since 2016, Oakland County has shifted 2.5 percentage points toward Democrats.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

275

Total Assets

$397.7M

Total Income

$481.8M

Per 10K Residents

44.4

nonprofits

-33.0% vs peers avg

Orgs with >$1M Assets

27

Median Assets

$377K

Oldest Active

1941

ruling year

Newest Org

2025

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Human Services
39
Religion
39
Youth Development
34
Education
24
Community Improvement
18
Arts & Culture
13
Health Care
10
Housing & Shelter
9
Recreation & Sports
7
Mental Health
6
Crime & Legal
6
Philanthropy
6
Animal-Related
4
Employment
4
Public Benefit
3
Food & Agriculture
2
Environment
1
International
1
84.8%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $337.4M of $397.7M total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 50,000 - 100,000

Largest Nonprofits in Pontiac

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
MCLAREN OAKLANDHealth Care$204.9M$307.2M1957
OAKLAND INTERGRATED HEALTHCARE NETWORKHealth Care$24.4M$25.5M2011
MICAH 6 COMMUNITYCommunity Improvement$22.6M$5.5M2014
OAKLAND LIVINGSTON HUMAN SERVICE AGENCYHuman Services$16.0M$30.1M1965
SOUTH OAKLAND SHELTERHousing & Shelter$14.3M$15.0M1989
MICHIGAN ANIMAL RESCUE LEAGUEAnimal-Related$14.0M$3.9M1958
HAVEN INCCrime & Legal$12.3M$4.6M1982
HABITAT FOR HUMANITY INTERNATIONAL INCโ€”$11.0M$10.2M1987
GRACE CENTERS OF HOPEโ€”$10.2M$14.9M1946
OAKLAND COUNTY ECONOMIC DEVELOPMENT AND GROWTH ALLIANCECommunity Improvement$7.7M$3.5M2023
NORTH OAKLAND-NORTH MACOMB IMAGING INCHealth Care$5.6M$3.5M1991
OAKLAND FAMILY SERVICESHuman Services$5.5M$13.9M1951
CARE HOUSE OF OAKLAND COUNTY INCCrime & Legal$5.3M$4.1M1982
LIGHTHOUSE OF OAKLAND COUNTY INCHuman Services$4.3M$230K1982
VENTURE INCHousing & Shelter$2.9M$2.1M1992
OAKLAND HOPEFood & Agriculture$2.9M$1.6M2013
POWER COMPANY KIDS CLUBYouth Development$2.8M$1.4M2006
VOLUNTEERS OF AMERICA INCโ€”$2.6M$420K1965
PONTIAC TRANSPORTATION MUSEUMArts & Culture$2.4M$523K2023
DR GARY BURNSTEIN COMMUNITY HEALTH CLINICHealth Care$2.1M$3.9M2003
SPERO HOUSING GROUPHousing & Shelter$1.9M$23K2017
MCLAREN OAKLAND FOUNDATIONHealth Care$1.7M$166K2004
COMPLETION HOUSE INCMental Health$1.6M$2.8M2017
TERRA SANCTA PILGRIMAGESReligion$1.5M$407K2009
ACCENT PONTIAC INCEducation$1.2M$1.8M2017
HOPE HOSPITALITY AND WARMING CENTER INCHuman Services$1.1M$1.4M2002
JAY SHOP INCEmployment$1.1M$3.5M1970
CHARLES AND DEMETRA LEONARD FOUNDATIONPhilanthropy$978K$27K2008
OAKLAND COUNTY MEDICAL CONTROL AUTHORITYHealth Care$961K$1.1M1997
MICHIGAN FALLEN HEROES MEMORIALArts & Culture$895K$72K2002
THE BALDWIN CENTER INCHuman Services$818K$1.1M2006
OAKLAND LITERACY COUNCILโ€”$740K$579K1990
OAKLAND COUNTY PIONEER & HISTORICAL SOCIETYโ€”$731K$155K1948
PHOENIX RESIDENTIAL SERVICES INCโ€”$704K$1.4M1987
HOPE AGAINST TRAFFICKINGHuman Services$681K$500K2014
PONTIAC COMMUNITY FOUNDATION INCCommunity Improvement$633K$1.1M2019
FURNITUR E BANK OF DETROITโ€”$620K$1.9M1971
PRESBYTERIAN VILLEGE NORTHHuman Services$570K$52K1978
AUCH CONSTRUCTION FOUNDATIONPhilanthropy$460K$101K2022
CHRISTIAN COMMUNITY RESPONSE TEAMHuman Services$435K$376K2023
SHERIFF PAL PROGRAMRecreation & Sports$405K$399K2015
RIC GONZALEZ MEMORIAL FOUNDATIONEducation$377K$21K2004
ALLIANCE FOR HOUSING OAKLAND COUNTY CONTINUUM OF CAREHousing & Shelter$356K$2.8M2013
OAKLAND COUNTY DEPUTY SHERIFFS ASSOCIATION FAMILY BENEVOLENT FUNDHuman Services$352K$322K2018
PONTIAC MEALS ON WHEELS FOUNDATIONHuman Services$315K$724K2018
CENTRO MULTICULTURAL LA FAMILIA INCArts & Culture$304K$2.1M2007
LEADERSHIP OAKLANDPublic Benefit$299K$299K1998
MICHIGAN ASSOCIATION OF COLLEGIATE REGISTRARS AND ADMISSIONS OFFICERSPhilanthropy$238K$75K2016
THE ART EXPERIENCE INCArts & Culture$204K$358K1999
CREATIVE ARTS CENTER NORTH OAKLAND COUNTY INCArts & Culture$185K$73K1965

