Natural Disasters in Onaway, MI

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

21.8

Very Low

Expected Annual Loss

14.4

Score (0-100)

Social Vulnerability

87.5

Score (0-100)

Community Resilience

75.9

Score (0-100)

Top Hazard Risks

Lightning79.5Hail54.1Cold Wave42.4
HazardRisk Score
Lightning79.5
Hail54.1
Cold Wave42.4
Landslide29.0
Hurricane23.4
Tornado20.1
Heat Wave15.3
Coastal Flood15.2
Wildfire14.1
Strong Wind11.7
Winter Weather11.2
Earthquake9.1
Ice Storm9.1

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

6

Most Recent

Severe Ice Storm

Jul 2025

Most Common Type

Biological

2 declarations

DateTypeDeclaration
Jul 22, 2025Severe Ice StormSEVERE WINTER STORM
Mar 27, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Sep 7, 2005HurricaneHURRICANE KATRINA EVACUATION
Jan 27, 1978SnowstormBLIZZARDS & SNOWSTORMS
Mar 2, 1977DroughtDROUGHT

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$365,092

Disasters with PA

2

Total Projects

20

DisasterTypeProjectsFederal $
DR-4880Winter Storm19$350,079
DR-4494Biological1$15,013

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$560,135

Avg Benefit-Cost Ratio

1.67

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
402.1: Infrastructure Protective Measures (Roads and Bridges)2$560,135

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Onaway has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, hail, cold wave. The area has had 6 federal disaster declarations. The most common disaster type is biological (2 declarations). 1 flood insurance claims have been filed in the area. FEMA has obligated $365,092 in public assistance recovery funding. 2 hazard mitigation projects have been funded to reduce future risk.