Pontiac, MI has 275 registered 501(c)(3) nonprofit organizations with combined assets of $397.7M. The most common category is Religion-Related, with 39 organizations. 27 nonprofits have assets exceeding $1 million. That works out to 44.4 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

280

Total Approved

$104.1M

Jobs Supported

3,254

Per 10K Residents

45.2

SBA loans

-37.7% vs peers avg

Unique Lenders

52

Top Lender

The Huntington National Bank

74 loans

Top Industry

Other Services

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)83% of all loans

Loans

233

Total Amount

$75.6M

Avg Loan

$324,664

Median Loan

$125,000

SBA Guaranteed

$55.0M(73%)

Jobs Supported

2,256

50417% of all loans

Loans

47

Total Amount

$28.4M

Avg Loan

$605,298

Median Loan

$436,000

7(a) โ€” 83%504 โ€” 17%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

49

18% of all-time total

Recent Amount

$27.2M

26% of all-time total

Avg Recent Loan

$556,016

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Other Services44 loans
NAICS 81
$19.8M
Retail Trade43 loans
NAICS 44
$14.6M
Construction31 loans
NAICS 23
$11.3M
Accommodation & Food Services29 loans
NAICS 72
$6.7M
Wholesale Trade21 loans
NAICS 42
$10.5M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 50,000 - 100,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Motor City Suds Auto Spa1$5.0M
Ultimate Soccer Arenas Llc2$4.9M
Dasi Solutions L.l.c.1$4.2M
Spurlocks3$4.0M
High Tide Auto Spa Llc1$3.7M
Telesouce Services L.l.c.2$3.6M
Peninsula Holdings Ii L.l.c.1$3.1M
Hth Communications Llc1$2.3M
Pontiac Drywall Systems Inc.1$2.0M
Pike Street Pool Inc1$1.9M

Pontiac, MI has received 280 SBA loans totaling $104.1M in approved funding between 1992 and 2026. The 7(a) program accounts for 233 loans (83% of the total), supporting 2,256 jobs. The 504 program, focused on real estate and large equipment, has funded 47 loans totaling $28.4M. The most common industry receiving SBA funding is Other Services. The most active SBA lender in Pontiac is The Huntington National Bank with 74 loans. That works out to 45.2 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

27

Total Population

558,056

Avg Median Income

$113,422

Avg Home Value

$369,122

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
4800921,623$152,443$712,000$1,8915.0
4802514,755$177,126$514,500$2,3978.0
4808415,659$106,004$420,000$1,6486.2
4808527,371$144,146$395,300$2,2139.3
4809820,658$165,781$485,300$1,7209.4
4830114,749$163,571$670,600$1,8787.4
4830217,346$175,698$624,200$2,04811.0
4830417,436$140,700$481,500$1,49211.4
4830627,831$165,545$522,200$1,64522.1
4830744,267$105,118$329,400$1,49915.2
4830930,254$117,788$394,700$1,62515.6
483204,257$77,700$317,900$1,1531.1
4832233,197$118,001$374,000$1,97511.7
4832317,043$139,418$467,000$1,7768.6
4832416,631$148,750$407,500$1,4488.6
4832624,488$79,468$235,300$1,41116.9
4832720,843$75,512$241,600$1,05811.3
4832825,409$69,788$210,800$1,0418.9
4832924,022$85,777$245,800$1,32310.3
4834025,696$46,474$105,800$1,0967.7
4834119,060$46,185$124,600$9176.7
4834217,227$33,750$90,600$8515.2
4834622,954$97,857$295,200$1,36018.1
4835910,424$94,618$329,500$1,36010.9
4836012,250$135,701$362,400$1,37711.4
4836214,746$108,667$313,600$1,09510.1
4838617,860$90,805$295,000$1,48016.8

Pontiac, MI has 27 ZIP codes with a combined population of 558,056. The average median household income across all ZIP codes is $113,422. The average median home value is $369,122. The average median monthly rent is $1,510.

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